ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Long-Term Care Insurance Agents Near You in Minot, ND

Browse long-term care insurance agents serving Minot, North Dakota. Updated 2026-07-14.

The top-rated long-term care insurance agent in Minot, North Dakota is Michael A Lucy Agency Inc American Family Insurance, rated 5.0 stars across 80 reviews. Other highly rated options include Kim Albert Agency: Allstate Insurance, Farmers Insurance - Miranda Schuler, Donovan Insurance Agency LLP. This directory lists 20 long-term care insurance agents serving Minot.

Showing 20 long-term care insurance agents in Minot, NDListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Michael A Lucy Agency Inc American Family Insurance605 31st Ave SW #2(701) 852-1078
2Kim Albert Agency: Allstate Insurance2825 S Broadway Ste 2(701) 852-1460
3Farmers Insurance - Miranda Schuler811 S Broadway Ste B(701) 838-8144
4Donovan Insurance Agency LLP1600 2nd Ave SW Ste 15(701) 838-0614
5Heritage Insurance Services2201 36th Ave SW unit a(701) 858-7100
6Pinnacle Employee Benefits710 31st Ave SW STE 3(701) 858-0058
7Farmers Insurance - Kellen Latendresse304 18th Ave SW Ste C(701) 838-2011
8Marchelle Mantz - COUNTRY Financial Representative2808 Main St S(701) 852-2090
9Randall Schepp Agency Inc American Family Insurance605 31st Ave SW #2(701) 852-1078
10BBH Insurance Inc900 N Broadway # 212(701) 837-1254
ML
605 31st Ave SW #2
Michael A Lucy Agency Inc American Family Insurance
Long-Term Care Insurance Agent · Minot, ND

Michael A Lucy Agency Inc American Family Insurance in Minot, ND, provides long-term care insurance agent services, helping local residents assess their future needs for coverage. The agency maintains its service plans by regularly reviewing policy details with clients to ensure benefits remain aligned with changing care costs. This ongoing maintenance allows customers to adjust their plans as personal circumstances evolve. The firm offers tailored protection advice for various property types, including single-family homes, apartments, retail spaces, and restaurants.

KA
2825 S Broadway Ste 2
Kim Albert Agency: Allstate Insurance
Long-Term Care Insurance Agent · Minot, ND

Kim Albert Agency: Allstate Insurance serves the Minot, North Dakota, metro area. The agency focuses on connecting local residents with long-term care insurance policies designed to help cover expenses for extended care services. Their work in this field involves explaining plan options to clients and facilitating the application process through Allstate’s network. Potential policyholders are guided on coverage details for home care, assisted living, and other long-term care settings available in the region.

FI
811 S Broadway Ste B
Farmers Insurance - Miranda Schuler
Long-Term Care Insurance Agent · Minot, ND

Serving Minot and the surrounding communities of north-central North Dakota, Farmers Insurance – Miranda Schuler handles long-term care insurance planning for local residents. This agency works with individuals and families to secure coverage that helps pay for future assisted living, nursing home, or home-based care needs. It also assists clients in understanding how these policies fit with Medicare and other medical benefits. To manage a typical job, the agency first reviews the client’s current health and financial situation, then presents policy options that best fit that specific circumstance.

DI
1600 2nd Ave SW Ste 15
Donovan Insurance Agency LLP
Long-Term Care Insurance Agent · Minot, ND

Donovan Insurance Agency LLP serves individuals and families in Minot, ND who are planning for their future long-term care needs. The agency specializes in providing long-term care insurance policies, which help protect clients from the potentially high costs of assisted living, nursing home care, or home health services. Understanding the importance of financial security in later years, the agency guides clients through their coverage options to meet their personal goals. Donovan Insurance Agency also serves the surrounding communities, including Burlington, ND.

HI
2201 36th Ave SW unit a
Heritage Insurance Services
Long-Term Care Insurance Agent · Minot, ND

Navigating long-term care planning involves choosing between a single, comprehensive assessment and a schedule of recurring policy reviews, and Heritage Insurance Services in Minot, ND specializes in helping clients understand these options to secure appropriate coverage. The agency assists individuals in evaluating policy features, such as daily benefit amounts and elimination periods, tailored to local care costs. Whether a client needs a one-time evaluation or ongoing support for policy adjustments as needs change, service runs on a one-time, scheduled, or as-needed basis.

PE
710 31st Ave SW STE 3
Pinnacle Employee Benefits
Long-Term Care Insurance Agent · Minot, ND

Pinnacle Employee Benefits specializes in helping clients navigate long-term care insurance options. The company serves individuals and families in Minot, North Dakota, by assessing future care needs and explaining available policy features. It guides customers through comparing coverage for home care, assisted living, and nursing facility expenses. This agent also assists with enrollment paperwork and policy adjustments as circumstances change. As winter months increase the risk of slips or illness, many local seniors consult the agency to ensure their long-term care plans remain active before seasonal hazards arise.

