The top-rated long-term care insurance agent in Shelton, Connecticut is ClearMatch, rated 4.5 stars across 506 reviews. Other highly rated options include Barnum Benefit Advisors, LLC, Flagship Financial Partners, CCS Insurance. This directory lists 20 long-term care insurance agents serving Shelton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | ClearMatch | 3 Corporate Dr # 300 | (203) 590-1084 |
| 2 | Barnum Benefit Advisors, LLC | 6 Corporate Dr Ste 501 | (203) 513-6029 |
| 3 | Flagship Financial Partners | 2 Trap Falls Rd #410 | (203) 712-7348 |
| 4 | CCS Insurance | 4 Research Dr Suite 402 | (475) 216-0666 |
| 5 | Broad Range Benefits Group (BRBG) | 4 Armstrong Rd | (203) 810-4400 |
| 6 | Goosehead Insurance - Scott & Andrew Zebendon | 1 Trap Falls Rd Suite 210 | (203) 859-9393 |
| 7 | Cross Insurance | 2 Corporate Dr Suite 335 | (203) 259-7580 |
| 8 | Barnum Financial Group | 6 Corporate Dr | (203) 513-6000 |
| 9 | Patterson Insurance Services | 4 Research Dr | (203) 535-9552 |
| 10 | Tim Greer - State Farm Insurance Agent | 25 Brook St UNIT 201 | (203) 924-5510 |
ClearMatch serves the Shelton, Connecticut area and the surrounding county as a long-term care insurance agent. The company assists individuals and families with planning for future care needs through tailored insurance policies. It helps clients understand benefit structures, coverage options, and premium costs associated with long-term care protection. ClearMatch also provides ongoing support for claims management and policy adjustments as circumstances change. Among the key services it handles are individual policy evaluations and enrollment assistance for long-term care plans.
Barnum Benefit Advisors, LLC provides a range of long-term care insurance advisory services, including policy comparisons and enrollment assistance. The firm also offers ongoing policy maintenance reviews to help clients adjust coverage as their needs and health situations evolve. They serve clients throughout Shelton, CT, and the surrounding area. Their clientele includes individuals and families seeking coverage to protect savings and assets from future care costs, as well as those planning for retirement in single-family homes or apartments with associated care considerations.
Flagship Financial Partners in Shelton, CT, serves individuals and families seeking guidance for their future care needs. As a long-term care insurance agent, the company helps clients evaluate policy options that address potential extended health expenses. This work includes explaining coverage benefits and assisting with the application process. By focusing on long-term care protection, the agency supports local residents in financial planning for later-life care requirements. Its service area also covers nearby communities in Fairfield County, such as Stratford and Milford.
CCS Insurance specializes in long-term care insurance solutions for residents of Hebron, Connecticut. As a dedicated agent, the company helps individuals understand and select coverage that addresses future care needs and protects retirement assets. Its work includes evaluating policy options, planning for potential nursing home or home health care expenses, and answering questions about benefit triggers. As winter approaches, CCS Insurance assists families in reviewing their policies to ensure coverage for in-home care during seasonal weather challenges.
Broad Range Benefits Group serves Shelton, Connecticut, and the surrounding communities in Fairfield and New Haven counties. The company handles long-term care insurance planning for individuals and families, helping clients evaluate coverage options to protect assets and maintain quality of life during extended care needs. BRBG explains policy features, benefit triggers, and inflation protection. For a typical client, it assesses personal financial situations and health history to recommend suitable plan designs that align with realistic future care scenarios.
When planning for future care, individuals can choose between a one-time policy evaluation or an ongoing relationship that adapts to changing needs. Coverage options generally help pay for services such as in-home assistance or nursing facility stays, protecting savings from the high cost of extended care in the Shelton area. Goosehead Insurance - Scott & Andrew Zebendon, a long-term care insurance agent, helps local clients understand these choices. Their service runs on a one-time, scheduled, or as-needed basis to accommodate each client’s specific timeline.
As the realities of aging become more apparent, many Shelton families begin thinking about future care. Cross Insurance helps local residents explore long-term care insurance coverage tailored to their situation. The agent company walks clients through the potential costs of home health aides or assisted living, explaining how a policy might offset those expenses. They emphasize understanding the waiting period and daily benefit amounts during initial discussions. An assessment of current health status and personal goals is the first step to determine if this type of protection fits.
Barnum Financial Group specializes in helping individuals assess their eligibility and options for long-term care insurance, guiding clients in Shelton, CT, through the complexities of policy selection and application. The general service work involves analyzing current health and financial situations to recommend suitable coverage plans that protect assets from future care costs. This becomes particularly important during open enrollment periods when policy changes or new plans may be available.
Patterson Insurance Services provides long-term care insurance guidance to individuals and families, helping them prepare for future personal health needs. Operating in Shelton, CT, the agency focuses on policies that cover home care, assisted living, and nursing facility expenses. It assists clients in understanding benefit structures and premium options for these specialized plans. The company serves commercial sectors including local office environments, warehouse operations, and food service businesses with their tailored long-term care insurance needs.
What Does a a Long-Term Care Insurance Agent in Shelton Cost?
The cost of long-term care insurance in Connecticut varies by age, health, and coverage amount. A typical policy for a 55-year-old in Shelton might cost between $1,500 and $3,000 per year for a basic plan with a 3-year benefit period and a 90-day elimination period. Costs increase with age and additional features like inflation protection. This is general information, not insurance advice.
About long-term care insurance agents in Shelton
A long-term care insurance agent in Shelton, Connecticut helps residents find policies that cover extended care needs. Connecticut offers a Partnership for Long-Term Care program that allows policyholders to protect assets while qualifying for Medicaid. Working with a local agent ensures you understand state rules and policy options for Fairfield County.
Frequently Asked Questions
What does a long-term care insurance agent in Shelton do?
An agent helps you compare policies from different insurers to find coverage for home care, assisted living, and nursing home care. They explain Connecticut specific rules like the Partnership program and how benefits coordinate with Medicare and Medicaid.
Does Connecticut have a special long-term care insurance program?
Yes, Connecticut has the Partnership for Long-Term Care program. It lets policyholders protect a portion of their assets equal to the benefits paid by their policy if they later need Medicaid. An agent can explain how this works for Shelton residents.
How do I choose a long-term care insurance agent in Shelton?
Look for an agent licensed in Connecticut with experience in long-term care policies. Ask about their knowledge of the Connecticut Partnership program and whether they represent multiple insurance companies to offer a range of options.
Long-Term Care Insurance Agents in Other Connecticut Cities
Avon · Berlin · Bloomfield · Branford · Bridgeport · Bristol · Cheshire · Danbury · East Hartford · Enfield · Fairfield · Farmington · Glastonbury · Guilford · Hamden