The top-rated mobile home insurance agent in Merced, California is Cost-U-Less Insurance, rated 4.9 stars across 776 reviews. Other highly rated options include Homes Direct, AAA Merced Branch, Torrey Moe - State Farm Insurance Agent. This directory lists 20 mobile home insurance agents serving Merced.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cost-U-Less Insurance | 3070 M St #1 | (209) 418-7383 |
| 2 | Homes Direct | 2152 Ashby Rd | (209) 384-1472 |
| 3 | AAA Merced Branch | 3065 M St | (209) 726-7440 |
| 4 | Torrey Moe - State Farm Insurance Agent | 61 W Alexander Ave | (209) 580-4432 |
| 5 | Freeway Insurance | 251 W 11th St | (209) 781-4122 |
| 6 | Quote Valley Insurance - Covered California | 840 W Olive Ave STE E | (209) 723-2000 |
| 7 | Fluetsch & Busby Insurance | 725 W 18th St #1 | (209) 722-1541 |
| 8 | Farmers Insurance - Annissa Fragoso | 527 W Main St | (209) 626-5551 |
| 9 | Edmar Insurance & DMV Services - M3 | 1277 V St | (209) 390-4052 |
| 10 | Merced Mobile Estates | 2020 Ashby Rd | (209) 722-5133 |
Cost-U-Less Insurance serves Merced, California and the surrounding county as a mobile home insurance agent. The agency provides standard coverage policies tailored for manufactured and mobile homes. Mobile home owners in this area often require specific protection for their structures and personal belongings. Common policy options include dwelling coverage, liability protection, and additional endorsements for attached structures. Cost-U-Less Insurance handles these essential mobile home insurance services for local residents, including specialized coverage for older mobile homes and personal property replacement.
Homes Direct serves Merced County, California, as a local mobile home insurance agent. It provides policies that cover mobile and manufactured homes, helping residents in the area protect their property. The agency assists clients in finding coverage that meets the specific requirements of mobile home ownership. Homes Direct evaluates different options to support homeowners with their insurance needs. Its services include helping clients secure coverage for the dwelling itself and for personal property within the mobile home.
AAA Merced Branch provides comprehensive mobile home insurance solutions tailored to the needs of local residents in Merced, CA. Its agents assist clients in selecting coverage for mobile homes, including protection against common regional risks. The company offers ongoing support with policy updates and claims guidance, helping homeowners maintain their insurance protections over time. It services a range of properties, including single-family mobile homes, manufactured home communities, and residential lots within the Merced area.
Torrey Moe - State Farm Insurance Agent in Merced, CA, serves homeowners who require specialized coverage for their mobile or manufactured homes. The agency provides personalized insurance services designed to address the unique risks and needs of this type of housing, from structure protection to liability options. Utilizing resources from a well-established national carrier, the agent helps clients select appropriate policies for their property. In addition to serving Merced, the agency also covers the neighboring community of Atwater to the northwest.
Freeway Insurance provides a range of mobile home insurance options for residents in the Merced, California area, including coverage for the structure and personal belongings. The agency also offers guidance on maintenance plans to help protect policyholders against common risks such as fire and weather damage. Typical service adjustments can be made to cover additional structures like sheds or decks. The company services a variety of property types, including single-family manufactured homes, mobile home parks, and seasonal vacation units.
Quote Valley Insurance - Covered California serves Merced and the surrounding communities in the San Joaquin Valley. It handles mobile home insurance policies for clients seeking coverage against common risks such as fire, theft, and weather damage. The agency helps customers assess the specific value and exposure of their manufactured or mobile homes. To handle a typical job, it reviews the client’s current coverage levels and then compares available policy options to ensure adequate protection is in place.
For one-time needs, a homeowner can obtain a single policy quote for a specific mobile home, while scheduled service provides ongoing tailored coverage updates. Fluetsch & Busby Insurance in Merced, CA, handles both approaches for mobile home insurance agents. They assess local weather risks and structural factors unique to manufactured housing. Policies generally protect against wind, fire, and liability. Depending on the customer's preference, service runs on a one-time, scheduled, or as-needed basis.
Farmers Insurance - Annissa Fragoso in Merced, CA, assists clients with mobile home insurance policies tailored to protect manufactured and modular homes. This agency provides specialty add-ons such as coverage for detached structures and personal property. Annissa Fragoso helps customers secure plans that address the unique risks of mobile home living in the region. The office serves the insurance needs of local commercial sectors, including offices, warehouses, and food service businesses.
As the Central Valley heat increases the risk of fire damage to manufactured homes each summer, Edmar Insurance & DMV Services - M3 in Merced offers local mobile home insurance policies tailored for homeowners in rural and suburban settings. The agency works with clients to explain coverage for structures, personal belongings, and liability against local weather hazards like wind and hail. An agent will schedule a walk-through assessment of the home’s condition and placement before finalizing a policy.
Merced Mobile Estates, a mobile home insurance agent in Merced, CA, specializes in tailored coverage for manufactured and mobile homes. It works with local residents to structure policies that protect the structure, personal property, and liability needs specific to this housing type. Understanding the unique risks of the region, the agency helps clients prepare for the Central Valley’s seasonal flooding and high winds, ensuring their mobile home remains secure throughout the year.
What Does a a Mobile Home Insurance Agent in Merced Cost?
Typical mobile home insurance costs in California range from 300 to 1,200 dollars per year for basic liability coverage. Full replacement cost policies can cost 800 to 2,500 dollars annually depending on the home value and location. Factors like age of the home, fire risk, and coverage limits affect the price. This is general information, not insurance advice.
About mobile home insurance agents in Merced
A mobile home insurance agent in Merced California can help you find a policy that meets state requirements. California law requires mobile home owners to have liability coverage if the home is in a park. An agent can explain the difference between a standard homeowners policy and a mobile home policy specific to your area.
Frequently Asked Questions
What does a mobile home insurance agent in Merced do?
An agent helps you compare policies from different insurers. They explain coverage options like dwelling protection, personal property, and liability. They also help you understand California specific rules for manufactured homes.
Is mobile home insurance required in California?
Yes, if your mobile home is in a park, California law requires liability insurance. If you own the land, lenders usually require full coverage. An agent can explain the minimum limits you need.
How do I choose a mobile home insurance agent in Merced?
Look for an agent who is licensed in California and has experience with manufactured homes. Ask about their knowledge of local risks like wildfires or flooding. Check their reviews and compare quotes from multiple agents.
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