The top-rated mobile home insurance agent in Alabaster, Alabama is David McBrayer: Allstate Insurance, rated 5.0 stars across 306 reviews. Other highly rated options include Alfa Insurance - The King Agency, Go Insurance Agency, Chris Raley - State Farm Insurance Agent. This directory lists 16 mobile home insurance agents serving Alabaster.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | David McBrayer: Allstate Insurance | 122 1st St S | (205) 685-8686 |
| 2 | Alfa Insurance - The King Agency | 130 1st Ave W | (205) 473-3920 |
| 3 | Go Insurance Agency | 9755, 549 1st St SW | (205) 414-6008 |
| 4 | Chris Raley - State Farm Insurance Agent | 149 Buck Creek Plaza F | (205) 663-6310 |
| 5 | Alfa Insurance | 1211 1st St N | (205) 663-0745 |
| 6 | Landon Green, Alfa Insurance Agent | 1211 1st St N | (205) 663-0745 |
| 7 | Aseguranza de Auto, Casa, Comercial y Vida TWFG Eigly Aguilar Insurance | 1235 1st St N Suite C | (205) 624-3270 |
| 8 | Smart Coverage Insurance AL | 1207 1st St N | (205) 206-4018 |
| 9 | Bentley Insurance Inc. | 10052 Hwy 119 | (205) 663-6223 |
| 10 | Farmers Insurance - Bobby Molan | 1240 1st St N #100 | (205) 621-9000 |
David McBrayer: Allstate Insurance serves the greater Alabaster, Alabama area as a mobile home insurance agent. It helps homeowners in the region secure tailored coverage for manufactured and mobile homes. The agency assists clients in understanding their specific protection needs, including options for replacement cost and personal property coverage. It stands ready to guide residents through the unique requirements of insuring factory-built housing in this part of the state. Services handled include helping customers choose appropriate liability limits and arranging coverage for detached structures on the property.
Alfa Insurance - The King Agency serves homeowners and property managers needing coverage for manufactured and mobile homes in Alabaster, Alabama. Its agents help customers find policies that protect structures and personal belongings against common regional weather risks. The agency can also assist with options for seasonal properties or rental units. Coverage discussion extends to the greater Shelby County area, including neighboring communities such as Pelham.
Go Insurance Agency provides a full range of mobile home insurance services in Alabaster, AL, including policy selection, coverage reviews, and claims assistance. Its service approach focuses on helping clients understand their protection options for manufactured and mobile homes. The agency also offers periodic policy maintenance reviews to ensure coverage remains appropriate as conditions change. It services single-family manufactured homes and multi-section mobile homes, as well as rental properties, apartments, retail spaces, and restaurants that require specialized manufactured-home business coverage.
Serving Alabaster and the surrounding Shelby County communities, Chris Raley - State Farm Insurance Agent handles insurance needs specifically for mobile homes. This includes offering policies that cover the structure, personal belongings, and liability for manufactured and mobile housing. A typical job involves an initial consult to explain coverage options tailored to both the home's value and the owner's situation. The general approach it uses is to review individual risks such as local weather and property location. It then customizes a protection plan through available endorsements to meet those exact circumstances.
Clients seeking a mobile home insurance agent in Alabaster, Alabama, will find that Alfa Insurance provides both one-time policy consultations and ongoing service options tailored to individual needs. Coverage typically addresses structure protection, liability, and personal belongings for manufactured homes. This agency operates on a scheduled basis, allowing customers to renew policies at regular intervals or request as-needed adjustments for changing circumstances. All quotes and plan details are handled directly through the local office.
Unlike a standard homeowners policy, coverage here is tailored specifically for mobile and manufactured homes, addressing unique structural risks and liability needs. Residents in Alabaster and surrounding areas can secure financial protection against fire, wind, and theft damages. Situated in Alabaster, AL, Landon Green, Alfa Insurance Agent assists homeowners in evaluating their personal property and dwelling protection gaps. The agent works directly with clients to determine precise limits. Service for such coverage is available strictly on an as-needed basis, allowing clients to request quotes or policy updates whenever required.
Specializing in mobile home coverage, Aseguranza de Auto, Casa, Comercial y Vida TWFG Eigly Aguilar Insurance in Alabaster, AL protects manufactured and modular homes against structural damage and personal property loss. General services include advising clients on dwelling policy limits and liability protection for their specific housing type. It helps homeowners address the increased risk of wind and hail damage common to this part of the Southeast during spring storm season.
Spring storms can cause unexpected damage to mobile homes across Alabaster, and Smart Coverage Insurance AL helps local owners find suitable coverage for repairs or replacement. This agency specializes in insurance policies tailored specifically to manufactured and mobile homes, addressing the unique risks these structures face in central Alabama. The agent assists clients in comparing protection options, including liability and personal property coverage, ensuring compliance with lender requirements when needed. Every new policy begins with scheduling an inspection of the home’s condition and location.
Bentley Insurance Inc. specializes in mobile home insurance and related coverage options for properties in the Alabaster, Alabama area. This agent work helps residents secure financial protection for their mobile homes, including policy add-on coverage for exterior structures and personal belongings within the dwelling. Professional services focus on guiding clients through policy selection and available protections tailored to manufactured housing needs. Commercial clientele can also be served for office spaces, warehouses, and food service operations requiring property coverage.
Farmers Insurance - Bobby Molan offers residential mobile home insurance solutions for owners in Alabaster, Alabama, along with commercial coverage for manufactured housing communities and related businesses throughout the greater area. Policies are structured to safeguard structures, personal property, and liability. Clients can schedule follow-up policy reviews or adjustments between regular visits to keep coverage aligned with changing needs and local conditions.
What Does a a Mobile Home Insurance Agent in Alabaster Cost?
The average cost of mobile home insurance in Alabama ranges from 300 to 900 dollars per year for a standard policy. Factors that affect the price include the age and value of the home, its location, and the amount of coverage you choose. Mobile homes in areas prone to tornadoes or flooding may have higher premiums. This is general information and not insurance advice.
About mobile home insurance agents in Alabaster
Mobile home insurance agents in Alabaster Alabama help residents protect their manufactured homes and personal property. Alabama law requires mobile home owners to have liability coverage if the home is financed or located in a mobile home park. Local agents can explain state-specific rules such as the requirement for wind and hail coverage in certain areas.
Frequently Asked Questions
What does mobile home insurance cover in Alabaster Alabama?
A standard mobile home policy typically covers the structure, personal belongings, and liability for injuries on your property. In Alabama, you may also need additional coverage for windstorms, hail, or flood damage depending on your location.
Is mobile home insurance required by law in Alabama?
Alabama state law does not require mobile home insurance, but most lenders and mobile home parks do require it. If you have a loan on your mobile home, the lender will likely mandate a minimum amount of coverage.
How do I choose a mobile home insurance agent in Alabaster?
Look for an agent who specializes in manufactured homes and understands Alabama insurance regulations. Ask about discounts for safety features like tie-downs, smoke alarms, and storm shutters.