The top-rated medicare insurance agent in Florence, Alabama is Alfa Insurance - The Oakley Agency, rated 5.0 stars across 179 reviews. Other highly rated options include United Benefits, Acceptance Insurance, Guardian Insurance Group. This directory lists 19 medicare insurance agents serving Florence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Alfa Insurance - The Oakley Agency | 4731 Chisholm Rd | (256) 754-7100 |
| 2 | United Benefits | 3295 Co Rd 47 | (866) 558-2121 |
| 3 | Acceptance Insurance | 3109 Florence Blvd | (256) 449-7017 |
| 4 | Guardian Insurance Group | 2103 Florence Blvd | (256) 994-3339 |
| 5 | Garrett Batson - State Farm Insurance Agent | 659 Cox Creek Pkwy Suite E | (256) 764-2285 |
| 6 | B.J. Brewer: Allstate Insurance | 1705 Darby Dr B | (256) 718-1666 |
| 7 | Hicks & Associates | 1801 N Wood Ave | (256) 766-6000 |
| 8 | Southern States Insurance | 104 S Pine St | (256) 765-0030 |
| 9 | Grier Insurance | 103 E Tennessee St | (256) 766-2222 |
| 10 | Alabama Health Guidance- Medicare Insurance Specialists | 885 Florence Blvd | (256) 648-5710 |
Alfa Insurance - The Oakley Agency serves the Florence, Alabama area as a medicare insurance agent. They assist residents throughout the metro region with navigating their healthcare coverage options. This agency helps individuals understand the complexities of Medicare, ensuring they select plans that fit their unique needs. Their work includes guiding clients through enrollment periods for Medicare Part A, Part B, and Medicare Advantage plan selections. They also handle annual reviews of Part D prescription drug coverage for local beneficiaries.
United Benefits provides Medicare insurance services in Florence, AL, helping clients navigate plan options and enrollments. The company offers annual plan reviews to ensure coverage remains aligned with individual needs, along with assistance during open enrollment periods. Support includes guidance on supplement plans and prescription drug coverage. This local agency services a variety of properties, including single-family homes, apartments, retail spaces, and restaurants within the surrounding community.
Acceptance Insurance, located in Midfield, AL, provides a full range of Medicare insurance agent services, including plan comparison and annual enrollment guidance. The company offers comprehensive policy review and coverage maintenance to help clients keep their plans aligned with changing healthcare needs. Regular plan monitoring ensures beneficiaries adapt to adjustments in Medicare parts and supplemental options. The firm serves clientele in single-family residences, apartments, retail locations, and restaurants throughout the surrounding area.
Guardian Insurance Group serves Medicare-eligible individuals and their families in Florence, Alabama by assisting with plan comparisons, enrollment paperwork, and annual coverage reviews. The agency helps clients navigate Original Medicare, Medicare Advantage, and Part D prescription drug plans to find options suited to their healthcare needs and budgets. Appointments are available to discuss changes during open enrollment windows. Guardian Insurance Group also provides its services to residents in the nearby community of Muscle Shoals.
When selecting a Medicare insurance plan, clients may choose between a single enrollment period or require ongoing support for annual changes and claims. Garrett Batson - State Farm Insurance Agent in Florence, AL, helps individuals understand their coverage options under Original Medicare or Medicare Advantage. The agent clarifies plan details and cost-sharing structures without using promotional language. Services are available on a one-time, scheduled, or as-needed basis to accommodate each client’s changing healthcare needs and enrollment timeline.
B.J. Brewer: Allstate Insurance serves Florence, AL, and the surrounding Shoals communities, handling Medicare insurance plans for eligible clients. It helps individuals navigate their options, including Medicare Advantage and prescription drug coverage. The agency assists with plan comparisons and annual enrollment periods. For each client, it reviews personal healthcare needs and budget to recommend suitable plan choices.
As Medicare Annual Enrollment approaches each fall, residents of Florence, AL often seek clear guidance through their plan options. Hicks & Associates serves as a local medicare insurance agent, helping individuals compare coverage, review out-of-pocket costs, and understand prescription drug rules. The company focuses on explaining complex benefits in straightforward terms, and their work addresses the unique healthcare needs of the Tennessee Valley region. A typical first step involves a no-obligation assessment of a client’s current coverage and health priorities.
Southern States Insurance specializes in helping individuals navigate Medicare Advantage and Prescription Drug Plan options. Located in Florence, AL, it assists clients in comparing coverage and costs to find suitable plans. The agency provides general guidance on Initial Enrollment and Annual Election Periods, ensuring residents understand their Part A, Part B, and supplement choices. During the Medicare Open Enrollment period each fall, it helps seniors review changes to existing plans and adjust their coverage to avoid unexpected out-of-pocket expenses.
Grier Insurance guides clients through the complexities of Medicare, helping them understand coverage options and enrollment timelines. As a dedicated medicare insurance agent in Florence, AL, the company also assists with supplemental plans and prescription drug coverage. The agency works closely with local residents to tailor plans that address their individual healthcare needs while remaining within their budget. Commercial sectors served include offices, warehouses, and food service establishments, ensuring a range of business clients have access to appropriate employee benefits.
What Does a a Medicare Insurance Agent in Florence Cost?
Medicare Part A is usually free for those who paid Medicare taxes for 10 years. Part B has a standard monthly premium of $174.70 in 2024 though higher income earners pay more. Medicare Supplement plans in Alabama range from $100 to $300 per month depending on the plan type and your age. Medicare Advantage plans often have low or zero monthly premiums but include copays and deductibles. This is general information and not insurance advice.
About medicare insurance agents in Florence
Medicare insurance agents in Florence Alabama help residents navigate Original Medicare Medicare Advantage and Part D drug plans. Alabama law requires agents to be licensed by the state and to follow federal marketing guidelines during the Annual Enrollment Period which runs from October 15 to December 7 each year. Local agents understand the specific network options available at North Alabama Medical Center and other regional providers.
Frequently Asked Questions
When can I enroll in Medicare in Florence Alabama?
The Initial Enrollment Period starts three months before your 65th birthday and lasts seven months. For Medicare Advantage and Part D you can also enroll during the Annual Enrollment Period from October 15 to December 7. Alabama residents may qualify for Special Enrollment Periods if they move or lose other coverage.
What is the difference between Medicare Supplement and Medicare Advantage in Alabama?
Medicare Supplement plans work with Original Medicare and pay some out-of-pocket costs. Medicare Advantage plans replace Original Medicare and often include drug coverage. In Alabama Medicare Advantage plans may have narrower provider networks so check if your Florence doctors are included.
Do Medicare agents in Florence charge a fee for their services?
Licensed Medicare insurance agents in Alabama are typically paid by insurance companies not by clients. You should not pay a separate fee for plan enrollment or advice. Always confirm with the agent that their services are free to you.
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