The top-rated mobile home insurance agent in Daphne, Alabama is Josh Lankford - State Farm Insurance Agent, rated 4.9 stars across 433 reviews. Other highly rated options include Thomas, Harrison & Associates Insurance Agency, Elaine Bui: Allstate Insurance, Eversure Insurance. This directory lists 16 mobile home insurance agents serving Daphne.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Josh Lankford - State Farm Insurance Agent | 1410 US-98 Ste G | (251) 422-8313 |
| 2 | Thomas, Harrison & Associates Insurance Agency | 26436 Kensington Pl | (251) 621-2180 |
| 3 | Elaine Bui: Allstate Insurance | 29640 State Hwy 181 Ste 102 | (251) 283-6445 |
| 4 | Eversure Insurance | 25833 State Hwy 181 | (251) 626-8900 |
| 5 | Katie Riley - State Farm Insurance Agent | 25341 State Hwy 181 Suite 101A | (251) 661-8811 |
| 6 | Acceptance Insurance | 27955 US-98 Suite J | (251) 494-7074 |
| 7 | The Henson Agency: Allstate Insurance | 28623 N Main St C | (251) 626-2500 |
| 8 | Walker Insurance Agency | 1203 US-98 Suite 2B1 | (251) 422-9959 |
| 9 | Stillman Insurance Group | 810 Manci Ave Suite 5 | (251) 929-8434 |
| 10 | Mitch Kitchens - State Farm Insurance Agent | 28796 US-98 | (251) 626-2071 |
Josh Lankford - State Farm Insurance Agent serves the Daphne, Alabama metro area, specializing in mobile home insurance policies. The agency helps mobile homeowners protect their property against local storm and weather risks. It also addresses the insurance needs for both single-wide and double-wide manufactured housing units. The agent assists clients in navigating depreciation options and coverage limits for their structures. This mobile home insurance company handles quotes and policy adjustments for seasonal property use within this region.
Serving Daphne, AL, and the surrounding Baldwin County communities, Thomas, Harrison & Associates Insurance Agency handles mobile home insurance for both primary residences and seasonal properties. Their policies address risks specific to manufactured homes in the Gulf Coast region, including wind and storm damage. For a typical job, the agency first reviews the client’s specific coverage needs and property location, then tailors a policy to provide suitable protection.
Elaine Bui: Allstate Insurance serves homeowners who require mobile home insurance coverage in the Daphne, Alabama area. The agency helps customers protect manufactured and mobile homes against common local risks, including severe weather and property damage. Policy options often extend to cover personal belongings and additional structures on the property. By working with Allstate, clients gain access to customizable plans designed for mobile home living situations. The agency also offers its services to property managers and individual homeowners throughout the greater Eastern Shore metro and the neighboring community of Fairhope.
Eversure Insurance provides mobile home insurance agent services to customers in Daphne, AL. The company assists clients with obtaining coverage that protects mobile and manufactured homes from common regional risks, including storms and liability issues. Service plans include policy review and claims guidance to help homeowners understand their options. The agency also offers support for customizing coverage limits and deductibles based on individual needs. Eversure Insurance handles policies for single-family mobile homes, manufactured homes on leased land, and rental properties within mobile home communities and apartment complexes.
Mobile home insurance can be chosen as a one-time policy or structured with recurring monthly payments to fit different budgets. Katie Riley, a State Farm Insurance Agent in Daphne, AL, offers coverage that typically protects the structure, personal belongings, and liability. Policies address specific risks to manufactured and mobile homes, including damage from storms or accidents common in the area. Service for setting up and managing a policy is available on either a one-time enrollment basis or a scheduled annual renewal review.
As the Gulf Coast hurricane season approaches, homeowners in Daphne, Alabama, need reliable protection for their manufactured homes. Acceptance Insurance addresses this local need by providing mobile home insurance policies designed to safeguard against wind and storm damage common to the area. The company works with clients to understand their specific coverage requirements and property conditions. A typical initial step involves a direct assessment of the home's setup, foundation, and tie-downs to ensure eligibility for appropriate protection.
The Henson Agency: Allstate Insurance specializes in mobile home insurance coverage for residents of Daphne, Alabama. Its agents assist clients in securing policies that protect manufactured and mobile homes against common property damage risks. The agency also addresses standard insurance needs like liability and personal property protection for homeowners. As hurricane season approaches along the Gulf Coast, the agency helps mobile home owners review windstorm deductibles and ensure their policies adequately cover storm-related damage.
With hurricane season threatening the Gulf Coast each year, residents of Daphne’s mobile home communities require reliable protection against wind and water damage. Walker Insurance Agency responds by guiding clients through tailored coverage options that address the specific risks of manufactured and mobile homes in Alabama. They clarify the differences between actual cash value and replacement cost policies, helping homeowners make informed financial decisions. To begin securing a policy, the agency schedules a thorough on-site inspection of the home’s skirting, tie-downs, and roof condition before providing a personalized quote.
Stillman Insurance Group provides residential mobile home insurance services to clients in Daphne, Alabama, while also offering commercial coverage for park owners and rental property operators. The agency serves policyholders throughout the surrounding Baldwin County area. Agents work to match coverage options with each homeowner’s specific structure and location needs. After their initial policy is written, customers may return for periodic updates or to adjust coverage between annual review visits.
Mitch Kitchens - State Farm Insurance Agent in Daphne, AL provides property protection for mobile homes and manufactured houses. The agency offers standard dwelling coverage along with specialty add-ons such as personal property protection and liability insurance. These policies help safeguard against common regional risks like storms and water damage. The office can serve commercial clients requiring insurance solutions for local offices, full warehouses, and food service businesses across the area.
What Does a a Mobile Home Insurance Agent in Daphne Cost?
Typical mobile home insurance costs in Daphne, Alabama range from 300 to 800 dollars per year for basic liability and property coverage. Full replacement cost policies may cost 600 to 1,200 dollars annually. Factors like the age of the home, location near the coast, and coverage limits affect the price. This is general information, not insurance advice.
About mobile home insurance agents in Daphne
Mobile home insurance agents in Daphne, Alabama help owners of manufactured homes find the right coverage. Alabama requires proof of insurance for mobile home loans and park placements. A local agent can explain state-specific rules like wind and hail coverage in coastal areas.
Frequently Asked Questions
What does a mobile home insurance agent in Daphne do?
A mobile home insurance agent helps you find a policy that covers your manufactured home against damage, theft, and liability. They know Alabama laws about mobile home titling and insurance requirements. They can compare quotes from different carriers to find a suitable option.
Is mobile home insurance required in Alabama?
Alabama law does not require mobile home insurance for ownership, but lenders and mobile home parks usually require it. If you have a loan on your mobile home, the lender will require full coverage. Agents can help you meet these requirements.
How do I choose a mobile home insurance agent in Daphne?
Look for an agent who specializes in manufactured home policies and has experience with Alabama coastal wind and hail risks. Ask about their knowledge of local building codes and replacement cost options. Check their license with the Alabama Department of Insurance.