The top-rated long-term care insurance agent in Fargo, North Dakota is Far North Insurance, rated 4.9 stars across 204 reviews. Other highly rated options include OnPoint Insurance Services, Sarah Herlihy Agency - Nodak Insurance Company, Dawson Insurance Agency. This directory lists 14 long-term care insurance agents serving Fargo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Far North Insurance | 3357 39th St S # 1 | (701) 237-6651 |
| 2 | OnPoint Insurance Services | 3575 45th St S Suite #100 | (701) 353-2592 |
| 3 | Sarah Herlihy Agency - Nodak Insurance Company | 4141 31st Ave S Suite 105 | (701) 566-2128 |
| 4 | Dawson Insurance Agency | 505 Broadway N Suite 100 | (701) 237-3311 |
| 5 | RJ Bailey Insurance Center | 3611 Lincoln St S Ste C | (701) 356-7001 |
| 6 | Heritage Insurance Services | 5650 34th Ave S Suite 200 | (701) 532-3131 |
| 7 | Bectara SR22 Insurance Agency - North Dakota | 1 2nd St N #227 | (701) 707-0196 |
| 8 | Horace Mann Insurance - Shawn Rehm Agency | 3033 Brandt Dr S #200 | (701) 232-7353 |
| 9 | Bankers Life | 1700 42nd St S Suite 2000 | (701) 612-2390 |
| 10 | Tyler Deitemeyer Insurance | 1202 23rd St S Ste. 1 | (701) 793-2013 |
Far North Insurance serves the Fargo, North Dakota metro area, providing long-term care insurance agent services to local residents. The company helps individuals plan for future care needs by explaining coverage options and policy benefits. Long-term care insurance assists with costs for services like nursing home stays, assisted living, and in-home care when they become necessary. This firm guides clients through these complex insurance choices for greater financial security. Among the specific services it handles here are initial policy comparisons for nursing home care and ongoing support for in-home care benefit claims.
OnPoint Insurance Services in Fargo, ND offers a full range of long-term care insurance options, helping clients plan for future custodial and home-based care needs. The agency provides ongoing policy reviews and service maintenance plans to ensure coverage evolves with changing health circumstances and financial goals. Agents assist with claims management and benefit coordination, simplifying complex processes for policyholders. Its services support single-family homes, apartments, and assisted living properties.
Sarah Herlihy Agency, operating as Nodak Insurance Company, serves individuals and families across Fargo who are planning for future long-term care needs. The agency assists clients in researching various insurance policies designed to cover expenses associated with extended medical or custodial care, often necessary due to aging or chronic illness. They explain coverage options, policy terms, and benefit triggers to help customers make informed decisions. This agency also provides similar guidance and policy options for residents of the surrounding Cass County communities, including West Fargo and nearby suburbs.
Dawson Insurance Agency serves the Fargo area and surrounding communities, handling long-term care insurance policies for local residents. It helps individuals plan for potential future needs related to extended medical or personal care. Typical clients receive guidance on policy options that protect savings from high care costs. In a standard engagement, the agency evaluates the client's current health situation and financial resources before matching them with a suitable policy from available carriers, ensuring coverage aligns with their specific long-term needs.
RJ Bailey Insurance Center in Fargo, ND assists individuals in understanding the difference between one-time long-term care policy purchases and recurring plans with ongoing premium payments. Coverage options typically address in-home care, assisted living, and nursing facility expenses. As a local long-term care insurance agent, the agency helps clients compare policies to protect assets and future care needs. Service for policy selection, enrollment, and plan review is available on an as-needed basis, arranged by appointment.
As winter approaches in Fargo, many residents begin considering how to protect their savings from the rising costs of extended care. Heritage Insurance Services helps local seniors and families navigate the complex process of selecting a suitable long-term care policy. This agency focuses on matching clients with plans that address both facility-based and home-based care needs within North Dakota’s regulatory framework. An initial assessment of personal assets and health history is the first step toward securing coverage.
Bectara SR22 Insurance Agency - North Dakota in Fargo specializes in long-term care insurance agent services. The company assists individuals and families in planning for future care needs. It offers general insurance guidance to help clients navigate the complexities of coverage, policy options, and financial implications specific to the Fargo area. The agency works to address concerns about protecting assets while ensuring access to quality care. As seasons change, it helps residents prepare for the increased reliance on home health services that often arise after winter-related injuries among older adults.
With Fargo winters making families more aware of extended-care needs, Horace Mann Insurance - Shawn Rehm Agency provides guidance on long-term care insurance options. The agent works with local clients to explore coverage that helps preserve savings while addressing potential future care requirements. Services include comparing policy structures and clarifying cost projections for care at home or in a facility. To begin, the agent schedules a personal review of each client’s financial picture and health background before outlining possible plans for an initial assessment.
Bankers Life provides long-term care insurance solutions to individuals and families in the Fargo, North Dakota area. As a dedicated long-term care insurance agent, the company assists clients in planning for future care needs, including coverage for assisted living. These insurance policies can help protect retirement savings from the high costs of extended nursing or in-home support services. Bankers Life serves a variety of commercial sectors, including offices, warehouses, and food service operations, offering tailored insurance benefits for their employees and business owners.
Tyler Deitemeyer Insurance in Fargo, ND, provides residential long-term care insurance for individuals planning for future medical and personal assistance needs. The company also offers commercial coverage for local businesses seeking policies for their employees or partners. Serving clients throughout the Fargo area, the agency helps navigate complex policy options to match specific budgets and care preferences. They encourage clients to schedule re-assessments between regular visits to update coverage as personal circumstances, health needs, and financial situations change over time.
What Does a a Long-Term Care Insurance Agent in Fargo Cost?
The cost for long-term care insurance in North Dakota varies by age health and coverage level. A typical annual premium for a 55-year-old might range from 1500 to 3000 dollars. Younger applicants often pay less while older applicants pay more. This is general information not insurance advice.
About long-term care insurance agents in Fargo
Long-term care insurance agents in Fargo North Dakota help residents plan for future care needs. North Dakota law requires agents to be licensed by the state Insurance Department. Local agents can explain how policies work with North Dakota Medicaid and state partnership programs.
Frequently Asked Questions
What does a long-term care insurance agent in Fargo do?
An agent helps you compare policies from different insurers. They explain coverage options like nursing home care home health care and assisted living. They also help you understand North Dakota insurance rules and filing claims.
How do I choose a long-term care insurance agent in Fargo?
Look for an agent licensed in North Dakota with experience in long-term care policies. Check their record with the North Dakota Insurance Department. Ask about their knowledge of state partnership programs that protect assets.
Are there North Dakota laws about long-term care insurance?
Yes North Dakota has a 30-day free look period for new policies. The state also requires agents to provide a detailed outline of coverage before you buy. Partnership policies must meet state standards to qualify for asset protection.
Long-Term Care Insurance Agents in Other North Dakota Cities
Bismarck · Grand Forks · Minot · West Fargo · Williston