FI
304 18th Ave SW Ste C
Farmers Insurance - Kellen Latendresse
Long-Term Care Insurance Agent · Minot, ND

When winter weather in Minot increases the risk of slips and falls, securing long-term care insurance becomes a practical concern for aging residents. Farmers Insurance - Kellen Latendresse offers local guidance on policies that help cover assisted living or in-home nursing needs. They work with clients to understand the costs of care in North Dakota and the various benefit options available. An initial consultation begins with a discussion of personal health history and financial goals to review suitable coverage choices.

MM
2808 Main St S
Marchelle Mantz - COUNTRY Financial Representative
Long-Term Care Insurance Agent · Minot, ND

Marchelle Mantz with COUNTRY Financial serves clients in the Minot area, helping them plan for the financial impact of extended care needs. The agency specializes in long-term care insurance policies that can cover assistance with daily activities not typically paid by health insurance or Medicare. It discusses coverage options for in-home care, assisted living, and nursing facility stays. The commercial sectors it can work with include offices, warehouses, and food service establishments needing benefit packages for employees.

RS
605 31st Ave SW #2
Randall Schepp Agency Inc American Family Insurance
Long-Term Care Insurance Agent · Minot, ND

Randall Schepp Agency Inc American Family Insurance provides residential long-term care insurance services in the Minot area. Commercial long-term care coverage options are also available to local businesses and their employees. This agency serves clients throughout Minot and the surrounding North Dakota region. Policies are designed to help cover the costs of extended care in home, facility, or community settings. Customers can return to the agency between their regular policy review visits for plan adjustments or questions about coverage details.

BI
900 N Broadway # 212
BBH Insurance Inc
Long-Term Care Insurance Agent · Minot, ND
FW
2105 16th St NW
First Western Insurance
Long-Term Care Insurance Agent · Minot, ND
(701) 852-5246
firstwestern.insurance
TC
615 S Broadway Suite 204
Town & Country Insurance
Long-Term Care Insurance Agent · Minot, ND
(701) 420-6650
tandcinsurance.org
EG
811 S Broadway Ste C
Emily Grossman Agency, LLC American Family Insurance
Long-Term Care Insurance Agent · Minot, ND
(701) 852-5940
amfam.com/agents/north-dakota/minot/emily-grossman
7H
24 1st St NE
701 Healthcare Solutions
Long-Term Care Insurance Agent · Minot, ND
(701) 852-2273
701healthins.com
BC
1308 20th Ave SW
Blue Cross Blue Shield of North Dakota - Minot
Long-Term Care Insurance Agent · Minot, ND
(701) 858-5000
bcbsnd.com
JL
216 S Broadway # 105
Jason L Rohrer Agency - Horace Mann Insurance
Long-Term Care Insurance Agent · Minot, ND
(701) 839-4669
agents.horacemann.com/JasonRohrer
HB
216 S Broadway # 105
Health and Benefit Services, LLC
Long-Term Care Insurance Agent · Minot, ND
(701) 237-1977
healthandbenefitservices.com
SW
811 S Broadway Ste C
Sadie Wardner Agency
Long-Term Care Insurance Agent · Minot, ND
(701) 852-5940
AR
1364 20th Ave SW
AFLAC Regional Office
Long-Term Care Insurance Agent · Minot, ND
(701) 839-0100
aflac.com
HI
615 S Broadway Suite 204
Hanson Insurance and Financial Services
Long-Term Care Insurance Agent · Minot, ND
(701) 441-1910
minotmedicare.com

What Does a a Long-Term Care Insurance Agent in Minot Cost?

Long-term care insurance costs in North Dakota vary based on age health and coverage level. A typical policy for a 55-year-old might cost between 150 and 300 dollars per month. Costs increase with age and for richer benefit packages. This is general information not insurance advice.

About long-term care insurance agents in Minot

Long-term care insurance agents in Minot help residents plan for future care costs including nursing home or home health services. North Dakota offers a Long-Term Care Partnership Program that allows policyholders to protect assets while qualifying for Medicaid. Agents in Minot can explain how these state-specific rules affect your coverage choices.

Frequently Asked Questions

What does a long-term care insurance agent in Minot do?

An agent helps you compare policies from different insurers to find coverage that fits your budget and needs. They explain benefit triggers, elimination periods, and inflation protection options. Agents also guide you through North Dakota state requirements for partnership qualified policies.

How does North Dakota law affect long-term care insurance?

North Dakota requires insurers to offer inflation protection and nonforfeiture benefits. The state also has a 30-day free look period where you can cancel a policy for a full refund. Agents must follow state regulations when selling these policies.

What is the North Dakota Long-Term Care Partnership Program?

This program lets you keep a portion of your assets equal to the benefits paid by your policy if you later need Medicaid. Policies must be partnership certified to qualify. An agent in Minot can help you find these specific plans.

Long-Term Care Insurance Agents in Other North Dakota Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each long-term care insurance agent's credentials and current standing with your state Department of Insurance.