The top-rated long-term care insurance agent in Pflugerville, Texas is Todd Durflinger - State Farm Insurance Agent, rated 4.9 stars across 734 reviews. Other highly rated options include Erickson Sullivan - State Farm Insurance Agent, Ryan Landers - State Farm Insurance Agent, Farmers Insurance - David Lopez Garcia. This directory lists 20 long-term care insurance agents serving Pflugerville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Todd Durflinger - State Farm Insurance Agent | 2911 A W Grimes Blvd Suite 520 | (512) 990-0950 |
| 2 | Erickson Sullivan - State Farm Insurance Agent | 701 FM 685 Ste 110 | (512) 969-5106 |
| 3 | Ryan Landers - State Farm Insurance Agent | 2911 A W Grimes Blvd Suite 520 | (512) 883-0144 |
| 4 | Farmers Insurance - David Lopez Garcia | 2911 A W Grimes Blvd ste 300 | (512) 616-5556 |
| 5 | Jeff Coleman - State Farm Insurance Agent | 306 1st St N | (512) 251-5331 |
| 6 | Mike Wilkins - State Farm Insurance Agent | 15301 N Interstate 35 Frontage Rd Ste H | (512) 251-7787 |
| 7 | TWFG Khan Insurance Services | 2911 A W Grimes Blvd Suite 710 | (512) 252-2618 |
| 8 | Farmers Insurance - Saydi Vasquez De Tome | 821 Grand Ave Pkwy Suite 303 | (512) 997-9750 |
| 9 | Rollo Insurance | 1009 W Pecan St Suite 111 | (512) 605-1188 |
| 10 | Steve Decovic, Managing General Agent at Silver Key Benefits of Texas | 1009 W Pecan St Suite 111 | (512) 763-0540 |
Todd Durflinger - State Farm Insurance Agent serves the Pflugerville, TX area and surrounding Travis County as a local resource for long-term care insurance. This agency helps clients plan for potential future needs by offering policies designed to cover assisted living, in-home care, and nursing home expenses. Such coverage can protect personal savings from these high costs. The agent works with individuals to assess their financial situation and select appropriate policy limits. Specific services handled here include evaluating benefit periods and inflation protection options.
Erickson Sullivan - State Farm Insurance Agent in Pflugerville, TX, provides a range of long-term care insurance services, including policy guidance, coverage assessments, and personalized plan reviews. It offers ongoing service and maintenance plans that assist clients in updating their policies as needs evolve, ensuring continued protection for future care requirements. The agent works with individual homeowners, single-family homes, apartments, retail spaces, and restaurants.
Ryan Landers - State Farm Insurance Agent serves homeowners, business owners, and individuals planning for future care needs in Pflugerville, Texas. The agency offers long-term care insurance solutions to help clients protect their assets and manage the costs of extended medical or personal care. Policies can cover services such as nursing home stays, assisted living, and in-home support, allowing families to maintain financial stability during health challenges. The agency also provides support to residents in the surrounding Austin metro area, including customers in Round Rock.
Serving Pflugerville, Texas, and the surrounding communities, Farmers Insurance - David Lopez Garcia handles long-term care insurance planning. This category of coverage helps clients prepare for potential future needs involving assisted living or home-based care expenses. The agent works directly with individuals to explain policy details, including benefit periods and daily coverage limits, ensuring customers understand their options. To handle a typical job, the practice first reviews a client's financial situation and health history before recommending available insurance solutions tailored to those specific circumstances.
For long-term care insurance, clients may choose between a single policy purchase and recurring premium payments for ongoing protection. Jeff Coleman - State Farm Insurance Agent in Pflugerville, TX provides these coverage options through local plans that help pay for assisted living, nursing care, or in-home support when needed. Services are available to match individual needs, operating on either a one-time basis for initial policy setup or an as-needed schedule for policy reviews and claims assistance.
Offering specialized long-term care insurance guidance, Mike Wilkins - State Farm Insurance Agent in Pflugerville, TX, provides services tailored to protecting assets against the rising costs of extended care. Generally, the agency works with local clients to review policy options that can help preserve retirement savings and reduce the financial burden on family members. This work uniquely addresses the situational concern many area seniors face when considering how to pay for in-home or facility-based care before an unexpected health event occurs.
As summer's heat settles in, many Pflugerville residents start considering long-term care options for aging family members. TWFG Khan Insurance Services responds by helping local families evaluate different strategies to protect their assets while preserving access to quality care. The firm specializes in long-term care insurance planning, a service that becomes increasingly relevant as the population grows. During an initial consultation, clients discuss their health concerns and financial circumstances to identify the most suitable coverage approach, beginning with a thorough review of their current situation.
Farmers Insurance - Saydi Vasquez De Tome focuses on helping individuals in Pflugerville, TX, prepare for future care costs through long-term care insurance policies. This specialty product assists with expenses for extended nursing or in-home assistance, which are often not covered by standard health plans. The agency serves both local homeowners and business operators, including those with offices, warehouses, and food service locations.
Rollo Insurance serves clients in Pflugerville, Texas, and the surrounding communities of the greater Austin area. The firm specializes in long-term care insurance, addressing the needs of individuals planning for future care expenses. It handles policy analysis and selection, focusing on coverage that protects assets while providing access to necessary services. To manage a typical client’s situation, the agent begins by reviewing personal health history and financial goals, then presents tailored policy options from different carriers for comparison.
What Does a a Long-Term Care Insurance Agent in Pflugerville Cost?
In Texas a long-term care insurance policy for a 55-year-old can cost between $1,500 and $3,500 per year depending on coverage amount and benefit period. Premiums vary based on age health and the insurer. Texas law requires insurers to offer inflation protection options which can increase initial costs but help maintain coverage value over time. This is general information and not insurance advice.
About long-term care insurance agents in Pflugerville
A long-term care insurance agent in Pflugerville Texas can help you select a policy that covers nursing home care home health care and assisted living. Texas law offers the Texas Partnership for Long-Term Care program which allows policyholders to protect a portion of their assets if they need Medicaid. Working with a local agent ensures you understand how these state-specific rules apply to your situation.
Frequently Asked Questions
What does a long-term care insurance agent in Pflugerville do?
An agent helps you compare policies from different insurers and explains coverage options like daily benefit amounts and elimination periods. They also guide you on Texas-specific programs such as the Partnership plan which can help you qualify for Medicaid later without losing all your assets.
Do I need a special license to sell long-term care insurance in Texas?
Yes agents must hold a Texas insurance license and complete a one-time 8-hour training course on long-term care insurance. They must also take 4 hours of continuing education every two years to stay compliant with Texas Department of Insurance rules.
Can I buy a long-term care policy if I already have health issues in Texas?
It depends on the insurer. Some companies offer guaranteed issue policies but these are rare and often have limited benefits. Most policies require medical underwriting so pre-existing conditions may affect approval or premiums. An agent can help you find carriers that offer more lenient underwriting.
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