The top-rated mobile home insurance agent in Livermore, California is JD Insurance Group, rated 5.0 stars across 134 reviews. Other highly rated options include Diamond Legacy Insurance, Farmers Insurance - Shellee McLaughlin, Granite Professional Insurance Brokers, Inc.. This directory lists 20 mobile home insurance agents serving Livermore.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | JD Insurance Group | 486 Lindbergh Ave | (925) 252-8388 |
| 2 | Diamond Legacy Insurance | 2222 Second St #5 | (925) 495-2233 |
| 3 | Farmers Insurance - Shellee McLaughlin | 2177 Las Positas Ct Ste J | (925) 960-1604 |
| 4 | Granite Professional Insurance Brokers, Inc. | 360 Lindbergh Ave | (888) 347-2648 |
| 5 | Gene Morgan Insurance Agency | 2020 Fourth St | (925) 447-2565 |
| 6 | Freeway Insurance | 1509 N Vasco Rd | (925) 464-4102 |
| 7 | Farmers Insurance - Jennifer Morris | 542 N L St Ste A | (510) 460-6070 |
| 8 | Cathy Pasut - State Farm Insurance Agent | 1643 First St ste d | (925) 447-7663 |
| 9 | Ashish Dhawan - State Farm Insurance Agent | 325 S I St | (925) 449-1679 |
| 10 | Farmers Insurance - Walt Anderson | 486 Lindbergh Ave Ste B | (510) 796-2002 |
JD Insurance Group serves Livermore, California, and the surrounding area as a mobile home insurance agent. It helps property owners find coverage for manufactured and modular homes, addressing specific risks like storm damage and liability. Policies typically protect both the dwelling structure and personal belongings inside. For those living in mobile home parks or on private land, the agency can assist with securing the right protection. It handles quotes for new policies and adjustments to existing plans.
Diamond Legacy Insurance provides mobile home insurance services to clients in Livermore, California, including coverage options for structure protection and liability needs. The company assists with identifying appropriate policy features and navigating coverage details to match individual requirements. It services mobile homes, manufactured homes, and similar residential properties, as well as duplexes, apartment complexes, retail buildings, and restaurants.
Farmers Insurance - Shellee McLaughlin serves Livermore homeowners and mobile home park residents seeking tailored coverage for manufactured and modular dwellings. The agency explains the specific risks facing mobile homes, including transport damage and park liability, then offers policies addressing structure, personal property, and detached structures. Policyholders also receive guidance on California’s unique insurance regulations for non-site-built homes. The agency additionally covers nearby Pleasanton and the broader Tri-Valley area.
Granite Professional Insurance Brokers, Inc. serves Livermore and the surrounding Tri-Valley communities, providing coverage for mobile homes. The agency handles insurance for manufactured homes, park model dwellings, and other factory-built residences in the area. It works with clients to review policy options and address the specific risks these homes face, such as fire, wind, or liability concerns. To handle a typical job, the company guides clients through a straightforward process of comparing coverage levels and selecting a suitable plan that meets their individual needs.
Gene Morgan Insurance Agency in Livermore, CA helps clients distinguish between a one-time mobile home insurance policy and recurring coverage that renews annually. Their plans typically cover the structure itself, personal belongings, and liability protection for accidents on the property. The agency can also address additional living expenses if the home becomes uninhabitable after a covered loss. Service appointments for new policies or adjustments are available on an as-needed basis, with no scheduled maintenance requirements beyond the annual renewal process.
Freeway Insurance provides a range of services tailored to protect mobile and manufactured homes in Livermore, California. Its maintenance plans assist homeowners with routine property upkeep and risk prevention, ensuring structures remain secure against local weather conditions. Policies cover essential liabilities and structural damages. The agent services single-family manufactured homes, multi-section mobile homes, and park-model dwellings situated in both private lots and established retirement communities.
Farmers Insurance - Jennifer Morris provides specialized mobile home insurance services in Livermore, California, helping owners protect manufactured and modular homes with tailored coverage options. It also writes standard policies for autos, homes, and life insurance. The agency assists customers with maintaining adequate protection for park-model homes or those located in rural areas against risks like wildfire damage and winter storm debris.
Cathy Pasut - State Farm Insurance Agent provides mobile home insurance in Livermore, California, serving residential clients with tailored coverage for manufactured and mobile homes. Commercial insurance options are also available for local businesses needing property or liability protection. The agency serves Livermore and the surrounding Tri-Valley area. Clear communication with clients helps ensure policies align with changing needs. Follow-up service is offered between regular visits, allowing policyholders to review or adjust their coverage without waiting for their next scheduled appointment.
When Northern California’s wildfire season approaches, Livermore homeowners often reconsider their mobile home coverage. Farmers Insurance - Walt Anderson provides tailored policies to protect manufactured and mobile homes against local risks like dry-season fires and sudden windstorms. They guide clients through standard mobile home insurance options, including dwelling and liability protection, ensuring residents understand their policy limits for seasonal threats. Following an inquiry, a representative visits the property to assess its foundation, tie-downs, and overall condition before offering a coverage plan.
What Does a a Mobile Home Insurance Agent in Livermore Cost?
Typical mobile home insurance costs in California range from 300 to 800 dollars per year for basic liability and personal property coverage. Full replacement cost policies for newer manufactured homes can cost 600 to 1500 dollars annually. Costs vary based on the home value location age and chosen deductibles. This is general information not insurance advice.
About mobile home insurance agents in Livermore
Mobile home insurance agents in Livermore California help owners of manufactured and mobile homes find the right coverage. California law requires mobile home parks to verify that tenants have liability insurance. Agents can explain how local wildfire risk and earthquake exposure affect your policy options in Alameda County.
Frequently Asked Questions
What does mobile home insurance cover in California?
A standard mobile home policy in California covers the structure personal property and liability. It also often includes coverage for additional living expenses if your home becomes uninhabitable due to a covered loss.
Is mobile home insurance required in Livermore?
California law does not require mobile home insurance for owned homes. However most lenders and mobile home parks in Livermore require liability coverage and often physical damage coverage as a condition of the loan or lease.
How does wildfire risk affect mobile home insurance in Livermore?
Livermore is in a high fire hazard severity zone. Insurers may require additional wildfire coverage or a separate FAIR Plan policy. An agent can help you understand your options under California Insurance Code Section 10089.
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