The top-rated long-term care insurance agent in Houston, Texas is Texan Insurance, rated 4.9 stars across 2,562 reviews. Other highly rated options include Priority Insurance, Wise Insurance - Kim Anh, TGS Insurance Agency. This directory lists 19 long-term care insurance agents serving Houston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Texan Insurance | 6161 Savoy Dr #960 | (281) 998-2500 |
| 2 | Priority Insurance | 2610 S Texas 6 #1 | (281) 988-5660 |
| 3 | Wise Insurance - Kim Anh | 10782 Bellaire Blvd Suite C | (832) 957-9533 |
| 4 | TGS Insurance Agency | 11740 Katy Fwy suite 1000 | (713) 395-4438 |
| 5 | Trusted Senior Specialists | 10998 Wilcrest Dr #100 | (855) 952-1941 |
| 6 | Selected Benefits | 4405 Directors Row | (713) 621-1440 |
| 7 | Farris Benefit Group, LLC Insurance Agency | 2850 Fannin St | (346) 216-1875 |
| 8 | Matt Gomez Insurance Agency | 4826 Washington Ave | (832) 421-1894 |
| 9 | Allwin Insurance Agency - Affordable Health Insurance, Business, Home and Auto Insurance in Houston | 9889 Bellaire Blvd STE 124 | (713) 952-5031 |
| 10 | Deerfield Advisors Insurance Agency | 16225 Park Ten Pl #500 | (281) 550-5864 |
Texan Insurance in Houston, Texas provides guidance on long-term care insurance coverage for local residents. Long-term care insurance helps cover expenses for extended personal and medical care that standard health plans often exclude, such as assisted living or home health aide services. The company works with clients to explore policies suited for different needs and budgets in the Houston metro area. Its services include helping individuals compare policy benefits and offering information on care coordination support.
Priority Insurance provides a range of services focused on helping clients select and enroll in long-term care coverage in the Houston area. It assists individuals with evaluating policy options that address future care needs at home or in a facility. Its maintenance plans include regular policy reviews to ensure coverage remains aligned with changing health care costs and personal circumstances. The agency works with clients purchasing policies for single-family homes, apartments, and other residential property types.
Serving Houston, Texas, and the surrounding communities, Wise Insurance - Kim Anh offers long-term care insurance agent services. The company handles the nuances of planning for future care needs. It helps clients navigate the complexities of policy options and coverage selection. Its typical approach involves assessing individual needs to present suitable plans, then guiding clients through the application and underwriting process toward securing appropriate protection.
Houston homeowners and their adult children planning for future care needs turn to TGS Insurance Agency for guidance on long-term care insurance. The agency helps clients understand policy options designed to cover assisted living, nursing home, and in-home care expenses. These individual consultations focus on evaluating coverage that protects personal savings and retirement assets. TGS Insurance Agency also serves families and retirees located in surrounding communities such as Sugar Land, Katy, and The Woodlands.
Trusted Senior Specialists in Houston, Texas helps clients choose between a single, comprehensive long-term care plan purchase and ongoing policy management for evolving needs. Coverage advice focuses on nursing home, assisted living, and home-based care to protect assets as healthcare costs rise. Consultation explains policy triggers, benefit periods, and inflation protection. Service runs on an as-needed basis, with clients scheduling reviews when life changes or policy questions arise.
Located in Houston, Texas, Selected Benefits specializes in long-term care insurance solutions for local residents. It guides clients through policy options tailored to protect savings and maintain independence. The company assists with plan selection and policy management, helping individuals prepare for future care needs. As winter approaches and concerns about seasonal illnesses rise, Selected Benefits can address how a policy might support home care during recovery periods.
Farris Benefit Group, LLC Insurance Agency helps clients plan for future care needs by offering long-term care insurance policies. This coverage assists with expenses related to assisted living, nursing homes, and home health services not covered by standard health insurance. The agency works with individuals seeking financial strategies to protect retirement savings from the high costs of extended care. It serves offices seeking employee benefits packages, warehouses needing coverage for managers, and food service operations protecting key staff from long-term financial strain.
Serving the Houston, TX area, Matt Gomez Insurance Agency assists residents with long-term care insurance coverage. The agency also advises on commercial policy options, helping local businesses protect their assets. A focus is placed on explaining policy structures and lifetime benefit triggers. Following the initial consultation, clients often return for annual policy reviews or to update coverage when care needs change between regular service visits.
As Houston residents face the intense heat and humidity of another summer, they often turn their thoughts to future care needs for aging parents or themselves. Allwin Insurance Agency in Houston, TX, provides long-term care insurance guidance to help local families prepare for these potential challenges by explaining policy options and coverage specifics. The agency prioritizes educating clients on how such insurance can protect personal assets while ensuring future quality of care. An initial needs assessment is scheduled so individuals can compare plans and discuss personal financial goals with a licensed representative.
Deerfield Advisors Insurance Agency is known for assisting individuals in Houston with long-term care insurance needs. The agency provides access to policies designed to help cover the costs of nursing homes, assisted living, or in-home support. They guide clients through plan comparisons and policy features suitable for various budgets and health situations. For additional protection, this agency can offer information about inflation riders to help preserve future benefit value.
What Does a a Long-Term Care Insurance Agent in Houston Cost?
The cost of long-term care insurance in Texas varies by age health and coverage level. A typical policy for a 55 year old might cost between 150 and 300 dollars per month for a 165 dollar daily benefit with a 3 year benefit period. Older applicants or those with health issues may pay more. This is general information and not insurance advice.
About long-term care insurance agents in Houston
Long-term care insurance agents in Houston Texas help residents plan for future care costs like nursing homes or home health aides. Texas offers a Partnership program that allows policyholders to protect some assets if they later need Medicaid. Working with a local agent can help you compare policies from multiple carriers and understand Texas specific rules.
Frequently Asked Questions
What does a long-term care insurance agent in Houston do?
A long-term care insurance agent in Houston helps you evaluate policy options from different insurance companies. They explain coverage details such as daily benefit amounts and elimination periods. They also help you apply for coverage and answer questions about Texas specific rules like the Partnership program.
What is the Texas Long-Term Care Partnership program?
The Texas Long-Term Care Partnership program is a state initiative that lets policyholders keep a portion of their assets if they later need Medicaid. To qualify you must buy a policy that meets certain state standards. An agent can tell you if a policy qualifies for this program.
Are there age or health requirements for buying long-term care insurance in Texas?
Most insurance companies in Texas require applicants to be between 18 and 84 years old. You must also answer health questions and may need a medical exam. Pre-existing conditions can affect your eligibility or premium cost.
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