The top-rated mobile home insurance agent in Martinez, California is Kathy Bernardez - State Farm Insurance Agent, rated 5.0 stars across 138 reviews. Other highly rated options include Farmers Insurance - Scott Alstad, Michelle Allman - State Farm Insurance Agent, Alissa Gutierres: Allstate Insurance. This directory lists 12 mobile home insurance agents serving Martinez.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kathy Bernardez - State Farm Insurance Agent | 837 Arnold Dr Suite 330 | (925) 520-0290 |
| 2 | Farmers Insurance - Scott Alstad | 2843 Alhambra Ave | (925) 313-9270 |
| 3 | Michelle Allman - State Farm Insurance Agent | 1320 Arnold Dr # 160 | (925) 228-0920 |
| 4 | Alissa Gutierres: Allstate Insurance | 3237 Alhambra Ave Ste 3 | (925) 201-6463 |
| 5 | SBW Insurance Services | 3755 Alhambra Ave #5 | (925) 374-5312 |
| 6 | Mark Woodard - State Farm Insurance Agent | 609 Main St | (925) 228-0196 |
| 7 | Bryce Stephens: Allstate Insurance | 1311 Pine St Ste H | (925) 372-8995 |
| 8 | Sam Limones - State Farm Insurance Agent | 6590 Alhambra Ave Ste 101 | (925) 944-9316 |
| 9 | Farmers Insurance - Paul Bickham | 827 Arnold Dr Ste 100 | (925) 228-3030 |
| 10 | Farmers Insurance - Kevin Cullop | 4041 Alhambra Ave Ste 103 | (925) 387-5226 |
Kathy Bernardez - State Farm Insurance Agent serves the Martinez area, specializing in mobile home insurance coverage for local residents. She provides tailored policies that protect manufactured or mobile homes against common perils like fire, wind, and theft. Personal liability protection and coverage for detached structures are also offered to meet specific homeowner needs. This agency helps clients in Contra Costa County secure the right insurance for their mobile homes. It handles both standard mobile home policies and specialized endorsements for older units.
Farmers Insurance - Scott Alstad provides a full range of mobile home insurance options, including coverage for structures, personal property, and liability. Service plans focus on customizing policies to meet unique needs and ensuring proper replacement cost valuation. Maintenance advice is offered to help protect against California’s specific weather and wildfire risks. The agency services single-family manufactured homes, modular homes, and park model residences in the Martinez area.
Michelle Allman - State Farm Insurance Agent serves homeowners and property managers in Martinez, California, specializing in mobile home insurance policies. The agency helps clients protect their manufactured and mobile homes against common regional risks, including fire, wind damage, and liability. Coverage options are designed to fit the unique needs of mobile home owners. In addition to serving Martinez, the agency also provides coverage for clients in the neighboring community of Concord and surrounding Contra Costa County areas.
Alissa Gutierres: Allstate Insurance provides mobile home insurance services to Martinez, California, and the surrounding Contra Costa County communities. The agency handles policies tailored for manufactured and mobile homes, covering structure, personal property, and liability needs. For each assignment, the agent conducts a thorough review of the property’s location and condition to identify specific risk exposures. This includes evaluating the home’s tie-downs and skirting to determine appropriate coverage. It then uses this information to recommend a policy that aligns with the homeowner’s budget and protection requirements.
Some mobile home insurance needs are fulfilled with a one-time policy, while others require ongoing annual adjustments. SBW Insurance Services in Martinez, California, helps local owners select the appropriate coverage for their structures. The company assists clients in understanding policy terms for protecting their manufactured or mobile homes. Service appointments for reviewing current needs or updating coverage are handled on an as-needed basis.
When the rainy season arrives in Contra Costa County, older mobile homes in Martinez often need updated coverage to reflect wear on roofs and skirting. Mark Woodard - State Farm Insurance Agent provides mobile home insurance policies tailored to these local conditions, helping owners maintain adequate protection for their primary or vacation dwellings. Each policy discussion reviews the home's specific structure, foundation tie-downs, and proximity to levees or seasonal creeks. An initial on-site inspection or detailed property questionnaire typically begins the process of determining an appropriate coverage plan.
As a mobile home insurance agent in Martinez, CA, Bryce Stephens: Allstate Insurance provides specialized policies designed to protect manufactured and mobile homes against unique risks. The agency also offers general coverage solutions to address personal property, liability, and structural damage for local homeowners. Spring storms and winter winds often create heightened concerns about roof leaks and tie-down stability in this region. For Martinez residents, the agent commonly assists with updating coverage to reflect new local building code requirements or changes in park lease agreements.
Sam Limones - State Farm Insurance Agent in Martinez, CA, assists homeowners with structuring coverage for their mobile homes against common weather-related and structural risks. Policies typically include options for adding coverage for personal belongings, liability protection, and additional living expenses if the home becomes uninhabitable. This agency helps local residents, so it can also serve commercial clients needing property insurance for offices, warehouses, and food service operations.
Farmers Insurance - Paul Bickham provides residential mobile home insurance coverage for clients in Martinez, California, and the surrounding area, protecting manufactured and mobile dwellings against common regional risks. Commercial insurance services are also available to meet the needs of local business owners. The agency delivers personalized support throughout the policy selection and claims process. Between visits, property owners are encouraged to schedule a follow-up consultation or adjust their coverage as their housing situation or assets change over time.
Farmers Insurance - Kevin Cullop in Martinez, CA, specializes in mobile home insurance and related property coverage for the local area. The agency provides tailored policies that protect manufactured and mobile homes against risks like fire, wind, and liability. Clients can access standard coverage options suited to unique housing needs and regional weather conditions. An additional specialty service offered includes adding personal property protection for belongings inside the home.
What Does a a Mobile Home Insurance Agent in Martinez Cost?
The cost of mobile home insurance in California typically ranges from 300 to 800 dollars per year for basic coverage. Policies with higher limits or additional perils like earthquake can cost 1,000 to 2,000 dollars annually. Your homes age location and value affect the premium. This is general information not insurance advice.
About mobile home insurance agents in Martinez
A mobile home insurance agent in Martinez California can help you find a policy that meets state requirements. California law requires mobile home owners to have liability coverage if the home is in a park. An agent can explain how earthquake and fire coverage work for Contra Costa County properties.
Frequently Asked Questions
What does a mobile home insurance agent in Martinez do?
An agent helps you compare policies from different insurers. They explain coverage options like replacement cost and liability. They also help you file claims if your home is damaged.
Is mobile home insurance required by California law?
California law does not require mobile home insurance for all owners. However, if you live in a mobile home park, the park may require liability coverage. Lenders also usually require insurance if you have a loan.
Does standard homeowners insurance cover mobile homes in Martinez?
No. Standard homeowners insurance does not cover mobile homes or manufactured homes. You need a specialized mobile home policy. An agent in Martinez can help you find the right type of coverage.
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