The top-rated mobile home insurance agent in El Dorado Hills, California is Trek Sinclair - State Farm Insurance Agent, rated 5.0 stars across 161 reviews. Other highly rated options include Farmers Insurance - Sean Smith, Sierra Mountain Insurance Agency / Sohil Yusuf Agency : Allstate Insurance, Jeremy Barkhurst - State Farm Insurance Agent. This directory lists 16 mobile home insurance agents serving El Dorado Hills.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Trek Sinclair - State Farm Insurance Agent | 2205 Francisco Dr #130 | (916) 458-4123 |
| 2 | Farmers Insurance - Sean Smith | 897 Embarcadero Dr #101 | (916) 597-1077 |
| 3 | Sierra Mountain Insurance Agency / Sohil Yusuf Agency : Allstate Insurance | 4659 Golden Foothill Pkwy Ste 106 | (916) 939-8990 |
| 4 | Jeremy Barkhurst - State Farm Insurance Agent | 989 Governor Dr Ste 104 | (916) 294-7482 |
| 5 | Chris Cheng - State Farm Insurance Agent | 4359 Town Center Blvd Ste 112 | (650) 758-6370 |
| 6 | Kinkaid Insurance Services | 5170 Golden Foothill Pkwy | (530) 672-1979 |
| 7 | Gold Insurance Solutions | 3905 Park Dr #110 | (916) 235-3638 |
| 8 | Shaun Morrison - State Farm Insurance Agent | 4944 Windplay Dr Unit 225 | (530) 350-7757 |
| 9 | Farmers Insurance - Brett Weshner | 4993 Golden Foothill Pkwy #8 | (916) 939-0480 |
| 10 | Suburban Family Insurance Agency | 895 Embarcadero Dr Suite 206 | (916) 804-7848 |
Trek Sinclair, a mobile home insurance agent serving El Dorado Hills and the surrounding county area, works with clients to secure coverage tailored for manufactured and mobile dwellings. This agent helps homeowners find policies that protect their structure and personal belongings from common regional risks. Coverage options are explained to fit individual needs, including liability and additional living expenses. Trek Sinclair handles specific protections such as wind and hail coverage for mobile homes and personal property replacement cost endorsements in this market.
Farmers Insurance - Sean Smith provides comprehensive mobile home insurance services in El Dorado Hills, California. Standard coverage options are available to protect against damage and liability. The agency offers routine policy reviews to ensure coverage aligns with changing property values or personal circumstances. Clients can receive practical guidance on navigating claims and adjusting deductibles. Services extend to protecting various property types, including single-family mobile homes, seasonal vacation trailers, and manufactured homes situated in park communities.
Sierra Mountain Insurance Agency, also operating as the Sohil Yusuf Agency through Allstate Insurance, serves homeowners and property owners seeking specialized mobile home insurance in El Dorado Hills, California. Its agents assist clients with policies designed for manufactured and modular structures, offering local expertise on coverage options common to this area. The agency focuses on protecting assets with personalized guidance for such unique residences, also extending its service to nearby communities like Folsom to meet regional needs.
Jeremy Barkhurst - State Farm Insurance Agent serves El Dorado Hills and the surrounding communities in California, providing mobile home insurance coverage. The agency handles policies that protect manufactured and mobile homes against common risks like fire, theft, and weather damage. Customers receive assistance in selecting appropriate coverage levels to fit their individual needs and budgets. To handle a typical job, the agency begins with a thorough review of the home's value and structure before recommending a tailored policy package.
Chris Cheng, a State Farm Insurance agent in El Dorado Hills, CA, specializes in mobile home insurance, where the primary distinction in service options is between a one-time policy purchase and recurring annual coverage renewals. The policies address risks specific to manufactured and mobile homes, including liability, physical structure damage, and personal property protection. Service runs on a scheduled annual basis for policy reviews and renewals, with adjustments made to coverage as circumstances change or as needed between cycles.
Kinkaid Insurance Services specializes in mobile home insurance policies tailored to manufactured and modular homes in El Dorado Hills. It guides clients through coverage options for both structures and personal property, helping them understand differences from standard homeowners insurance. The agent works with local residents to assess risks such as fire, wind, or liability. It assists with policy adjustments after severe weather events common in the Sierra Nevada foothills, like heavy snow or seasonal thunderstorms that can damage roofs or siding.
As winter storms affect El Dorado Hills, Gold Insurance Solutions helps mobile home owners review their policies for adequate wind and flood protection. This local agent understands the specific requirements of manufactured housing coverage in this Sierra foothill region. Clients can expect guidance on liability, personal property, and structure replacement options suited to their investment. The process begins with an on-site inspection to assess the home’s foundation, skirting, and overall condition for accurate policy pricing.
Shaun Morrison - State Farm Insurance Agent in El Dorado Hills, CA, assists homeowners in protecting their mobile homes with tailored coverage. The agency specializes in adding endorsements for personal property replacement and liability protection against accidents on the property. Standard policies can be adapted to account for structures like carports and sheds. The available coverage options also extend to commercial sectors such as offices, warehouses, and food service operations.
Farmers Insurance with Brett Weshner in El Dorado Hills, California provides residential mobile home insurance services to local homeowners and also offers commercial coverage options for park owners or rental properties throughout the surrounding area. Policies can be tailored to protect against regional weather concerns such as fire or wind damage. Clients are encouraged to reach out for annual policy reviews or coverage adjustments between their regular agent visits.
Suburban Family Insurance Agency in El Dorado Hills, CA, is known for providing mobile home insurance policies tailored to local manufactured and modular housing. Its service range encompasses coverage for physical structure damage, personal property loss, and liability protection relevant to this area’s seasonal weather patterns. Standard policies often address risks like fire, wind, or theft. For specialty coverage, the agent can add on comprehensive protection for detached structures such as carports, sheds, or decks.
What Does a a Mobile Home Insurance Agent in El Dorado Hills Cost?
The cost of mobile home insurance in California typically ranges from 300 to 1,200 dollars per year for a standard policy. Factors that affect the price include the age and value of the home, its location in El Dorado Hills, and the coverage limits you choose. Policies with higher deductibles usually have lower premiums. This is general information and not insurance advice.
About mobile home insurance agents in El Dorado Hills
A mobile home insurance agent in El Dorado Hills, California helps you protect your manufactured home with policies that meet state requirements. California law requires mobile home owners to have liability coverage if the home is in a park. Local agents understand the fire risk in El Dorado County and can help you find the right coverage for your property.
Frequently Asked Questions
What does mobile home insurance cover in California?
Mobile home insurance in California typically covers the structure, personal belongings, and liability. It also includes protection against fire, wind, and theft. Some policies offer additional coverage for earthquake or flood damage.
Do I need mobile home insurance in El Dorado Hills?
Yes, if you live in a mobile home park, California law requires you to carry liability insurance. Even if not required, having coverage protects your investment and belongings. A local agent can explain the specific requirements for your situation.
How do I choose a mobile home insurance agent in El Dorado Hills?
Look for an agent who specializes in mobile home policies and knows California regulations. Ask about their experience with local risks like wildfires. Compare quotes from multiple agents to find a policy that fits your needs and budget.
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