The top-rated medicare insurance agent in Fairhope, Alabama is Rick Phyfer - State Farm Insurance Agent, rated 4.9 stars across 423 reviews. Other highly rated options include Farmers Insurance - Andrew Malone, Globe Life Liberty National Division: The Lambeth Agencies, Alliance Insurance Group. This directory lists 15 medicare insurance agents serving Fairhope.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Rick Phyfer - State Farm Insurance Agent | 19416 S Greeno Rd | (251) 928-7500 |
| 2 | Farmers Insurance - Andrew Malone | 104 Professional Park Dr | (251) 990-4000 |
| 3 | Globe Life Liberty National Division: The Lambeth Agencies | 106 N Greeno Rd | (866) 400-2395 |
| 4 | Alliance Insurance Group | 19009 State Hwy 181 | (251) 281-0082 |
| 5 | Trawick International | 300 Fairhope Ave ste g | (888) 301-9289 |
| 6 | Steadfast Insurance | 9959 Windmill Rd | (251) 202-4207 |
| 7 | Tim Simmonds - State Farm Insurance Agent | 356 Morphy Ave | (251) 928-1400 |
| 8 | Scott Soulant: Allstate Insurance | 504 N Section St | (251) 990-9553 |
| 9 | Sharon Hattenstein: Allstate Insurance | 23690 US-98 Ste E1 | (251) 928-3229 |
| 10 | Empower Insurance Solutions | 193 Falls Creek St | (251) 880-6108 |
Rick Phyfer - State Farm Insurance Agent serves the Fairhope, Alabama area, offering Medicare insurance agent services to local beneficiaries. The company helps clients navigate their coverage options during enrollment periods and through plan comparisons. Assistance is provided with understanding Medicare Part A and Part B benefits, as well as supplementing with Part D prescription drug plans. The office also handles Medicare Advantage plan options for eligible individuals in the region.
Homeowners and retirees in Fairhope, AL can turn to Farmers Insurance - Andrew Malone for Medicare insurance guidance. This agency helps clients navigate plan options, including prescription drug coverage and Medicare Advantage. It focuses on explaining benefits clearly so customers in the area can make informed decisions about their healthcare. The agent provides local support for enrollment periods and any coverage questions. Serving the Fairhope community, it also offers assistance to residents in nearby Daphne along the Eastern Shore.
Globe Life Liberty National Division: The Lambeth Agencies serves Fairhope, Alabama, and the surrounding communities along the Eastern Shore. This Medicare insurance agency handles plan comparisons, initial enrollments, and annual enrollment period changes for beneficiaries in the area. It helps clients navigate Medicare Parts A, B, and D, as well as Medicare Advantage and Supplement options. The agency typically begins each case with a personalized consultation to assess individual health care needs and budget before presenting available plan choices.
Alliance Insurance Group in Fairhope, AL helps clients distinguish between one-time plan enrollments and the ongoing annual support required for Medicare coverage adjustments. Their services focus on explaining plan benefits, costs, and provider networks to ensure informed choices. As with all Medicare agents in the area, they assist with initial sign-ups, prescription drug coverage, and supplement plans. Service runs on an as-needed basis, with clients contacting the agency for appointments during open enrollment or when life changes affect their current coverage.
Serving the Fairhope, Alabama area, Trawick International assists clients in navigating their Medicare options, from initial enrollment to selecting supplement and advantage plans. The agency offers guidance on coverage reviews and annual plan comparisons to help individuals make informed decisions. Trawick International helps clients understand their benefits and explore plan changes during open enrollment periods. Its services cater to single-family homes, apartments, retail establishments, and local restaurants.
Steadfast Insurance in Fairhope, AL specializes in helping clients navigate Medicare Advantage plans, Part D prescription drug coverage, and Medicare Supplement policies. It provides personalized insurance guidance to local retirees and pre-retirees. The agency ensures Fairhope residents understand coverage options that fit their budgets and healthcare needs. During the Annual Enrollment Period, it assists clients with reviewing current plans and making necessary adjustments to avoid gaps in coverage or unexpected cost increases.
As the fall Medicare Annual Enrollment Period approaches, residents of Fairhope and the surrounding Eastern Shore area often need help navigating their options. Tim Simmonds - State Farm Insurance Agent provides personalized guidance to seniors seeking Medicare supplement or Advantage plans. The office takes time to explain coverage differences, costs, and how each plan works with existing doctors. An initial consultation is scheduled so clients can bring their current coverage details and have their specific needs reviewed thoroughly.
Scott Soulant: Allstate Insurance in Fairhope, AL assists individuals with selecting Medicare coverage in the region. A medicare insurance agent in this area helps navigate plan options such as Part D drug plans and Medicare Advantage choices. These services ensure clients can find coverage tailored to their healthcare needs and budget. The agency can serve commercial sectors including professional offices, warehouses, and food service establishments.
Sharon Hattenstein: Allstate Insurance serves Fairhope residents needing Medicare insurance guidance, assisting with plan selection and enrollment in personal coverage. Commercial insurance options are also offered for local businesses in the Fairhope area. The agency provides support throughout the annual enrollment period, helping clients understand their healthcare choices. Follow-up consultations are available for plan adjustments or questions that arise between regular visits, ensuring continuity of service for each customer.
Empower Insurance Solutions in Fairhope, Alabama, is known for helping individuals navigate their Medicare options with clarity. The company works to explain plan differences and assist clients during enrollment periods throughout the year. Their service includes evaluating both Medicare Advantage and Medicare Supplement plans to match health and budget needs. A specialty service they can add on is guiding clients through the process of enrolling in Part D prescription drug coverage.
What Does a a Medicare Insurance Agent in Fairhope Cost?
Medicare insurance agents in Alabama usually do not charge a direct fee to clients. Instead, they receive commissions from the insurance carriers, which are built into the plan premiums. Plan premiums vary widely: Medicare Advantage plans may have $0 monthly premiums, while Medigap plans in Alabama can range from about $100 to $300 per month depending on age, gender, and tobacco use. Part D prescription drug plans typically cost $15 to $80 per month. This is general information and does not constitute insurance advice.
About medicare insurance agents in Fairhope
Fairhope residents can work with a licensed Medicare insurance agent to review plan options and navigate enrollment. Alabama law requires agents to be state-licensed and follow federal Medicare marketing guidelines. Local agents understand the specific network availability and plan choices for Baldwin County.
Frequently Asked Questions
What does a Medicare insurance agent in Fairhope do?
A Medicare insurance agent helps you compare Medicare Advantage, Medigap, and Part D plans. They explain coverage details and assist with enrollment. Agents in Alabama must follow state and federal rules for marketing and disclosure.
When can I enroll in Medicare in Fairhope Alabama?
The Initial Enrollment Period lasts seven months around your 65th birthday. The Annual Enrollment Period runs from October 15 to December 7 each year. Alabama also has a Medigap Open Enrollment Period that starts when you turn 65 and enroll in Part B.
Are Medicare insurance agent services free in Fairhope?
Most agents are paid by insurance companies through commissions, so their services are typically free to you. However, you should confirm that the agent is independent and can show plans from multiple carriers. Alabama law requires agents to disclose their compensation method upon request.
Medicare Insurance Agents in Other Alabama Cities
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