The top-rated long-term care insurance agent in Celina, Texas is Eddie Buckley - State Farm Insurance Agent, rated 5.0 stars across 226 reviews. Other highly rated options include Hunter Goldsworthy - State Farm Insurance Agent, Jill Mathews - State Farm Insurance Agent, Harper Agency. This directory lists 12 long-term care insurance agents serving Celina.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Eddie Buckley - State Farm Insurance Agent | 1212 S Preston Rd Ste 240 | (972) 382-9008 |
| 2 | Hunter Goldsworthy - State Farm Insurance Agent | 3248 S Preston Rd Suite 240 | (972) 382-6070 |
| 3 | Jill Mathews - State Farm Insurance Agent | 101 S Illinois Dr | (817) 885-8048 |
| 4 | Harper Agency | 701 N Preston Rd #320 | (972) 779-0581 |
| 5 | Mark Mathews - State Farm Insurance Agent | 101 S Illinois Dr | (972) 382-7932 |
| 6 | Rasor Insurance Agency LLC | 201 Preston Rd | (972) 382-3805 |
| 7 | Arm One Insurance Agency Co | 11910 Co Rd 1104 | (214) 534-3524 |
| 8 | Clear Benefits Solutions, LLC | 236 W Pecan St | (469) 215-6656 |
| 9 | Texas Farm Bureau Insurance Company | 236 W Pecan St | (972) 382-4306 |
| 10 | Farmers Insurance - Juan Encizo | 114 N Ohio St #100 | (972) 382-6121 |
Eddie Buckley - State Farm Insurance Agent serves Celina, Texas, and the surrounding area as a local resource for long-term care insurance. The agency helps individuals explore coverage options that address the potential costs of extended care needs. Clients can receive assistance tailored to their financial situation and future planning goals. Services include policy consultations to explain different types of coverage and aid with the application process for long-term care insurance.
Hunter Goldsworthy - State Farm Insurance Agent in Celina, TX, offers long-term care insurance coverage designed to help clients manage future care needs. Service options include policy reviews and consultations to tailor plans for individual financial situations. Maintenance support involves assisting with claims and policy adjustments as circumstances change. The agent serves single-family homeowners, apartment dwellers, retail business owners, and restaurant operators seeking protection for their assets and long-term health expenses.
Jill Mathews - State Farm Insurance Agent serves homeowners, families, and individuals in Celina, Texas, who are planning for future healthcare needs. The agency helps clients understand long-term care insurance options to protect savings and maintain independence. Policies are tailored to cover services like in-home care, assisted living, or nursing facility stays. This allows residents to prepare for potential costs that Medicare does not cover. The agent also provides coverage information for residents in nearby McKinney and the broader Collin County area.
Serving Celina and the surrounding communities throughout Collin County, Harper Agency works as a local long-term care insurance agent to help residents plan for future care needs. It handles the evaluation of individual policies designed to cover extended nursing home stays, assisted living, or home health services. To help clients choose an appropriate plan, the agency typically begins each job by analyzing a person’s current health, financial situation, and future care goals before presenting suitable carriers and policy options.
Matching clients with appropriate long-term care insurance requires understanding the choice between a single-payment policy or scheduled premium installment. Coverage helps protect savings from the high costs of extended nursing home or in-home assistance, which is a growing concern for residents in the Celina area. This agency works with individuals to compare different plans, ensuring policy details align with future care needs. Long-term care insurance agent Mark Mathews provides service on an as-needed basis, with initial consultations scheduled at the client’s convenience.
Rasor Insurance Agency LLC in Celina, TX specializes in long-term care insurance policies that help cover costs of assisted living, nursing homes, and home health aides. It provides personalized guidance to local families navigating coverage options for future care needs. The agency’s general service work includes policy comparisons to match clients with suitable plans. As winter approaches, it helps seniors update their benefits to account for increased seasonal risks of falls or illness that may require extended care.
As North Texas seniors begin planning for the upcoming year, many evaluate their future healthcare needs, and Arm One Insurance Agency Co in Celina helps address this growing concern. They focus exclusively on long-term care insurance, working with individuals to assess coverage that aligns with local care costs and personal circumstances. Their guidance emphasizes the importance of planning before an immediate need arises. A typical first step involves a no-obligation review of an applicant’s health history and current financial situation to determine suitable policy options.
Clear Benefits Solutions, LLC advises clients in Celina, Texas on securing long-term care insurance coverage. It specializes in explaining policy options that help protect assets and independence during extended care needs. The company assists individuals and businesses with evaluating plans for nursing home, home health, and assisted living expenses. Its services support both personal and commercial clients, including those operating in offices, warehouses, and food service environments.
Serving the residential long-term care insurance needs of families in Celina, Texas, Texas Farm Bureau Insurance Company also extends coverage options to local businesses. Their service area focuses on the Celina community and its surrounding regions in North Texas. As a dedicated Long-Term Care Insurance Agent, the company assists clients in planning for future care requirements. They encourage clients to reach out for follow-up appointments or to discuss policy adjustments between regular annual reviews.
Farmers Insurance - Juan Encizo serves residents in the Celina, TX, area with long-term care insurance coverage for personal planning needs. This local agency also offers commercial insurance services to area businesses. Focusing on policies designed to help protect assets during extended care periods, the agent helps clients navigate available options. Individuals can schedule consultations to review plan selections, and the office provides ongoing support by checking in between regular visits to address any updates or policy adjustments.
What Does a a Long-Term Care Insurance Agent in Celina Cost?
In Texas, long-term care insurance premiums vary widely based on age, health, and benefit amount. A typical policy for a 55-year-old might cost between 1,500 and 3,000 dollars per year, while a 65-year-old could pay 2,500 to 5,000 dollars annually. Costs also depend on inflation protection and benefit duration. This is general information, not insurance advice.
About long-term care insurance agents in Celina
A long-term care insurance agent in Celina, Texas can help you plan for future care needs while protecting your savings. Texas offers the Partnership for Long-Term Care program, which allows policyholders to keep more assets if they later need Medicaid. Working with a local agent ensures you understand how these state-specific rules apply to your situation.
Frequently Asked Questions
What does a long-term care insurance agent in Celina do?
An agent helps you compare policies from different insurers and explains coverage options like home care and nursing facility benefits. They also guide you on Texas Partnership policies, which provide asset protection if you ever need Medicaid. Their role is to find a plan that fits your budget and health needs.
How does the Texas Partnership for Long-Term Care affect my policy?
The Texas Partnership program lets you buy a qualified policy that protects an equal amount of your assets from Medicaid recovery. For example, if your policy pays out 100,000 dollars in benefits, you can keep 100,000 dollars in assets and still qualify for Medicaid. Your agent can tell you if a Partnership policy is right for you.
Are there age or health requirements for long-term care insurance in Texas?
Most insurers in Texas require you to be between 18 and 84 years old to apply. You must also answer health questions, and some conditions may lead to higher premiums or denial. It is usually easier to qualify when you are younger and in good health.
Long-Term Care Insurance Agents in Other Texas Cities
Abilene · Allen · Alvin · Amarillo · Arlington · Austin · Balch Springs · Baytown · Beaumont · Bedford · Belton · Brownsville · Bryan · Burleson · Carrollton