The top-rated mobile home insurance agent in Oxnard, California is Pacific Preferred Insurance, rated 5.0 stars across 10,581 reviews. Other highly rated options include Ray Gonzales - State Farm Insurance Agent, Charles Allison - State Farm Insurance Agent, Julio's Auto Insurance. This directory lists 20 mobile home insurance agents serving Oxnard.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Pacific Preferred Insurance | 2775 N Ventura Rd #110 | (805) 351-3851 |
| 2 | Ray Gonzales - State Farm Insurance Agent | 1701 Solar Dr Ste 251 | (805) 240-3100 |
| 3 | Charles Allison - State Farm Insurance Agent | 705 N Oxnard Blvd #101 | (805) 604-0900 |
| 4 | Julio's Auto Insurance | 505 S Oxnard Blvd | (805) 487-8610 |
| 5 | Auto International Insurance | 4015 Saviers Rd | (805) 247-9100 |
| 6 | Adriana's Insurance Services | 121 E Gonzales Rd | (805) 430-4680 |
| 7 | Veronica's Insurance Oxnard | 2816 Saviers Rd | (805) 491-9505 |
| 8 | Ceja Insurance Agency - Auto, Car & Home Insurance Agents | 1824 Saviers Rd Suite A | (805) 483-6840 |
| 9 | Onix Insurance Services | 609 S Oxnard Blvd | (805) 263-6981 |
| 10 | Leslie Carpenter-Henley: Allstate Insurance | 750 W Gonzales Rd #180 | (805) 984-7000 |
Pacific Preferred Insurance serves the Oxnard, California area and nearby Ventura County. It specializes in providing mobile home insurance agents for clients who own manufactured or modular homes. These agents assist with finding coverage tailored to the risks of mobile home ownership. Their work includes helping clients address requirements for policies that protect their dwelling and personal property. The agency handles specific tasks such as comparing quotes from different insurers and guiding customers through the process of filing claims for storm or fire damage.
Ray Gonzales - State Farm Insurance Agent in Oxnard, CA, provides a broad range of mobile home insurance coverages tailored to protect manufactured and mobile homes. Services include policies for structure damage, personal belongings, and liability, with maintenance plans available to help homeowners manage routine upkeep and emergency repairs. The agency also assists clients in navigating local building codes and insurance requirements common to the region. It services single-family mobile homes, mobile home parks, apartment complexes offering coach homes, retail spaces that include mobile units, and restaurants operating within trailer-style structures.
Charles Allison - State Farm Insurance Agent serves Oxnard and the surrounding Ventura County communities with mobile home insurance policies. It handles coverage needs specific to manufactured and mobile homes, including protection for the structure, personal belongings, and liability risks common to seasonal or permanent residences. To manage a typical job, the agent begins with a full assessment of the home and its location before selecting appropriate policy options.
Julio's Auto Insurance serves homeowners and property managers in Oxnard, California, offering mobile home insurance that protects manufactured and prefabricated dwellings against local risks. The agency helps clients find policies covering structures, personal property, and liability for sudden damages common to coastal and inland areas. Its staff assists with policy comparisons and claims questions throughout the greater Ventura County region. Julio's Auto Insurance also provides coverage for mobile home owners in the neighboring community of Port Hueneme, ensuring their homes are protected.
Serving Oxnard and the surrounding Ventura County communities, Auto International Insurance handles the specific coverage needs of mobile and manufactured home owners in this coastal region. It helps clients protect their dwellings from local risks such as high winds and fire. To determine the right level of structural and personal property protection, the agent thoroughly reviews each homeowner’s situation, including lot location and dwelling age, before presenting suitable policy options.
Adriana's Insurance Services serves homeowners and property owners in Oxnard, California, who require specialized mobile home insurance policies. It provides protection tailored to manufactured and mobile dwellings, including coverage for the structure, personal belongings, and liability risks. The agency assists clients in selecting appropriate policy options to safeguard their property and investments. Through its local office, it offers guidance on insurance requirements specific to the area’s regulations. Adriana's Insurance Services also extends its mobile home insurance services to neighboring communities in Ventura as well.
Veronica's Insurance Oxnard in Oxnard, CA serves clients seeking mobile home insurance by distinguishing between one-time policy purchases and recurring annual renewal plans. Coverage options typically protect the dwelling structure from hazards like fire or wind, along with personal belongings and liability protection. The agency helps select appropriate policy limits and deductibles to match individual property needs. Service for existing clients is available on an as-needed basis when policy questions arise or when modifications to coverage require professional guidance.
Ceja Insurance Agency in Oxnard specializes in providing coverage for mobile homes, addressing the unique protection needs of manufactured and modular housing. The agency also assists clients with standard auto, car, and home insurance policies, helping residents find appropriate liability and property coverage throughout the area. Its work involves comparing different policy options to secure protection suited to various budgets. During the Ventura County wildfire season, Ceja Insurance Agency helps mobile home owners review and update their policies to guard against potential fire damage.
As summer heat increases fire risks across Ventura County, Onix Insurance Services in Oxnard helps mobile homeowners find appropriate coverage without unnecessary endorsements. They work with standard and older manufactured homes requiring updated liability options. Their agents explain how local wind and flood conditions affect policy requirements versus typical homeowners insurance. Each client receives a walk-through of their dwelling’s structural condition before an insurer files risk determinations. This initial inspection identifies required updates like skirting anchoring or rooftop age before issuing a final premiums estimate.
Leslie Carpenter-Henley: Allstate Insurance provides property protection solutions for local homeowners, and as a mobile home insurance agent, it offers specialized coverage for manufactured and modular dwellings. This includes tailored add-ons for transport liability and setup damage during relocation. The agency serves residential clients seeking standard policies, as well as commercial sectors including offices, warehouses, and food service operations requiring insurance for their business premises.
What Does a a Mobile Home Insurance Agent in Oxnard Cost?
Typical mobile home insurance costs in California range from 300 to 800 dollars per year for a basic policy. Factors that affect the price include the age and value of the home, location in Oxnard, coverage limits, and deductible chosen. Policies with earthquake or flood endorsements can add 100 to 300 dollars more annually. This is general information and not insurance advice.
About mobile home insurance agents in Oxnard
Mobile home insurance agents in Oxnard help owners of manufactured and mobile homes find the right coverage for their property. California law requires mobile home owners to have insurance that meets minimum liability and property damage standards. Agents in Oxnard can explain local risks such as earthquake exposure and coastal weather conditions.
Frequently Asked Questions
What does a mobile home insurance agent in Oxnard do?
A mobile home insurance agent helps you compare policies from different insurers and explains what coverage you need. They can advise on liability limits, personal property protection, and additional endorsements for earthquakes or floods. Agents also assist with claims and policy changes.
Is mobile home insurance required by law in California?
Yes, California law requires mobile home owners to carry liability insurance and property damage coverage. The minimum liability limit is 15 thousand dollars for bodily injury per person and 30 thousand dollars per accident. Agents can help you meet these legal requirements.
How can I find a mobile home insurance agent in Oxnard?
You can search online for licensed insurance agents in Oxnard who specialize in mobile home coverage. Check the California Department of Insurance website to verify an agents license. Local real estate offices and mobile home parks may also provide referrals.
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