The top-rated mobile home insurance agent in Newport Beach, California is InsuranceOnline, rated 4.9 stars across 1,652 reviews. Other highly rated options include SmartFinancial, Kessler Alair Insurance Services, Inc., Steve Ferraro - State Farm Insurance Agent. This directory lists 17 mobile home insurance agents serving Newport Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | InsuranceOnline | 660 Newport Center Dr #340 | (949) 566-8760 |
| 2 | SmartFinancial | 4041 MacArthur Blvd Ste 210 | (855) 214-2291 |
| 3 | Kessler Alair Insurance Services, Inc. | 4695 MacArthur Ct Ste 1109 | (949) 536-3700 |
| 4 | Steve Ferraro - State Farm Insurance Agent | 471 Old Newport Blvd #304 | (949) 643-2233 |
| 5 | Steve Ferraro Jr. - State Farm Insurance Agent | 471 Old Newport Blvd #304 | (949) 855-8787 |
| 6 | Moby Young - State Farm Insurance Agent | 3740 Campus Dr B | (949) 706-5300 |
| 7 | Farmers Insurance - Tom Birkinbine | 1101 Dove St Ste 238 | (949) 333-3716 |
| 8 | Reza Shah Financial & Insurance Services, Inc. | East Tower, 4000 MacArthur Blvd Suite 600 | (949) 305-2300 |
| 9 | Auerbach Insurance Agency | 2043 Westcliff Dr Suite 207 | (562) 944-3522 |
| 10 | Partners Direct Insurance Services | 1401 Dove St Suite 530 | (949) 337-4062 |
InsuranceOnline serves the Orange County area including Newport Beach, specializing in mobile home insurance agent services. It helps clients find suitable coverage tailored specifically for manufactured and mobile homes in coastal regions. The company offers policies that typically protect against common risks like fire, theft, and weather events. Policyholders may also secure liability and personal property protection through this local agency. Available services include securing quotes for both primary and seasonal mobile homes.
SmartFinancial offers a range of mobile home insurance policies tailored to protect manufactured and modular dwellings in the Newport Beach area. Its service plans help clients customize coverage for specific risks such as storm damage or liability. The company assists homeowners in navigating policy details to ensure adequate protection. SmartFinancial services single-family residential mobile homes, multi-unit manufactured housing communities, commercial mobile home parks, and related retail establishments.
Kessler Alair Insurance Services, Inc. serves clients in and around Newport Beach, California, offering specialized mobile home insurance coverage. As dedicated agents in this field, they help owners protect their manufactured and mobile homes against risks common to the region. Policies typically cover the structure, personal belongings, and liability for accidents on the property. They also assist with securing coverage for attached additions and detached structures like carports or sheds often found with these homes.
Steve Ferraro - State Farm Insurance Agent serves homeowners, landlords, and property managers in Newport Beach, California, who require coverage for manufactured or modular homes. The agency handles tailored policies that protect mobile home structures, personal belongings, and liability exposures common to coastal properties. Consultations focus on aligning deductibles and endorsements with each client’s storm or flood risk. The office also extends its mobile home insurance services to nearby communities such as Corona del Mar and Balboa Island.
Serving Newport Beach and surrounding Orange County communities, Steve Ferraro Jr. - State Farm Insurance Agent provides mobile home insurance coverage. The agency handles protection for manufactured and mobile homes, addressing both structure and personal property needs. Policies typically include liability protection and coverage for additional structures on the property. For a typical client, the agent begins by reviewing the specific location and condition of the mobile home, then customizes a policy plan directly through State Farm to match those unique requirements.
Moby Young - State Farm Insurance Agent in Newport Beach, CA offers mobile home insurance on a one-time purchase basis for a single policy or as a recurring, renewable service for seasonal or permanent residents. Coverage typically protects the dwelling structure, personal belongings, and provides liability protection. Additional endorsements may address specific risks like earthquake or flood damage in this coastal area. This service runs on a scheduled annual premium payment term with as-needed policy adjustments for coverage changes.
Farmers Insurance - Tom Birkinbine specializes in securing policies for mobile homes, including manufactured and park-model dwellings, across Newport Beach and the surrounding area. The agency provides general risk assessment services, helping clients obtain appropriate coverage for structures and personal property from a well-known insurer. It routinely advises on policy details like liability limits and replacement cost options. In beachside regions, it also assists homeowners with specific concerns about windstorm damage and elevated fire risk during dry summer months.
Auerbach Insurance Agency provides mobile home insurance coverage for clients in and around Newport Beach. Policies can include specialized add-ons such as protection for attached structures, personal property replacement cost, and liability coverage for common areas. As a local agency, it helps owners secure policies that meet requirements from lenders or homeowner associations. The agency can serve a range of commercial sectors, including offices, warehouses, and food service operations.
Partners Direct Insurance Services assists mobile homeowners throughout Newport Beach with residential coverage for manufactured and modular dwellings. The agency also handles commercial policies for mobile home parks within the surrounding area. Experienced agents help clients understand policy details and typical risks including wind and earthquake exposure. After policies are written, the team follows up to address any coverage questions that arise. Customers often return for annual policy reviews or service updates between regular claims visits.
What Does a a Mobile Home Insurance Agent in Newport Beach Cost?
In California, mobile home insurance premiums typically range from 300 to 800 dollars per year for basic liability and property coverage. Policies with higher limits or additional perils like earthquake can cost 1,000 to 2,000 dollars annually. Actual costs depend on the home value, location, age, and chosen deductibles. This is general information and not insurance advice.
About mobile home insurance agents in Newport Beach
Mobile home insurance agents in Newport Beach help owners of manufactured and mobile homes find appropriate coverage. California law requires mobile home owners to carry specific liability and property insurance if the home is in a park or on a permanent foundation. Local agents understand the unique coastal risks such as wind and flood exposure in Orange County.
Frequently Asked Questions
What does mobile home insurance cover in Newport Beach?
A standard mobile home policy in California typically covers the structure, personal belongings, and liability. It may also include additional living expenses if the home becomes uninhabitable due to a covered loss.
Is mobile home insurance required by California law?
Yes, if your mobile home is in a licensed park or on a permanent foundation, California law requires at least liability insurance. Lenders also usually require comprehensive and collision coverage if you have a loan.
How do I choose a mobile home insurance agent in Newport Beach?
Look for an agent licensed in California who specializes in manufactured homes. Ask about coverage for earthquake and flood, which are not included in standard policies but are important in coastal areas.
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