The top-rated mobile home insurance agent in Lancaster, California is Express Lane Insurance, rated 4.8 stars across 1,216 reviews. Other highly rated options include AAA Lancaster Insurance and Member Services, Freeway Insurance, Todd Main - State Farm Insurance Agent. This directory lists 19 mobile home insurance agents serving Lancaster.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Express Lane Insurance | 44215 20th St W | (661) 793-9021 |
| 2 | AAA Lancaster Insurance and Member Services | 1234 Commerce Center Dr | (661) 948-7661 |
| 3 | Freeway Insurance | 43458 10th St W #102 | (661) 728-1660 |
| 4 | Todd Main - State Farm Insurance Agent | 620 W Ave L Suite 103 | (661) 949-0330 |
| 5 | Aims insurance Services - Lancaster | 43535 Gadsden Ave # E | (661) 522-8000 |
| 6 | Lancaster Insurance Services | 43700 17th St W UNIT 101 | (661) 726-1337 |
| 7 | Global First Insurance & Tax Services - Lancaster | 44447 Vly Central Wy | (661) 538-1345 |
| 8 | John E. Peakes Insurance Agency, Inc. | 902 W Lancaster Blvd | (866) 690-4787 |
| 9 | Vinsa Insurance Associates | 940 W Ave J | (661) 948-5041 |
| 10 | Brad Skala - State Farm Insurance Agent | 3058 W Ave L | (661) 718-2203 |
After the high winds and occasional brushfire season common to Lancaster, homeowners with manufactured or mobile homes often find their insurance needs can be tricky for standard carriers. Express Lane Insurance addresses this specific protection gap from its local base in the community. The agency helps policyholders secure coverage that accounts for HUD-code construction and local weather exposures. Every new inquiry typically begins with a basic review of the unit’s original setup, tie-down systems, and current condition before an appropriate plan can be suggested.
AAA Lancaster Insurance and Member Services serves the Lancaster, California area as a local mobile home insurance agent. It helps residents find coverage protecting their manufactured or mobile homes from common regional risks, including wildfire and wind damage. Policies often address personal property, liability, and structures like carports or sheds. The agency assists with both primary and seasonal mobile home insurance needs throughout the surrounding desert and mountain communities. It handles new policies and any necessary policy adjustments for existing homeowners.
Freeway Insurance offers mobile home coverage to residents in the Lancaster, California area, ensuring protection for manufactured and modular dwellings. The agency can help secure specialty add-ons such as coverage for personal property, liability, and detached structures commonly found on mobile home lots. These policies address specific risks like wind or fire damage typical to the region. The firm serves a range of commercial sectors, including offices requiring fleet insurance, warehouses needing property protection, and food service establishments looking for general liability policies.
Todd Main, as a State Farm Insurance Agent in Lancaster, California, provides residential mobile home insurance services to protect individual homes and property. Commercial coverage for mobile home parks or rental communities is also available. The agent serves clients throughout the Lancaster area and surrounding Antelope Valley communities. This local agency welcomes follow-up inquiries and manages repeat coverage needs between regular policy reviews or seasonal property checks.
Aims Insurance Services - Lancaster provides mobile home insurance solutions tailored to owners throughout the area. Its service includes coverage options designed to protect manufactured and modular housing from common regional risks. The agency offers maintenance plan guidance to help clients keep their homes in good condition and avoid potential claims. It services single-family homes, apartments, retail properties, and restaurants.
Lancaster Insurance Services assists mobile homeowners and property owners in Lancaster, California, with securing coverage for their manufactured housing. The company works to help clients find appropriate policies that address the specific needs of mobile homes, including structure and personal property protection. They aim to clarify coverage options for local residents navigating this specialized insurance market. The agency also provides its services to customers in neighboring Palmdale.
Whether a mobile home owner requires a one-time inspection and policy setup or an ongoing, regularly updated coverage plan, Global First Insurance & Tax Services - Lancaster works to address that distinction. The company assists clients in Lancaster, CA, in selecting appropriate coverage for manufactured and mobile homes, considering typical local risks such as high winds. Common policy features often discussed include protection for the structure, personal property, and liability. Service for existing clients is provided on an as-needed basis, with new applications initiated as one-time transactions.
Serving Lancaster and the surrounding Antelope Valley communities, John E. Peakes Insurance Agency, Inc. handles mobile home insurance for local homeowners. It offers policies that protect manufactured and mobile homes from common regional risks such as wind and fire. The agency guides clients through coverage options, explaining how policies differ from standard homeowner plans. Typically, it starts with an assessment of the home’s value and condition to recommend appropriate liability and property coverage.
Vinsa Insurance Associates specializes in obtaining coverage for mobile and manufactured homes in the Lancaster area. The agency works closely with clients to identify policies that protect their homes from common regional risks. Strong winds and brush fires pose frequent threats to mobile home structures, so the company helps tailor protection against these specific weather events. For residents affected by a wildfire or a severe desert storm, it provides guidance through the claims process to help secure necessary repairs and temporary housing.
Brad Skala - State Farm Insurance Agent is known for serving Lancaster, California, and the surrounding area with mobile home insurance policies. As a local agent, it provides essential coverage to protect manufactured and mobile homes against common regional risks. Clients can obtain standard protection for the dwelling structure and personal property. The agency also offers liability coverage and assistance with policy reviews. For more complete security, this agent can add specialized protection for unattached structures like sheds or carports located on the property.
What Does a a Mobile Home Insurance Agent in Lancaster Cost?
In California mobile home insurance premiums typically range from 300 to 800 dollars per year for a basic policy. Adding earthquake or flood coverage can increase the cost by 200 to 500 dollars or more depending on the location and age of the home. Your specific premium will depend on factors like the home value location and coverage limits. This is general information and not insurance advice.
About mobile home insurance agents in Lancaster
Mobile home insurance agents in Lancaster California help owners protect their manufactured homes against risks like wildfire and earthquake. California law requires mobile home dealers to provide a loss damage waiver but does not mandate full insurance. An agent can explain local coverage options and help you meet lender or park requirements.
Frequently Asked Questions
Is mobile home insurance required by law in Lancaster California?
California does not require mobile home insurance by state law. However your lender or mobile home park may require you to carry a policy. An agent can help you understand these requirements.
What does a mobile home insurance policy in California typically cover?
A standard policy covers the home structure personal property and liability. In California you can add endorsements for earthquake and flood coverage which are not included in a basic policy.
How do I choose a mobile home insurance agent in Lancaster?
Look for an agent licensed in California who has experience with manufactured homes. Ask about their knowledge of California specific risks like wildfires and their ability to compare multiple carriers for you.
Mobile Home Insurance Agents in Other California Cities
Alameda · Alhambra · Aliso Viejo · Anaheim · Antioch · Apple Valley · Arcadia · Azusa · Bakersfield · Baldwin Park · Banning · Bell Gardens · Bellflower · Benicia · Berkeley