The top-rated mobile home insurance agent in Decatur, Alabama is Highstreet Kilgro Insurance Agency, rated 5.0 stars across 246 reviews. Other highly rated options include Acceptance Insurance, Providence Insurance, Standridge Insurance Group. This directory lists 19 mobile home insurance agents serving Decatur.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Highstreet Kilgro Insurance Agency | 439 Johnston St SE | (256) 350-8241 |
| 2 | Acceptance Insurance | 1313 Point Mallard Pkwy C | (256) 278-7028 |
| 3 | Providence Insurance | 107 Grant St SE | (256) 277-1481 |
| 4 | Standridge Insurance Group | 713 6th Ave SE | (256) 476-4068 |
| 5 | Alfa Insurance - Nick Garner Agency | 738 Hwy 67 S | (256) 343-0040 |
| 6 | Akin & Associates Insurance Group - Priceville | 468 Hwy 67 S | (256) 355-8500 |
| 7 | Alabama Insurance Services | 2132 6th Ave SE Suite 105 | (256) 355-0413 |
| 8 | Stovall-Marks Insurance | 2601 Danville Rd SW | (256) 355-7951 |
| 9 | SHIELD INSURANCE (formerly) Insurance Services Gil & Vicki Terry | 1414 7th Ave SE | (256) 552-7577 |
| 10 | Curtis J Wofford: Allstate Insurance | 1319 6th Ave SE | (256) 353-4734 |
Highstreet Kilgro Insurance Agency serves Decatur, Alabama, and surrounding Morgan County areas, specializing in mobile home insurance policies. It provides comprehensive coverage options designed to protect manufactured and mobile homes from common local risks. The agency works with multiple carriers to find suitable protection for clients. It also offers assistance with renter's insurance for those leasing manufactured home lots. Specific services it handles in this area include wind and hail damage coverage plus liability protection for mobile home owners.
Acceptance Insurance assists homeowners in Decatur, Alabama, with securing coverage for their manufactured and mobile homes. They offer policies that can include protection against common regional weather risks, as well as liability and personal property coverage, along with optional endorsements for additional structures or living expenses. Their insurance solutions are designed to serve residential homeowners and can also extend to cover commercial sectors such as offices, warehouses, and food service operations.
Providence Insurance provides a full range of mobile home insurance policies, including coverage for structures, personal property, and liability in the Decatur area. It also offers service and maintenance plans tailored specifically for manufactured and mobile homes, helping to protect against common regional weather risks. The agency services single-family manufactured homes, as well as retail and restaurant properties that utilize mobile home structures.
Homeowners and property managers in Decatur, AL rely on Standridge Insurance Group for mobile home insurance coverage. The agency assists clients in protecting their manufactured and mobile homes against common risks, including weather damage and liability claims. Policies are tailored to meet local housing needs and regulatory requirements. With a focus on personalized service, the agent helps customers select appropriate deductibles and coverage limits. Standridge Insurance Group also serves nearby communities such as Hartselle and the greater Morgan County area.
Alfa Insurance - Nick Garner Agency serves the Decatur area and surrounding communities in northern Alabama, handling a range of mobile home insurance needs for local residents. It provides coverage options designed for manufactured and mobile homes, including protection for the structure and personal property. For each policy, the agency takes a straightforward, consultative approach, carefully assessing the specific risks associated with a client’s property and location to recommend a suitable plan. It works through each claim step-by-step, guiding the homeowner from initial report to final resolution.
Akin & Associates Insurance Group - Priceville specializes in providing mobile home insurance coverage for manufactured and modular homes in the Decatur, Alabama area. Its general services include assessing individual dwelling structures and personal property to help owners secure appropriate liability and loss protection policies. The company also assists with comparing different policy options that address protection for attached structures and belongings. It is helpful for clients preparing for seasonal storm seasons, ensuring their coverage accounts for potential wind or hail damage to the home.
For mobile home owners in Decatur, Alabama Insurance Services helps clarify whether a one-time purchase for full replacement value or scheduled annual policy renewals better fits a client’s situation. Coverage discussions typically address wind, hail, and liability protection. Their service schedule operates on an as-needed basis, so clients contact them directly when a new policy is required or an existing one needs a change.
Stovall-Marks Insurance specializes in protecting mobile and manufactured homes in the Decatur area. They offer coverage for the dwelling itself and personal property, along with additional protection options such as liability insurance and loss-of-use coverage for temporary housing needs during repairs. These tailored policies account for the unique structural considerations of factory-built homes and their placement on owned or leased land. Such insurance is available for residential mobile home parks and can be obtained by property managers for on-site offices, storage warehouses, and food service buildings associated with these communities.
Shield Insurance, formerly known as Insurance Services Gil & Vicki Terry, provides residential mobile home insurance to homeowners in Decatur, Alabama. Coverage is also extended to commercial mobile home properties throughout the surrounding area. Tailored policies address the specific risks faced by mobile home owners in this region. Routine follow-up and repeat service are provided between regular policy visits to ensure continued coverage needs are met.
During spring storm season in Decatur, mobile home owners often face increased wind and hail risks. Curtis J Wofford: Allstate Insurance provides coverage options designed for manufactured and mobile homes in the Tennessee Valley area. The agency helps clients understand how local weather patterns affect their policies and advises on adjusting deductibles or adding protection for structures like porches and carports. Each application begins with a careful review of the home’s setup, age, and tie-downs, followed by a scheduled inspection to verify condition and compliance with underwriting standards.
What Does a a Mobile Home Insurance Agent in Decatur Cost?
Typical mobile home insurance costs in Alabama range from 300 to 1500 dollars per year. In Decatur factors like the homes age foundation type and distance from a fire station affect the rate. Policies for newer manufactured homes with permanent foundations often cost less. This is general information and not insurance advice.
About mobile home insurance agents in Decatur
Mobile home insurance agents in Decatur Alabama help owners of manufactured and mobile homes find the right coverage. Alabama requires all mobile homes to have insurance that meets lender and state minimums. Local agents understand the specific risks in Morgan County including severe weather and tornadoes.
Frequently Asked Questions
What does a mobile home insurance agent in Decatur do?
A mobile home insurance agent helps you compare policies from different carriers to find coverage for your manufactured home. They explain Alabama specific requirements like liability coverage and replacement cost options. Agents also assist with claims and policy changes.
Is mobile home insurance required in Alabama?
Alabama does not have a state law requiring mobile home insurance. However lenders and parks usually require it. If you have a loan on your mobile home the lender will mandate comprehensive and collision coverage.
How much does mobile home insurance cost in Decatur Alabama?
Costs vary based on the age size and location of your mobile home. In Decatur typical annual premiums range from 400 to 1200 dollars. Factors like wind coverage and deductible amounts affect the final price.