The top-rated mobile home insurance agent in Costa Mesa, California is Acceptance Insurance, rated 5.0 stars across 664 reviews. Other highly rated options include MIT l Health Insurance & Medicare Specialist, Choice Plus Insurance Services, Chrysalis Insurance Agency. This directory lists 14 mobile home insurance agents serving Costa Mesa.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 3033 Bristol St Ste 121 | (714) 442-9504 |
| 2 | MIT l Health Insurance & Medicare Specialist | 1500 Adams Ave # 201 | (800) 590-7279 |
| 3 | Choice Plus Insurance Services | 1072 Bristol St # 205 | (714) 695-1127 |
| 4 | Chrysalis Insurance Agency | 3001 Red Hill Ave Suite 2-226 | (714) 464-8080 |
| 5 | Virnie Tordera - State Farm Insurance Agent | 355 Bristol St Ste M | (714) 890-1010 |
| 6 | Comparion Insurance Agency | 555 Anton Blvd Suite 326, 327, 328 | (949) 668-6502 |
| 7 | Jimenez Family Insurance Agency | 1914 Meyer Pl # D | (949) 722-4022 |
| 8 | Harbor Health Insurance Services | 2273 Harbor Blvd | (800) 969-1428 |
| 9 | EZ Insurance Services Inc | 2960 Harbor Blvd D | (800) 895-7033 |
| 10 | Maxwell Agency Insurance Services | 3001 Red Hill Ave building 5 ste 201 | (949) 298-6746 |
Acceptance Insurance specializes in mobile home insurance policies tailored to meet unique structural and liability needs. Serving Costa Mesa, California, the agency helps owners protect manufactured and mobile homes against common risks. It works with area residents to secure coverage that addresses local weather patterns and community requirements. Standard policy options typically include dwelling and personal property protection. The agency also assists clients with adding coverage for specific coastal hazards, such as windstorm or flood damage that can occur during the Pacific hurricane season.
MIT l Health Insurance & Medicare Specialist serves Orange County, including Costa Mesa, offering guidance for mobile home insurance needs. The agency helps clients secure coverage tailored to manufactured and mobile homes, addressing the specific risks these properties face. Local regulations and unique structural considerations are accounted for in the policies they assist with. Their support includes explaining protection options for attached structures and personal property. They also handle coverage details for mobile homes used as full-time residences.
Choice Plus Insurance Services in Costa Mesa, California, offers a full range of mobile home insurance products, including liability, property damage, and specialty coverage tailored to manufactured and modular dwellings. The agency helps clients understand policy options and assists with annual policy reviews to adjust coverage as needed. Service plans typically encompass replacement cost evaluations and claims assistance. The company primarily services single-family mobile homes, manufactured home communities, apartment complexes containing mobile units, and retail storefronts that house insurance operations.
Chrysalis Insurance Agency serves homeowners and property managers in Costa Mesa, California, who require specialized coverage for manufactured or mobile homes. The agency works to help clients understand policy options that protect their dwellings and personal belongings. It also assists with securing liability protection and additional endorsements tailored to mobile home living. Each client’s unique needs are considered when discussing coverage limits and deductibles. Recognizing the importance of local protection, the agency extends its services to nearby communities such as Newport Beach, ensuring broad access within the Orange County area.
Virnie Tordera - State Farm Insurance Agent serves Costa Mesa and the surrounding communities of Orange County, offering mobile home insurance policies for individual homes and park units. It handles coverage for dwelling structures, personal property, and liability protection to help safeguard homeowners from unexpected events. The office takes an attentive approach by reviewing each customer's specific location and policy needs when handling a typical job.
Some homeowners need ongoing protection, while others seek a single policy for a specific need. Comparion Insurance Agency in Costa Mesa, CA offers tailored mobile home insurance coverage designed around these preferences. Their agents help clients evaluate both comprehensive annual plans and single-purchase liability options, ensuring the right fit for each manufactured or mobile home. These professionals address coastal considerations like wind and flood exposures specific to Orange County properties. Service operates strictly on an as-needed basis, with customers contacting the agency directly to initiate a policy quote or make coverage adjustments.
Jimenez Family Insurance Agency in Costa Mesa, California specializes in coverage for manufactured and modular homes, including tie-down protection and liability safeguards. It also connects local homeowners with comprehensive policies covering structure replacement and personal belongings, offering guidance through different plan options. During the peak of the coastal wildfire season or when the Santa Ana winds arrive, the agency can review existing mobile home policies for potential gaps in peril protection.
Harbor Health Insurance Services works with mobile home owners in Costa Mesa and the surrounding area to secure coverage that protects their property. They are able to explain how add-ons such as protection for attached structures or replacement cost valuables can strengthen a basic policy. The agency provides tailored insurance solutions that help safeguard assets for commercial sectors including offices, warehouses, and food service operations.
Winter rains in Southern California can quickly expose vulnerabilities in older mobile home roofs, a concern many Costa Mesa residents face each season. EZ Insurance Services Inc helps homeowners review their current coverage to better match the actual replacement value of their manufactured home and attached structures. By comparing policies from multiple carriers serving this coastal area, they work to find protection that fits both the home’s age and the local flood or wind exposures. Determining eligibility typically begins with a simple inspection of the exterior skirting and tiedown system.
What Does a a Mobile Home Insurance Agent in Costa Mesa Cost?
Typical mobile home insurance in California ranges from $400 to $1,200 per year for a standard policy. Factors include the homes age, location in Costa Mesa, coverage limits, and deductible. Earthquake coverage adds $200 to $500 more annually. This is general information, not insurance advice.
About mobile home insurance agents in Costa Mesa
Costa Mesa mobile home owners can work with a licensed insurance agent to find coverage for their manufactured home. California law requires mobile home insurance for most park placements, and agents can help you meet state requirements. Local agents understand the specific risks and regulations in Orange County, including earthquake coverage options.
Frequently Asked Questions
What does a mobile home insurance agent in Costa Mesa do?
A mobile home insurance agent helps you find a policy that covers your home structure, personal property, and liability. In California, agents can also explain state-specific requirements like the California Mobilehome Residency Law which affects park tenants.
Do I need mobile home insurance in Costa Mesa California?
Yes, most mobile home parks in California require you to carry liability insurance. Additionally, your lender will require comprehensive coverage if you have a loan. California law does not mandate insurance by statute, but park rules and lenders make it necessary.
How do I choose a mobile home insurance agent in Costa Mesa?
Look for an agent licensed in California with experience in manufactured home policies. Ask about their knowledge of local risks like earthquakes and wildfires. You can check an agents license status on the California Department of Insurance website.
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