The top-rated mobile home insurance agent in Napa, California is Sam Olson Insurance Services, rated 5.0 stars across 135 reviews. Other highly rated options include John Cardinale - State Farm Insurance Agent, Narvaez Insurance Services, Robert Reed - State Farm Insurance Agent. This directory lists 21 mobile home insurance agents serving Napa.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sam Olson Insurance Services | 433 Soscol Ave A-122 | (707) 690-1965 |
| 2 | John Cardinale - State Farm Insurance Agent | 2160 Jefferson St #105a | (707) 258-0661 |
| 3 | Narvaez Insurance Services | 2205 Main St ste b | (707) 927-3204 |
| 4 | Robert Reed - State Farm Insurance Agent | 1842 Jefferson St | (707) 253-1200 |
| 5 | Cost-U-Less Insurance | 2975 Jefferson St | (707) 621-8540 |
| 6 | Colton Bickle - State Farm Insurance Agent | 1739 1st St | (707) 224-3178 |
| 7 | Farmers Insurance - Troy Guerrero | 1016 Clinton St | (707) 265-6565 |
| 8 | Lemus Insurance Agency & Car Registration | 1724 Jefferson St | (707) 255-1924 |
| 9 | Alyssa Samrick - State Farm Insurance Agent | 915 Trancas St suite b | (707) 963-2322 |
| 10 | Marissa Johnson - State Farm Insurance Agent | 700 California Blvd | (707) 224-3176 |
Sam Olson Insurance Services in Napa, CA provides quotes and policies for mobile home coverage to protect against property damage and personal liability. Their services include consultations to explain coverage options for standard and older manufactured homes. They assist with claims support and review maintenance plans to ensure proper upkeep of mobile home structures. The agency also helps update policies as needs change over time. It services single-family mobile homes, multi-unit trailer parks, vacation mobile homes, and small rental properties including apartments, retail spaces, and restaurants.
John Cardinale - State Farm Insurance Agent in Napa, CA serves homeowners, renters, and mobile home owners seeking coverage for manufactured or park-model residences. The agency provides policies that protect against common risks like fire, wind damage, and liability. It also helps clients understand coverage for personal property and detached structures on the lot. Residents seeking mobile home insurance in the greater Napa Valley area, including the communities of American Canyon and Yountville, can contact this office for local assistance.
Narvaez Insurance Services serves the Napa, California metro area by offering tailored policies for mobile and manufactured home insurance. As a local agency, it understands the specific coverage needs of homeowners in this region. Navigating a mobile home insurance search can be complex, but dedicated agents simplify the process by comparing different carriers and policy options. Narvaez Insurance Services within Napa focuses on finding suitable protection for both single-wide and double-wide mobile homes.
Robert Reed - State Farm Insurance Agent serves Napa, California, and the surrounding communities in the Napa Valley area. It handles mobile home insurance coverage for manufactured and modular homes in the region. Its policies address both the structure and personal property within the mobile home, as well as liability protections. To handle a typical job, it assesses each customer’s unique property location and specific coverage needs to recommend an appropriate, individualized policy.
Cost-U-Less Insurance provides mobile home insurance solutions for residential properties in Napa, California, and also offers coverage for commercial mobile home operations in the surrounding region. The agency helps clients protect their manufactured homes against common local risks, including fire, wind, and liability exposures. Their service area encompasses Napa and nearby communities, ensuring consistent support for policyholders who require tailored coverage for mobile dwellings. Customers can rely on Cost-U-Less Insurance for continued assistance between standard policy reviews, making follow-up service straightforward and accessible for ongoing protection needs.
Colton Bickle, a State Farm Insurance Agent in Napa, CA, provides mobile home coverage tailored for clients who may require a one-time policy for a single purchase or recurring service for seasonal or full-time residence. Protection typically includes the structure, personal property, and liability. Policies can also cover additional living expenses if the home becomes uninhabitable. Service is structured to be available on an as-needed basis to address changing life circumstances or property needs.
As the wildfire season approaches in Napa, mobile home owners require specific coverage that addresses both fire damage and the unique structural aspects of manufactured housing. Farmers Insurance - Troy Guerrero provides liability protection and personal property coverage tailored for these residences. The agent works with clients to understand policy limits for detached structures and replacement cost options. A thorough on-site inspection of the unit's foundation, skirting, and tie-downs is scheduled before any policy is finalized.
Lemus Insurance Agency & Car Registration in Napa, CA, specializes in mobile home insurance policies tailored to the unique requirements of manufactured and modular housing. Its general services include advising clients on coverage options that protect structures and personal property from local risks like fire or vandalism. The agency also assists with vehicle registration matters. When wildfire season approaches in Northern California, it helps homeowners review their policies to ensure adequate coverage for potential evacuation expenses and replacement costs.
Alyssa Samrick - State Farm Insurance Agent in Napa, CA provides mobile home insurance to protect manufactured and modular houses against fire, theft, and weather damage. The agent can help add liability coverage for slip-and-fall risks and optional contents protection. This service serves residential properties as well as commercial sectors such as offices, warehouses, and food service operations throughout the Napa area.
Marissa Johnson, as a State Farm Insurance Agent in Napa, CA, provides mobile home insurance services to local residents. Residential policies are written to cover manufactured and mobile homes, while commercial coverage is available for park operators or rental properties. The agency serves Napa and its surrounding areas, addressing the specific insurance needs of this region. Regular follow-up between visits is offered to review policy details or update coverage after life changes, ensuring ongoing service for existing customers.
What Does a a Mobile Home Insurance Agent in Napa Cost?
Mobile home insurance in California typically costs between 300 and 1,200 dollars per year for a standard policy, depending on the home value, location, and coverage limits. In Napa, premiums may be higher due to wildfire and earthquake risks, with earthquake endorsements adding 100 to 500 dollars annually. Costs vary by case based on the age of the home, its condition, and the insurer. This is general information, not insurance advice.
About mobile home insurance agents in Napa
Mobile home insurance agents in Napa, California help owners protect their manufactured homes against risks like wildfire, earthquake, and flood. California law requires mobile home dealers to provide insurance information at the time of sale, and lenders often mandate specific coverage levels. A local agent can explain the differences between standard homeowners policies and mobile home policies, including California-specific endorsements for fire-prone areas.
Frequently Asked Questions
What does a mobile home insurance agent do in Napa?
A mobile home insurance agent helps you find a policy that covers your home structure, personal belongings, and liability. They can explain California-specific requirements, such as the need for earthquake coverage in high-risk zones. Agents also assist with comparing quotes from different insurers to fit your budget.
Is mobile home insurance required in California?
California does not require mobile home insurance by law, but lenders usually require it if you have a loan. Additionally, mobile home park owners may require renters or owners to carry liability coverage. An agent can help you meet these requirements.
How do California wildfire risks affect mobile home insurance in Napa?
Napa is in a wildfire-prone area, so insurers may require specific fire mitigation measures like defensible space or fire-resistant roofing. Some policies exclude wildfire damage unless you add a separate endorsement. An agent can help you understand these limits and find coverage that addresses local risks.
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