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Find Mobile Home Insurance Agents Near You in Encinitas, CA
Directory of mobile home insurance agents in Encinitas, California. Verify credentials with the state department of insurance before hiring.
13 agents listed
Updated May 2026
Encinitas, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 13 mobile home insurance agents in Encinitas, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Encinitas Insurance and Member Services
499 N El Camino Real, Encinitas, CA 92024
(760) 635-1020
ace.aaa.com
Lisa Trapp - State Farm Insurance Agent
1458 Encinitas Blvd, Encinitas, CA 92024
(760) 230-0231
youragentlisa.com
Katie Beach Harlan - State Farm Insurance Agent
531 Encinitas Blvd STE 119, Encinitas, CA 92024
(760) 753-4944
beachinsurance.us
Jake Cesare - State Farm Insurance Agent
227 N El Camino Real Ste 206, Encinitas, CA 92024
(760) 942-2277
youragentjake.com
Schulte Insurance Agency
1036 2nd St, Encinitas, CA 92024
(760) 436-5015
schulteinsurance.com
Nick Witzmann Insurance Agency
330 Encinitas Blvd suite 202c, Encinitas, CA 92024
187 Calle Magdalena Suite 110, Encinitas, CA 92024
(619) 401-1104
agents.farmers.com
Best Quote Insurance Services
1103 Quail Gardens Ct, Encinitas, CA 92024
(888) 536-1131
Insuranca.com
676 Polaris Dr, Encinitas, CA 92024
(760) 271-1717
insuranca.com
King Insurance
360 N El Camino Real, Encinitas, CA 92024
(760) 753-7000
J R Wood Insurance Agency
4405 Manchester Ave, Encinitas, CA 92024
(760) 944-1848
robertwoodinsurance.com
Farmers Insurance - Sam Delegge
531 Encinitas Blvd STE 202, Encinitas, CA 92024
(760) 579-2727
agents.farmers.com
A mobile home insurance agent in Encinitas California can help you find coverage that meets state requirements and protects your manufactured home. California law requires mobile home owners to have liability insurance and often recommends additional protections for fire and earthquake risks common in San Diego County. Working with a local agent ensures you understand the specific regulations and policy options available in Encinitas.
What Does a Mobile Home Insurance Agent in Encinitas Cost?
Typical mobile home insurance costs in California range from 300 to 1,200 dollars per year depending on the home value location and coverage limits. In Encinitas premiums may be higher due to coastal fire and flood risks. Factors like the age of the home your claims history and chosen deductible also affect the price. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does mobile home insurance cover in Encinitas California?
Mobile home insurance in California typically covers the structure personal property liability and additional living expenses. Policies may also include protection against fire wind and earthquake damage which are important risks in Encinitas.
Is mobile home insurance required by law in California?
Yes California law requires mobile home owners to carry liability insurance under Health and Safety Code Section 18863. Lenders also usually require comprehensive coverage if you have a loan on the home.
How can a local agent help with mobile home insurance in Encinitas?
A local agent understands Encinitas specific risks like coastal weather and wildfire zones. They can explain California specific policy terms and help you compare quotes from multiple insurers to find suitable coverage.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.