The top-rated mobile home insurance agent in Gardena, California is General Insurance, rated 4.5 stars across 268 reviews. Other highly rated options include Rene' Hawkins - State Farm Insurance Agent, Peter Cody: Allstate Insurance, Academy Insurance. This directory lists 14 mobile home insurance agents serving Gardena.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | General Insurance | 1084 Rosecrans Ave | (310) 327-2020 |
| 2 | Rene' Hawkins - State Farm Insurance Agent | 1451 Artesia Blvd Ste 10 | (310) 436-0022 |
| 3 | Peter Cody: Allstate Insurance | 18177 S Western Ave Ste B | (310) 538-5004 |
| 4 | Academy Insurance | 15000 Crenshaw Blvd # 101 | (310) 323-0090 |
| 5 | Hercules Insurance - Gardena | 1900 Marine Ave | (310) 329-9992 |
| 6 | Gardena General Insurance Agency | 1220 W Gardena Blvd suite a | (310) 327-1000 |
| 7 | Satellite Insurance Agency | 701 W Redondo Beach Blvd #1034 | (424) 704-9445 |
| 8 | Farmers Insurance - David Gamble | 18726 S Western Ave #310 | (310) 329-1527 |
| 9 | AHTKY Insurance Agency, LLC | 1451 Artesia Blvd suite a | (310) 516-0110 |
| 10 | Strong Tie Insurance Services Inc. | 1369 W Redondo Beach Blvd | (213) 524-0996 |
General Insurance serves the Gardena area and surrounding Los Angeles County region as a mobile home insurance agent. The agency helps clients secure coverage specifically designed for manufactured and mobile homes, addressing the unique risks these structures face. Policies typically include protection for the dwelling, personal property, and liability. The company handles replacement cost estimates and special endorsements for tie-downs and skirting required by local regulations.
Rene' Hawkins - State Farm Insurance Agent provides mobile home insurance and related coverage options to residents in the Gardena area. Service plans include policy reviews to adjust protection as needs change, with assistance for claims and billing inquiries. The company’s maintenance approach involves helping clients understand policy details and offering guidance on coverage limits. It services a range of properties, including single-family mobile homes, apartment complexes with manufactured housing, retail stores that require commercial policies, and restaurants needing liability and property insurance.
Peter Cody: Allstate Insurance in Gardena, CA provides mobile home insurance with a clear distinction between one-time policy purchases for a fixed term and recurring coverage options that renew automatically. Their plans protect the structure, personal belongings, and liability against common risks in the area, including wind and fire damage. Service consists of an initial policy setup followed by the choice to renew annually on a scheduled basis, meeting year-round needs as they arise.
Academy Insurance serves homeowners and property managers in Gardena, California, by providing mobile home insurance policies tailored to manufactured and modular dwellings. The company assists clients in securing coverage that protects against common risks such as wind, fire, and liability claims. Its agents help customers compare options from multiple carriers to find appropriate protection at competitive rates. Academy Insurance also extends its services to neighboring communities throughout the South Bay region, including Torrance and Carson.
Hercules Insurance in Gardena specializes in underwriting policies to cover manufactured and modular homes, including their attached structures and personal property. As a local mobile home insurance agent, it helps owners in the area understand policy options that account for depreciation of the coach and its contents. In its general service work, the agency handles the application process, policy adjustments, and basic claims guidance for clients. The company frequently assists with coverage concerns related to wind and hail damage that typically arise during Southern California’s Santa Ana wind season.
As Southern California wildfire season approaches each year, property owners in Gardena seek reliable protection for their manufactured and mobile homes. Gardena General Insurance Agency provides coverage options tailored to these unique structures, addressing risks like high winds and fire damage common to the region. The agency helps clients compare policies that meet lender requirements and safeguard personal belongings. A local agent typically begins the process by scheduling an on-site inspection of the home and verifying its current setup before offering a customized quote.
Satellite Insurance Agency in Gardena, CA, helps mobile home owners secure coverage for their dwellings and personal property. The agency can also arrange specialty endorsements to address specific protection gaps, such as liability coverage or protection against natural disasters common in Southern California. This allows clients to tailor their mobile home insurance policies to match unique living situations and asset values. The company serves various commercial sectors requiring customized insurance solutions, including offices, warehouses, and food service operations.
Farmers Insurance - David Gamble provides residential mobile home insurance coverage in the Gardena, California area, addressing the specific needs of manufactured and mobile home owners. Commercial mobile home park policies are also available for property owners in the surrounding region. The agency helps clients secure protection for their homes and belongings against common local risks. Clients can rely on this office for policy questions and adjustments, with follow-up service provided between regular visits to maintain adequate coverage.
AHTKY Insurance Agency, LLC in Gardena, CA, specializes in securing mobile home insurance policies that protect manufactured and modular dwellings. The company works with clients to assess depreciation factors, windstorm risks, and tie-down requirements unique to mobile homes in Southern California. It helps customers navigate coverage options ranging from basic structural protection to liability and personal property plans. As a specialty service, AHTKY additionally offers endorsements that cover attached carports, sheds, and other permanent fixtures on the property.
What Does a a Mobile Home Insurance Agent in Gardena Cost?
Typical mobile home insurance costs in California range from 300 to 800 dollars per year for basic coverage. Policies with higher limits or additional endorsements like earthquake or flood coverage can cost 1,000 dollars or more. Actual costs depend on your home age, location, and coverage choices. This is general information and not insurance advice.
About mobile home insurance agents in Gardena
A mobile home insurance agent in Gardena, California can help you find coverage for your manufactured or mobile home. California law requires mobile home park owners to have liability insurance, but individual homeowners are not legally required to carry insurance. However, lenders and parks often require proof of coverage. An agent can explain California-specific rules, such as the need for earthquake coverage in this seismically active region.
Frequently Asked Questions
What does a mobile home insurance agent in Gardena do?
A mobile home insurance agent helps you find a policy that covers your home structure, personal property, and liability. They can also advise on California-specific endorsements like earthquake or flood coverage. Agents compare options from multiple insurers to find a policy that fits your needs.
Is mobile home insurance required in California?
California law does not require mobile home owners to have insurance. However, most lenders and mobile home parks require proof of coverage. An agent can help you meet these requirements and protect your investment.
What factors affect the cost of mobile home insurance in Gardena?
Costs depend on the age and value of your home, its location, and the coverage limits you choose. In California, earthquake risk can increase premiums. An agent can explain how these factors apply to your situation.
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