The top-rated long-term care insurance agent in Apopka, Florida is Numero Uno Insurance, rated 5.0 stars across 312 reviews. Other highly rated options include Amanda Kimmel: Allstate Insurance, The Insurance Store USA, State Farm: Shren Yeager. This directory lists 19 long-term care insurance agents serving Apopka.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Numero Uno Insurance | 380 Semoran Commerce Pl Suite 102 | (407) 880-7283 |
| 2 | Amanda Kimmel: Allstate Insurance | 1706 E Semoran Blvd STE 104 | (407) 889-8494 |
| 3 | The Insurance Store USA | 529 S Orange Blossom Trail | (407) 880-2090 |
| 4 | State Farm: Shren Yeager | 49A E 3rd St | (407) 880-3167 |
| 5 | Declue Brothers | 218 S Lake Ave | (407) 884-7843 |
| 6 | We Insure Apopka - Dexter Chase | 65 E Station St | (321) 248-4495 |
| 7 | Patrick Malcolm: Allstate Insurance | 1089 W Orange Blossom Trail | (407) 884-0909 |
| 8 | Heather Baker - State Farm Insurance Agent | 1643 Rock Springs Rd | (407) 889-2557 |
| 9 | Joseph Salerno: Allstate Insurance | 3060 FL-436 #116 | (407) 788-0702 |
| 10 | Strohm Insurance Agency | 515 N Park Ave | (407) 605-0415 |
Numero Uno Insurance serves Apopka and all of Orange County as a long-term care insurance agent. The agency helps clients understand policies that cover nursing home stays, assisted living, and home health care. It guides families through the process of selecting coverage to protect assets against the high costs of extended care. The company provides options for both traditional long-term care policies and hybrid life insurance policies that include care benefits.
Amanda Kimmel: Allstate Insurance in Apopka, Florida, provides long-term care insurance coverage designed to help clients plan for future care needs and protect their assets. Agents guide customers through policy options and assist with account maintenance, including updates and claims support. This agency helps individuals prepare for costs associated with extended personal or medical care, whether at home or in a facility. It services single-family homes, apartments, retail establishments, and restaurants in the local area.
Homeowners, families, and individuals planning for retirement in Apopka, FL can rely on The Insurance Store USA for long-term care insurance guidance. The agency helps clients navigate coverage options that protect savings against the high costs of extended custodial care. Policies are designed to secure access to home health aides, assisted living, or nursing home services. The firm also serves residents in nearby Altamonte Springs, ensuring adequate financial protection against future care needs throughout the greater Orlando metro area.
Serving Apopka, Florida, and the surrounding Central Florida communities, Shren Yeager operates as a State Farm long-term care insurance agent handling policies that help individuals cover costs associated with extended in-home or facility-based care. The agency guides local clients through available plan options, explaining coverage for daily assistance needs not typically paid by standard health insurance. For each job, it begins with a personal consultation to review the client’s current financial situation and health history before recommending specific policy structures.
At this agency, clients can choose between one-time consultations to assess coverage needs or ongoing service for policy management. Coverage includes protecting assets and accessing quality care in Apopka, Florida. Plans help defray costs for nursing facilities, assisted living, or home-based support. The agents explain policy terms and coordinate claims when care becomes necessary. The service is available on an as-needed basis, with flexibility for periodic policy reviews and adjustments.
We Insure Apopka - Dexter Chase specializes in helping families secure long-term care coverage, addressing the financial risks of extended medical and personal support needs. This agency serves clients in Apopka, Florida, guiding them through policy options that protect assets and provide access to quality care. With a focus on personalized planning, it assists individuals in evaluating their future health requirements. As costs for in-home aides or skilled nursing facilities continue to rise, this agent helps clients plan before a health crisis arises, such as during open enrollment periods or retirement planning.
Patrick Malcolm: Allstate Insurance assists clients in Apopka, FL, with planning for future care needs. As a long-term care insurance agent, the company helps individuals explore coverage options that can address the costs of extended support services often not covered by standard health plans. These policies typically provide financial protection for assistance with daily activities. The agency can serve a variety of commercial sectors, including local offices, warehouses, and food service operations.
When Apopka residents face the complexities of protecting savings from future long-term care costs, they turn to Heather Baker - State Farm Insurance Agent. This agency guides clients in crafting a long-term care insurance strategy tailored to retirement goals. The team emphasizes planning for the likelihood of needing assisted living or home health services. A thoughtful initial-assessment appointment is scheduled to review current coverage options and potential policy features that might suit individual needs.
Serving residential clients in Apopka, Joseph Salerno: Allstate Insurance also provides business long-term care coverage for commercial customers throughout the local area. The agency helps individuals and families plan for potential future care needs with policies that cover assisted living and home health services. Routine consultations clarify policy options and coverage limits for each client’s situation. After an initial policy is in place, the agency contacts clients for annual policy reviews between regular visits.
Strohm Insurance Agency in Apopka, FL, is known for guiding clients through long-term care insurance options that help protect assets and maintain independence. The agency serves individuals and families in Central Florida, assessing eligibility, coverage needs, and plan complexity. Policies offered can assist with costs for home care, assisted living, or skilled nursing facilities. A consistent focus remains on financial strategies to preserve savings during potential health declines. The agency also provides consultation for pairing long-term care benefits with traditional life insurance policies.
What Does a a Long-Term Care Insurance Agent in Apopka Cost?
Long-term care insurance premiums in Florida vary based on age, health, and benefit amount. A typical policy for a 55 year old may cost between 150 and 300 dollars per month. Higher benefit amounts and inflation riders increase the premium. Costs also depend on the elimination period and benefit duration you select. This is general information and not insurance advice.
About long-term care insurance agents in Apopka
Long-term care insurance agents in Apopka help residents plan for future care costs. Florida law requires agents to explain policy benefits and inflation protection options clearly. Agents can assist with comparing policies that meet Florida Partnership for Long-Term Care program standards.
Frequently Asked Questions
What does a long-term care insurance agent in Apopka do?
An agent helps you review and compare long-term care insurance policies. They explain coverage limits, elimination periods, and benefit triggers. Agents must follow Florida insurance regulations when recommending policies.
Does Florida have special rules for long-term care insurance?
Yes, Florida requires insurers to offer inflation protection and nonforfeiture benefits. The Florida Partnership for Long-Term Care allows policyholders to keep assets equal to benefits paid. Agents must disclose these options to you.
How do I choose a long-term care insurance agent in Apopka?
Look for an agent licensed in Florida with experience in long-term care policies. Ask about their familiarity with Florida Partnership plans and rate stability. Check their standing with the Florida Office of Insurance Regulation.
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