The top-rated long-term care insurance agent in Bonita Springs, Florida is My Florida Insurance, rated 4.9 stars across 1,560 reviews. Other highly rated options include American Health Options, Medicare Made Easier, Brightway Insurance, Bonita Springs. This directory lists 19 long-term care insurance agents serving Bonita Springs.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | My Florida Insurance | 28292 Industrial Rd #2 | (239) 221-0522 |
| 2 | American Health Options | 9990 Coconut Rd | (239) 940-4268 |
| 3 | Medicare Made Easier | 9420 Bonita Beach Rd SE # 202 | (239) 495-8888 |
| 4 | Brightway Insurance, Bonita Springs | 3531 Bonita Bay Blvd STE 200 | (239) 676-8199 |
| 5 | Insurance Specialists of SW Florida - Bonita Springs | 12870 Trade Way Four #108 | (239) 949-7717 |
| 6 | Sunrise Insurance Group, LLC | 3388 Woods Edge Cir #101 | (239) 317-7160 |
| 7 | Bob McMullen Insurance Agency | 24241 S Tamiami Trl #1 | (239) 992-2200 |
| 8 | USA Medicare Plan | 9990 Coconut Rd #240 | (800) 783-5901 |
| 9 | Natalie Mathews - State Farm Insurance Agent | 8800 Bernwood Pkwy | (239) 319-0388 |
| 10 | The Horton Group, a Marsh & McLennan Agency LLC Company | 24850 Burnt Pine Dr # 4 | (239) 354-7200 |
My Florida Insurance serves the Bonita Springs, Florida area as a long-term care insurance agent. The company helps clients plan for future personal and medical care needs by guiding them through policy options. Its agents work to explain coverage features and costs, allowing individuals to protect assets from the high expenses associated with extended care. The firm assists with comparing different long-term care plans and navigating the application process in the local Bonita Springs market.
American Health Options in Bonita Springs, Florida, provides a range of long-term care insurance services, including policy enrollment and personalized coverage consultation. The firm assists clients with maintaining their existing plans through regular policy reviews and benefit updates to ensure alignment with evolving health needs. The agency also guides families through claim filing procedures and offers support for navigating policy adjustments. Its service area includes single-family homes, apartment complexes, retail locations, and restaurants throughout the region.
Medicare Made Easier serves the Bonita Springs area and surrounding Southwest Florida communities. As a long-term care insurance agent, the company handles policies that help individuals cover the costs of extended care not paid by standard health insurance or Medicare. These plans may cover assistance with daily activities in a nursing home, assisted living facility, or at home. The agency typically begins by evaluating a client’s financial situation and personal health goals to recommend a policy that aligns with future care needs.
Brightway Insurance in Bonita Springs serves homeowners and businesses seeking personal financial protection for the future. It provides long-term care insurance agency services, helping clients plan for extended medical and custodial care needs in their retirement years. Residents throughout Southwest Florida can receive guidance tailored to their insurance requirements. The agency also covers the neighboring communities of Estero and Fort Myers Beach.
Insurance Specialists of SW Florida - Bonita Springs helps individuals understand the key difference between one-time and recurring service options for long-term care planning, where a single policy purchase protects against future care costs while periodic reviews adjust coverage to evolving needs. Their guidance covers traditional and hybrid long-term care insurance, which can preserve assets and provide access to home health, assisted living, or nursing facility care. Service runs on a scheduled basis with regular policy check-ins to address changing health or financial circumstances.
Sunrise Insurance Group, LLC offers specialized long-term care insurance planning, helping clients assess their future care needs, protect assets, and explore policy options from various carriers. The Bonita Springs agent works with individuals and families to evaluate coverage that can help pay for home care, assisted living, or nursing home services. As older adults face rising care costs in Southwest Florida, this agent can assist with policy reviews before a health event or a seasonal relocation requires immediate financial protection.
Bonita Springs’ winter residents often arrive seeking to secure coverage before age-related health changes begin. Bob McMullen Insurance Agency responds by helping clients navigate long-term care insurance options tailored for the region’s aging population. The agency assists with policy comparisons and explains coverage for in-home care or assisted living. The typical first step involves a complimentary needs assessment to review financial resources and personal health history.
USA Medicare Plan assists Bonita Springs residents with long-term care insurance coverage for their homes and personal care needs. The agency also advises local businesses on commercial long-term care policies for employees. Serving Bonita Springs and surrounding areas in Florida, they guide clients through plan options for future health and financial security. After initial policies are active, they help with coverage adjustments and claims support during follow-up visits between regular check-ins.
As a long-term care insurance agent, this Bonita Springs agency helps clients plan for future healthcare needs by offering policies that cover services not typically paid by standard health insurance or Medicare. The agency specializes in long-term care insurance, providing guidance on coverage options. It also assists individuals and businesses with broader risk management solutions through related insurance products. The agency can serve commercial sectors including offices, warehouses, and food service operations.
The Horton Group, a Marsh & McLennan Agency LLC Company in Bonita Springs, FL, is known for providing long-term care insurance guidance to local families. Its services typically include evaluating policy options for care at home, in assisted living, or in nursing facilities. This agent helps clients plan for potential future health needs by assessing personal financial situations and coverage gaps. A specialty service it can add on is a consultation regarding hybrid life insurance policies that include a long-term care benefit rider.
What Does a a Long-Term Care Insurance Agent in Bonita Springs Cost?
Long-term care insurance premiums in Florida vary widely based on age health and coverage level. A typical policy for a 55 year old may cost 2000 to 4000 per year. For a 65 year old costs can range from 3000 to 6000 per year. These are estimates and actual costs depend on your specific situation. This is general information not insurance advice.
About long-term care insurance agents in Bonita Springs
Long-term care insurance agents in Bonita Springs help residents plan for future care needs such as nursing home or in-home assistance. Florida law requires agents to be licensed and follow specific disclosure rules under Florida Statute 627.9407. These agents can explain policy options that meet Florida Partnership for Long-Term Care program requirements.
Frequently Asked Questions
What does a long-term care insurance agent in Bonita Springs do?
A long-term care insurance agent helps you compare policies from different companies. They explain coverage limits benefit periods and inflation protection options. They also guide you on Florida specific rules like the 30 day free look period.
How do I know if I need long-term care insurance in Florida?
Consider your age health and family history. Florida has a high cost of care with average nursing home costs over 100000 per year. An agent can help you decide if a policy fits your budget and retirement plan.
Are there Florida laws that affect long-term care insurance policies?
Yes Florida Statute 627.9407 requires insurers to offer inflation protection and nonforfeiture benefits. Policies must also include a 30 day free look period for cancellation. Agents must disclose these rights before you buy.
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