The top-rated long-term care insurance agent in Lewisville, Texas is Royalty Insurance, rated 5.0 stars across 1,376 reviews. Other highly rated options include Berenice Mendez - State Farm Insurance Agent, Freeway Insurance, Fellers Insurance Agency. This directory lists 19 long-term care insurance agents serving Lewisville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Royalty Insurance | Royalty Insurance, 2550 E State Hwy 121 BUILDING #9 | (972) 801-9188 |
| 2 | Berenice Mendez - State Farm Insurance Agent | 145 W Walters St | (972) 537-5131 |
| 3 | Freeway Insurance | 383 Huffines St Ste 275D | (458) 214-7012 |
| 4 | Fellers Insurance Agency | 1422 W Main St #201 | (214) 222-2886 |
| 5 | K2 Insurance | 870 Hebron Pkwy #601 | (214) 799-1894 |
| 6 | Acer Insurance | 1081 W Main St #107 | (972) 436-3535 |
| 7 | Freedom Insurance Group - Auto & Home Insurance | 201 E Round Grove Rd #2136 | (972) 798-3769 |
| 8 | Farmers Insurance - Kristin Gaca | 2368 S Uecker Ln Ste 100 | (972) 436-9103 |
| 9 | AmeriShield Insurance Center Inc. | 405 State Hwy 121 a250 | (972) 420-1400 |
| 10 | American Policy Insurers | 4400 State Hwy 121 Suite 300-0089 | (469) 434-2556 |
Royalty Insurance serves the Lewisville, Texas area and surrounding Denton County as a long-term care insurance agent. The agency helps clients evaluate and select policies that cover home care, assisted living, and nursing facility expenses. These policies can protect personal savings from the high costs of extended care. Financial advisors often recommend planning for long-term care needs during retirement. Royalty Insurance guides clients through the application process and policy options. The agency specifically assists with designing customized coverage for in-home care needs and for skilled nursing facility costs.
Berenice Mendez, a State Farm Insurance Agent in Lewisville, TX, provides a range of long-term care insurance services, including policy selection guidance and coverage for assisted living, nursing home care, and home health services. Regular policy reviews are offered to explore maintenance options that adjust benefits as needs change. The agent helps clients evaluate riders for inflation protection and shared care. Services address the unique requirements of single-family homes, apartments, retail spaces, and restaurants to secure future care planning.
Freeway Insurance offers a comprehensive range of long-term care insurance services for residents in the Lewisville, Texas area. Their plans are designed to help individuals cover costs associated with extended nursing care, home health aides, and assisted living facilities. Standard service plans include personalized policy reviews and assistance with claims management to ensure clients maintain their coverage. The company routinely helps properties maintain financial security through these tailored insurance policies. Freeway Insurance works extensively with single-family homes, apartments, retail, and restaurants.
Serving individuals and families in the Lewisville area, Fellers Insurance Agency specializes as a long-term care insurance agent. The agency helps clients plan for future needs by explaining policy options that cover home care, assisted living, and nursing facility expenses. Their services focus on protecting personal assets and reducing the financial burden of extended care. They guide customers through policy comparisons and the application process with clear, factual information. The agency also extends its coverage consultations to nearby communities in the Dallas-Fort Worth metro, including Flower Mound.
K2 Insurance serves families in Lewisville, Texas, and the surrounding Dallas–Fort Worth communities. It handles the selection and placement of long-term care insurance policies that help cover expenses for nursing homes, assisted living, and in-home care. As an independent agent, its typical approach involves evaluating a client’s current health, financial situation, and future care preferences to compare policies from multiple carriers, then recommending a plan that fits both the person’s needs and budget.
Acer Insurance, based in Lewisville, TX, distinguishes the ongoing management of a policy from the initial purchase of a long-term care plan. Coverage is selected to meet client needs for assistance with daily activities. Policies typically address in-home care or facility-based services. The agent explains how benefits are triggered and determines suitable plans. This insurance protects assets against the high costs of extended care. Service runs on a one-time, scheduled, or as-needed basis to support clients at different policy lifecycle stages.
Freedom Insurance Group - Auto & Home Insurance specializes in helping clients plan for long-term care needs while also offering guidance on protecting assets through general insurance services. The agency serves the Lewisville, Texas area with advice on navigating complex insurance options. Many local residents seek its assistance to understand how long-term care policies can cover extended home health stays. The company also helps clients reviewing their coverage before the annual open enrollment period begins.
Farmers Insurance - Kristin Gaca provides general insurance services for clients in Lewisville, Texas, with a specialty in long-term care insurance. This agent assists individuals in planning for future health and personal care needs that are not typically covered by standard health policies. Long-term care coverage can help protect assets while ensuring access to necessary support services. Such insurance is often a valuable consideration for those preparing for later-life financial security. The agency can serve local commercial accounts, including offices, warehouses, and food service operations.
As North Texas families begin estate and retirement planning in the new year, many seek guidance on covering potential future care needs. AmeriShield Insurance Center Inc. in Lewisville assists clients by explaining policy options for home health, assisted living, and nursing facility expenses. Their agents help individuals compare coverage tailored to protect savings from high long-term care costs. A typical first step involves an in-person or virtual policy needs review and personalized insurance plan comparison.
Serving families in Lewisville, American Policy Insurers provides long-term care insurance guidance to help residents plan for future needs. Commercial clients seeking coverage for their employees can also access tailored consultation. The company serves the broader region with professional advice on policy selection and financial preparation. After your initial policy is secured, the agent schedules a review to discuss potential life changes or coverage updates. This follow-up ensures your plan remains aligned with your evolving circumstances between regular, proactive check-ins.
What Does a a Long-Term Care Insurance Agent in Lewisville Cost?
In Texas the cost of a long-term care insurance policy varies widely based on age health and coverage level. For a 55-year-old in Lewisville a policy with a 3-year benefit period and a 90-day waiting period might cost between $1,500 and $3,000 per year. For a 65-year-old the same policy could range from $2,500 to $5,000 annually. Premiums are also affected by inflation protection options and the daily benefit amount. This is general information not insurance advice.
About long-term care insurance agents in Lewisville
A long-term care insurance agent in Lewisville Texas can help you plan for future care costs while protecting your assets. Texas law offers the Texas Partnership for Long-Term Care program which allows policyholders to qualify for Medicaid without spending down all assets. Local agents understand the specific needs of Lewisville residents and can guide you through policy choices that fit your budget and health situation.
Frequently Asked Questions
What does a long-term care insurance agent in Lewisville do?
A long-term care insurance agent helps you compare policies from different carriers and explains coverage options like nursing home care home health care and assisted living. They also inform you about Texas-specific programs such as the Texas Partnership which provides asset protection if you later need Medicaid.
How does the Texas Partnership for Long-Term Care affect my policy?
The Texas Partnership allows you to buy a qualified long-term care policy that includes asset protection. If you use all your policy benefits and still need care you can apply for Medicaid and keep assets equal to the benefits paid out. This is a Texas-specific law that makes long-term care insurance more valuable for residents.
Are there age or health requirements to buy long-term care insurance in Texas?
Most carriers in Texas require applicants to be between 18 and 84 years old and to pass medical underwriting. Pre-existing conditions may affect eligibility or premiums. It is easier to qualify when you are younger and healthier so early planning is recommended.
Long-Term Care Insurance Agents in Other Texas Cities
Abilene · Allen · Alvin · Amarillo · Arlington · Austin · Balch Springs · Baytown · Beaumont · Bedford · Belton · Brownsville · Bryan · Burleson · Carrollton