The top-rated long-term care insurance agent in Newington, Connecticut is D.M. Johnson Insurance, rated 5.0 stars across 117 reviews. Other highly rated options include HealthMarkets Insurance - EHAB Elsewisy, Michael Audekerk - State Farm Insurance Agent, Connecticut Insurance Exchange. This directory lists 13 long-term care insurance agents serving Newington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | D.M. Johnson Insurance | 2434 Berlin Tpke | (860) 467-0952 |
| 2 | HealthMarkets Insurance - EHAB Elsewisy | Kitts Ln | (860) 333-5272 |
| 3 | Michael Audekerk - State Farm Insurance Agent | 63 E Cedar St | (860) 666-1037 |
| 4 | Connecticut Insurance Exchange | 112 Market Square | (860) 666-5443 |
| 5 | Koziura Szafranski Insurance Agency | 365 Willard Ave STE 2J | (860) 667-2161 |
| 6 | Allstate Insurance - Anthony Savio | 39 E Cedar St | (860) 512-2577 |
| 7 | Nationwide Insurance: Arthur K Szafranski | 365 Willard Ave STE 2J | (860) 667-2161 |
| 8 | John M. Glover Insurance Agency | 1090 Main St | (860) 753-3453 |
| 9 | De Conti Insurance Associates Inc | 81 Market Square Suite 1 | (860) 236-1205 |
| 10 | Farmers Insurance - Manjula Iyer | 451 New Britain Ave Ste B | (860) 665-0292 |
D.M. Johnson Insurance serves Newington and the broader Hartford County area as a long-term care insurance agent. The company assists clients in evaluating coverage options that protect savings from the high costs of extended care at home or in a facility. Their work involves comparing policy features from multiple insurers to find suitable plans. D.M. Johnson Insurance also provides ongoing support with policy claims and benefit management for existing policyholders.
HealthMarkets Insurance - EHAB Elsewisy in Newington, CT provides a range of long-term care insurance services, including policy consultation, plan comparisons, and application assistance tailored to local residents. It offers ongoing service plans to help clients manage policy updates, benefit changes, and claim inquiries as their care needs evolve. The agency also supports maintenance of existing coverage through periodic policy reviews. Its office serves individuals and families across single-family homes, apartments, retail locations, and restaurants in the area.
Michael Audekerk - State Farm Insurance Agent serves Newington, Connecticut, and the surrounding communities. The agency handles long-term care insurance policies designed to help cover the costs of extended personal care services. Typical plans may assist with nursing home stays, assisted living, or home-based care. Clients receive a careful assessment of their potential future needs and financial options to determine suitable coverage levels. The approach involves evaluating current health considerations and future care scenarios to recommend an affordable policy that fits within a client’s budget and long-term planning goals.
Residents and families across Newington, CT, turn to Connecticut Insurance Exchange for guidance on long-term care protection. This agency helps clients understand policies that cover home health aides, assisted living, and nursing home stays. It explains how these plans safeguard savings from high future medical costs. Careful comparisons of policy features and premiums are provided to match individual needs and budgets. The agency also serves surrounding towns in the Hartford metropolitan region, including Wethersfield and Rocky Hill.
A shopper for long-term care insurance can choose either a one-time policy purchase for a fixed benefit pool or a recurring payment plan that builds cash value over time. Koziura Szafranski Insurance Agency in Newington, CT assists clients in understanding this distinction and matching coverage to their anticipated care needs and budget. The agency helps evaluate potential future costs of home health aides or nursing facilities within the region. Service here is provided on an as-needed basis, for individual consultations with no ongoing scheduling obligation unless requested.
Specializing in long-term care insurance, Allstate Insurance - Anthony Savio assists Newington clients in planning for future custodial and home health needs. The agency provides guidance on coverage options that protect assets and help manage the costs of extended care. These policies can address rising local care expenses and family financial strain. For seasonal concerns, this agent helps families secure coverage for short-term rehabilitation following a winter fall or other seasonal injury common among older adults in the area.
As Connecticut families plan for the colder months when care needs often rise, Nationwide Insurance: Arthur K Szafranski in Newington provides guidance on long-term care insurance options. This local agent helps residents evaluate policies that can cover future assistance with daily activities. Such coverage is a key component of financial preparation for aging or chronic illness. The typical process begins with a confidential initial consultation to review an individual’s potential future care needs and insurance goals.
John M. Glover Insurance Agency provides guidance on insurance solutions for individuals in the Newington area, with a specific specialty in long-term care policies. They help clients navigate coverage options designed to protect assets and cover expenses related to extended personal care needs. Their work focuses on planning for future health scenarios that may require assistance with daily living activities. The agency supports various commercial sectors including office environments, warehouse facilities, and food service businesses.
De Conti Insurance Associates Inc serves the Newington, Connecticut area as a local long-term care insurance agent, primarily assisting residents with coverage for home-based and facility care. Commercial coverage is also offered to businesses seeking protection for key personnel or group benefit plans. The firm services clients throughout the greater Newington region. Consultations focus on explaining policy features and periodic cost adjustments. Follow-up appointments are typically scheduled between regular annual reviews to address any changes in a client’s health or financial needs.
Farmers Insurance - Manjula Iyer, based in Newington, CT, is known for helping individuals secure long-term care insurance to protect assets and cover future care needs. Its services include advising clients on various policy options, assessing potential gaps in health coverage, and explaining the financial implications of extended care. The agency can also tailor plans for those concerned about preserving retirement savings while ensuring access to in-home or facility-based support. A specialty service it can add on is guidance for coupling long-term care policies with life insurance benefits.
What Does a a Long-Term Care Insurance Agent in Newington Cost?
Long-term care insurance agent fees in Connecticut are usually paid through commissions from the insurance company so you may not pay the agent directly. Policy premiums vary widely based on age health and coverage level. For a 55 year old in Newington a policy with a 3 percent inflation rider might cost between 1500 and 3000 dollars per year. Costs are different for each person and this is general information not insurance advice.
About long-term care insurance agents in Newington
A long-term care insurance agent in Newington Connecticut can help you understand policies that cover home care and nursing facility costs. Connecticut offers the Partnership for Long-Term Care program which allows policyholders to protect some assets if they later need Medicaid. Working with a local agent ensures you get advice tailored to Newington and state regulations.
Frequently Asked Questions
What does a long-term care insurance agent in Newington do?
An agent helps you compare policies from different insurers and explains coverage for services like home health aides and assisted living. They also guide you on Connecticut specific options such as the Partnership program and tax qualified plans.
How do Connecticut laws affect long-term care insurance?
Connecticut requires insurers to offer inflation protection and nonforfeiture benefits. The state also has a 30 day free look period where you can cancel a policy for a full refund. Agents must follow these rules when selling policies in Newington.
What is the Connecticut Partnership for Long-Term Care?
This state program lets you buy a qualified policy that protects a dollar amount of your assets equal to the benefits paid. If you later need Medicaid you can keep those assets without spending them down first. Your agent can explain how this works in Newington.
Long-Term Care Insurance Agents in Other Connecticut Cities
Avon · Berlin · Bloomfield · Branford · Bridgeport · Bristol · Cheshire · Danbury · East Hartford · Enfield · Fairfield · Farmington · Glastonbury · Guilford · Hamden