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Long-Term Care Insurance Agents in Harlingen, TX

Looking for a long-term care insurance agent in Harlingen? Review the directory below to compare your options.

20 agents listed
Updated May 2026
Harlingen, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 20 long-term care insurance agents in Harlingen, TX Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Insurance Advisors Agency (IAA)
2211 S 77 Sunshine Strip, Harlingen, TX 78550
(956) 425-3535 ilovemyhealthplan.com
ESPINO INSURANCE GROUP
1212 E Harrison Ave #250, Harlingen, TX 78550
(956) 455-1313 antonioespinoinsurance.com
Phoenix Insurance Group at Harlingen
8122 W Expy 83 C, Harlingen, TX 78552
(956) 622-3084 phoenixgrouptx.com
Victory Insurance Harlingen
2801 US-83 BUS, Harlingen, TX 78552
(956) 622-3200 victoryinsuranceharlingen.com
Green Insurance Group
1601 S 77 Sunshine Strip Suite A, Harlingen, TX 78550
(956) 412-1600 gigtx.com
PTT Financial
410 E Harrison Ave, Harlingen, TX 78550
(956) 440-8408 pttfinancial.com
TWFG Garcia Insurance
2404 F St Suite A, Harlingen, TX 78552
(956) 305-2820 agentpages.twfg.com
JLR Insurance Group
502 E Harrison Ave # B, Harlingen, TX 78550
(956) 230-5330
Insurance Corner
603 E Tyler Ave, Harlingen, TX 78550
(956) 423-6111
Kemper Life
1106 N 77 Sunshine Strip, Harlingen, TX 78550
(956) 423-2030 local.kemper.com
Elizondo Insurance Services LLC
2005 E Tyler Ave #2, Harlingen, TX 78550
(956) 230-0934 elizondoinsuranceservices.com
Insurance Corner
621 S F St, Harlingen, TX 78550
(956) 428-1191
Greer & Associates Insurance Agency
1271 Stuart Place Rd, Harlingen, TX 78552
(956) 425-7776 greerins.com
Panther Agency
2211 S 77 Sunshine Strip, Harlingen, TX 78550
(956) 425-3535 ilovemedicare.com
Legacy 1st Insurance Group
306 S 3rd St, Harlingen, TX 78550
(956) 391-2220 legacy1stinsurance.com
Protect Insurance TX
301 S Rangerville Rd, Harlingen, TX 78552
(956) 694-1266
Texas Secure Future Insurance
802 E Tyler Ave, Harlingen, TX 78550
(956) 338-1731
Texas Insurance Service Center
521 S 77 Sunshine Strip, Harlingen, TX 78550
(956) 423-0490 txisc.com
SafeGuard Insurance Agency
2303 N Ed Carey Dr, Harlingen, TX 78550
(956) 428-1912 safeguardnow.com
James Miller Life and Health Insurance
410 E Harrison Ave, Harlingen, TX 78550
(956) 503-8164

Long-term care insurance agents in Harlingen, Texas help residents plan for future care needs such as nursing home or home health services. Texas law requires agents to be licensed by the Texas Department of Insurance and to follow specific rules when recommending policies. Working with a local agent ensures you understand how Texas regulations affect your coverage and benefits.

What Does a Long-Term Care Insurance Agent in Harlingen Cost?

Long-term care insurance premiums in Texas vary widely based on age, health, and coverage amount. For a 55-year-old in Harlingen, a policy with a 150 dollar daily benefit and three-year term may cost between 1,500 and 3,000 dollars per year. Costs increase with age and for those with health conditions. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a long-term care insurance agent in Harlingen do?
A long-term care insurance agent helps you compare policies from different insurers to find coverage that fits your budget and health needs. They explain Texas-specific rules like the 30-day free look period and the requirement for inflation protection options. The agent also assists with the application process and answers questions about policy benefits.
Are there Texas laws that affect long-term care insurance policies?
Yes, Texas has specific laws including a 30-day free look period where you can cancel a policy for a full refund. Insurers must offer inflation protection and cannot deny coverage based on pre-existing conditions after the policy has been in force for two years. Agents must follow the Texas Insurance Code when selling these policies.
How do I choose a long-term care insurance agent in Harlingen?
Look for an agent licensed by the Texas Department of Insurance with experience in long-term care products. Ask about their knowledge of Texas regulations and whether they represent multiple insurance companies. You can verify an agents license on the Texas Department of Insurance website.