The top-rated medicare insurance agent in Alabaster, Alabama is David McBrayer: Allstate Insurance, rated 5.0 stars across 303 reviews. Other highly rated options include State Farm Insurance Agent, Alfa Insurance - The King Agency, Go Insurance Agency. This directory lists 17 medicare insurance agents serving Alabaster.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | David McBrayer: Allstate Insurance | 122 1st St S | (205) 685-8686 |
| 2 | State Farm Insurance Agent | 149 Buck Creek Plaza F | (205) 663-6310 |
| 3 | Alfa Insurance - The King Agency | 130 1st Ave W | (205) 473-3920 |
| 4 | Go Insurance Agency | 9755, 549 1st St SW | (205) 414-6008 |
| 5 | Hairston Brown Financial & Insurance Services | 9330 Hwy 119 # 300 | (205) 685-1333 |
| 6 | Alfa Insurance | 1211 1st St N | (205) 663-0745 |
| 7 | Landon Green, Alfa Insurance Agent | 1211 1st St N | (205) 663-0745 |
| 8 | Smart Coverage Insurance AL | 1207 1st St N | (205) 206-4018 |
| 9 | Bentley Insurance Inc. | 10052 Hwy 119 | (205) 663-6223 |
| 10 | Farmers Insurance - Bobby Molan | 1240 1st St N #100 | (205) 621-9000 |
David McBrayer: Allstate Insurance serves the greater Alabaster, Alabama, area as a Medicare insurance agent. The company helps individuals navigate their options for health coverage during the enrollment period. It assists clients in comparing different Medicare plans to find coverage that matches personal health needs and budgets. The agency provides guidance on Medicare Supplement and Medicare Advantage policies, explaining how these plans work alongside Original Medicare for local residents.
State Farm Insurance Agent in Alabaster, AL offers a full range of Medicare insurance agent services, including plan comparisons, annual enrollment guidance, and policy renewals. The company provides ongoing support to help clients review their coverage options and adjust plans as healthcare needs change. Assistance with understanding plan benefits and cost structures is available throughout the year. This agent services single-family homes, apartments, retail establishments, and restaurants.
Alfa Insurance - The King Agency serves homeowners, retirees, and individuals exploring Medicare coverage options in Alabaster, AL. The agency provides guidance on Medicare Advantage, Supplement, and Part D plans to help clients navigate their healthcare decisions. It assists with annual enrollment periods and plan comparisons, ensuring customers understand their benefits. The agency also extends these services to neighboring communities within the greater Birmingham metro area, including Pelham and Helena.
Go Insurance Agency in Alabaster, Alabama, distinguishes between one-time enrollment consultations and recurring annual plan reviews for Medicare coverage. They assist clients with selecting Part D drug plans, Medicare Advantage options, and Medigap supplemental policies. This local Medicare Insurance Agent ensures beneficiaries understand their coverage choices each enrollment period. Appointments are available on a one-time, scheduled, or as-needed basis to accommodate individual needs.
Serving Alabaster, Alabama, and the surrounding communities, Hairston Brown Financial & Insurance Services handles Medicare insurance needs for local seniors and those approaching eligibility. The company assists clients with understanding plan options, including Medicare Advantage and Supplement policies, to support informed healthcare decisions. For a typical client, it begins by reviewing individual health requirements and budgeting priorities before presenting suitable coverage choices available in the region.
Alfa Insurance provides Medicare Insurance Agent services in Alabaster, Alabama, offering guidance on Medicare Supplement and Advantage plan options. It assists individuals in navigating enrollment periods and understanding plan coverage details that fit their specific health needs and budgets. Many clients turn to Alfa Insurance during the Annual Enrollment Period, when plan changes can be made, or when facing a late enrollment penalty situation requiring timely advice.
Throughout the year, a private Medicare insurance agent may help clients who want scheduled reviews for plan changes or one-time guidance for a specific enrollment window. Coverage options explained typically include Medicare Advantage, Part D drug plans, and Medicare Supplement policies. Landon Green, Alfa Insurance Agent in Alabaster, AL, focuses on matching individual needs with appropriate plans. Service for this agent runs on either a one-time or an as-needed basis.
Smart Coverage Insurance AL provides Medicare Advantage plans, Medicare Supplement policies, and Part D prescription drug coverage for residents of Alabaster, AL. As a local medicare insurance agent, it assists clients through the enrollment process, explaining plan differences, and answering coverage questions year-round. With each annual open enrollment period, it helps beneficiaries evaluate changes to their current plans and adjust to modifications in formularies or provider networks. This ensures they are well-positioned for potential winter health needs or increased seasonal doctor visits.
As the Medicare Annual Enrollment Period approaches each fall, residents of Alabaster often face complex choices between Original Medicare and Part D or Advantage plans. Bentley Insurance Inc. provides local guidance through this process, explaining coverage details and cost differences clearly. The agent helps individuals compare plan options suited to their specific health needs and budgets. Before offering recommendations, the company begins with a thorough initial assessment of each client’s current medications, preferred providers, and anticipated medical expenses.
Farmers Insurance - Bobby Molan in Alabaster, AL, helps individuals and families navigate their health coverage needs as a Medicare insurance agent. This agency specializes in assisting clients with understanding and enrolling in Medicare plans, including supplement and advantage options. They provide guidance through the annual enrollment process and eligibility requirements for Medicare beneficiaries in the local area. The office can serve commercial sectors such as medical offices, warehouses, and food service establishments seeking employee benefits.
What Does a a Medicare Insurance Agent in Alabaster Cost?
Medicare Part A is usually premium-free for most beneficiaries. Part B has a standard monthly premium of $174.70 in 2024. Medicare Advantage plans in Alabama often have $0 monthly premiums, but out-of-pocket costs vary by plan. Medigap plans in Alabama cost between $100 and $300 per month depending on age and coverage level. This is general information, not insurance advice.
About medicare insurance agents in Alabaster
Medicare insurance agents in Alabaster, Alabama help residents compare Part D, Medicare Advantage, and Medigap plans. Alabama follows federal Medicare rules, and agents must hold a valid Alabama insurance license. Local agents understand the coverage needs of Shelby County and the Birmingham metro area.
Frequently Asked Questions
What does a Medicare insurance agent in Alabaster do?
A Medicare insurance agent helps you review and enroll in Medicare plans. They explain plan options, costs, and network rules. Agents in Alabaster must be licensed by the Alabama Department of Insurance.
When can I enroll in Medicare in Alabaster Alabama?
Your Initial Enrollment Period starts three months before your 65th birthday month and ends three months after. Alabama residents also have an Annual Enrollment Period from October 15 to December 7 each year. Special Enrollment Periods may apply for certain life events.
Do Medicare agents in Alabama charge a fee?
Most Medicare insurance agents in Alabama are paid by insurance carriers, not by you. You typically do not pay a separate fee for their help. Always confirm the agent compensation model before working with them.
Medicare Insurance Agents in Other Alabama Cities
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