The top-rated mobile home insurance agent in Cupertino, California is Jason Stefely - State Farm Insurance Agent, rated 4.9 stars across 432 reviews. Other highly rated options include Gurbinder Mavi - State Farm Insurance Agent, Catherine Chen - State Farm Insurance Agent, Cheryl Ching - State Farm Insurance Agent. This directory lists 14 mobile home insurance agents serving Cupertino.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jason Stefely - State Farm Insurance Agent | 20395 Pacifica Dr STE 108 | (408) 255-3212 |
| 2 | Gurbinder Mavi - State Farm Insurance Agent | 20395 Pacifica Dr STE 108 | (650) 237-0400 |
| 3 | Catherine Chen - State Farm Insurance Agent | 20132 Stevens Creek Blvd | (408) 863-0000 |
| 4 | Cheryl Ching - State Farm Insurance Agent | 10025 S Tantau Ave | (408) 777-9777 |
| 5 | Jim Liu - State Farm Insurance Agent | 21070 Homestead Rd #118 | (408) 738-1200 |
| 6 | Farmers Insurance - Patricia Han | 20567 Sunrise Dr | (408) 865-0365 |
| 7 | Farmers Insurance - Ray Cheng | 20370 Town Center Ln Ste 105 | (408) 863-0180 |
| 8 | Farmers Insurance - Lily Zhao | 20432 Silverado Ave UNIT 211 | (408) 398-4616 |
| 9 | JONATHAN CHIEM: Allstate Insurance | 10520 S De Anza Blvd Ste B | (408) 252-3830 |
| 10 | Farmers Insurance - Stacy Lane | 20410 Town Center Ln # 101 | (408) 715-3535 |
Jason Stefely - State Farm Insurance Agent serves the Cupertino, California area and surrounding communities, providing mobile home insurance coverage to local residents. This agent works with tenants who own manufactured or prefabricated homes as well as traditional mobile homes on owned land. Policies available through this office typically include protection for the dwelling structure, personal belongings, and liability coverage for accidents on the insured property. The agency also handles specialized endorsements such as coverage for detached structures or additional living expenses during temporary displacement.
Gurbinder Mavi - State Farm Insurance Agent in Cupertino, California, provides a range of mobile home insurance services, including coverage for the structure, personal belongings, and liability protection. The agency helps clients select appropriate policy limits and deductibles while explaining coverage for additional living expenses in case of displacement. Maintenance plans typically involve periodic policy reviews to adjust for changes in property value or local risks. This agency serves single-family mobile homes, apartments with manufactured housing, retail properties used as mobile home parks, and restaurants operating within such residential communities.
Catherine Chen - State Farm Insurance Agent in Cupertino, CA helps homeowners and property managers protect their investment with mobile home insurance policies. Her agency offers tailored coverage for manufactured and modular dwellings, addressing the unique risks these homes face in earthquake-prone regions. She guides clients through selecting appropriate policy limits and personal property protection. The agency also serves mobile home owners in neighboring Sunnyvale, ensuring residents across the South Bay have access to localized insurance guidance.
Serving the Cupertino area and surrounding Silicon Valley communities, this agency handles mobile home insurance for local homeowners. It assists with coverage for manufactured and modular homes, addressing specific needs like storm damage and liability. To manage policy costs, it typically evaluates the home’s construction, location, and bundling options with other personal insurance. For a standard request, the agent starts by reviewing the client’s current coverage limits and then compares quotes from several carriers to find suitable options.
As a mobile home insurance agent in Cupertino, this agency provides specialty coverage for manufactured and mobile homes, protecting the structure and its contents against common perils. It also services general auto, home, and life insurance policies for local residents. The agency assists clients in understanding how their specific park location affects policy requirements. As wildfire seasons approach in California, it helps mobile home owners review their policies for adequate replacement cost coverage.
As the rainy season approaches in Cupertino, many mobile home owners begin to worry about leaks and wind damage. Farmers Insurance - Patricia Han addresses these concerns by offering tailored policies that cover the unique risks of manufactured or modular housing in this area. Common protections include coverage for storm-related losses and personal belongings. A typical first step is scheduling a no-obligation inspection of the home's exterior and foundation to assess eligibility for a standard policy.
Farmers Insurance - Ray Cheng in Cupertino, CA, helps mobile home owners navigate the difference between one-time policy setup and ongoing coverage adjustments. Their agents assist with selecting dwelling protection, personal property coverage, and liability options suited for manufactured or park-model homes. These services typically address local risks such as seasonal weather events in the region. Client consultations can be arranged on an as-needed basis, whether for initial policy quotes or to update existing plans after changes to a home or its contents.
Farmers Insurance - Lily Zhao provides mobile home insurance solutions in Cupertino, California, focusing on protection for manufactured and modular dwellings. The agency offers specialty add-ons such as coverage for attached structures, personal property replacement, and liability protection tailored to mobile home ownership. These policies address risks like wind, hail, and fire common in the region. Available commercial sectors include offices, warehouses, and food service operations requiring specialized property and liability policies.
JONATHAN CHIEM: Allstate Insurance in Cupertino, CA provides residential mobile home insurance for homeowners in the surrounding area. Commercial coverage is also available for park operators or owners renting out units. The agency serves clients throughout Santa Clara County and nearby communities. Coverage options typically include protection for the structure, personal property, and liability. Between regular visits, customers can follow up by phone or online for policy adjustments or claim reporting. Repeat service is common when annual renewals or coverage reviews are needed.
Farmers Insurance - Stacy Lane is known in Cupertino, CA as a mobile home insurance agent. The company helps local residents protect their manufactured and mobile homes against common regional risks, including earthquake damage, fire, and storm loss. Policies typically cover the structure, personal property, and liability for unforeseen incidents. Additional coverage options may include special provisions for detached structures, such as a carport or storage shed, located on the property.
What Does a a Mobile Home Insurance Agent in Cupertino Cost?
The cost of mobile home insurance in California typically ranges from 300 to 1200 dollars per year for a standard policy. Factors that affect the premium include the age and value of the home, its location in Cupertino, the coverage limits you choose, and your claims history. Policies with earthquake or wildfire endorsements will cost more. This is general information and not insurance advice.
About mobile home insurance agents in Cupertino
Mobile home insurance agents in Cupertino help owners of manufactured and mobile homes find coverage that meets California law requirements. California requires mobile home parks to have liability insurance, and individual policies often cover property damage and personal liability. Agents in Cupertino can explain how local risks like earthquakes or wildfires affect your policy options.
Frequently Asked Questions
What does mobile home insurance cover in Cupertino California?
A standard mobile home policy in California typically covers the structure, personal belongings, liability protection, and additional living expenses if your home is damaged. Earthquake and flood coverage are usually separate add-ons. Your agent can help you choose appropriate limits based on your home value and location.
Is mobile home insurance required by law in California?
California law does not require mobile home owners to carry insurance, but most lenders and mobile home parks do require it. If you have a loan on your mobile home, your lender will likely mandate a policy. Additionally, California Civil Code Section 798.78 allows park management to require tenants to carry liability insurance.
How do I choose a mobile home insurance agent in Cupertino?
Look for an agent who is licensed in California and has experience with mobile home policies. Ask about their knowledge of local risks such as earthquakes, wildfires, and flooding in Santa Clara County. Compare quotes from multiple agents to find coverage that fits your needs and budget.
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