The top-rated mobile home insurance agent in Palm Desert, California is Palm Desert Insurance, rated 4.9 stars across 211 reviews. Other highly rated options include Daniel King - State Farm Insurance Agent, Farmers Insurance - Jocsan Rendon, Insurance Incorporated - Palm Desert. This directory lists 15 mobile home insurance agents serving Palm Desert.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Palm Desert Insurance | 73241 CA-111 ste 1-b | (760) 341-2345 |
| 2 | Daniel King - State Farm Insurance Agent | 44740 Monterey Ave | (760) 776-1800 |
| 3 | Farmers Insurance - Jocsan Rendon | 73880 Alessandro Dr Ste A | (760) 531-4161 |
| 4 | Insurance Incorporated - Palm Desert | 77564 Country Club Dr Ste 204D | (760) 867-0111 |
| 5 | Ascend Insurance Agency | 36917 Cook St STE 101 | (760) 341-3477 |
| 6 | Collective Insurance Solutions LLC | 77-711 Flora Rd Suite 325 | (760) 600-5605 |
| 7 | Jump Insurance Services | 77682 Country Club Dr STE I | (760) 610-6145 |
| 8 | Farmers Insurance - Ron Henderson | 73185 CA-111 Ste D | (760) 773-0178 |
| 9 | Motz-Rusin Insurance Agency | 78000 Fred Waring Dr #202 | (760) 564-3888 |
| 10 | Desert View Insurance | 77564 Country Club Dr Suite 363 | (760) 346-1220 |
Palm Desert Insurance serves Palm Desert and the surrounding Coachella Valley area by providing mobile home insurance coverage. The company helps homeowners protect their manufactured and modular homes against common regional risks. Policies typically address damage from wind, hail, and fire. As a dedicated mobile home insurance agent, it guides clients through available protections tailored to their specific property needs. Palm Desert Insurance handles new policy setup and coverage adjustments for existing mobile home owners in this desert region.
Homeowners in Palm Desert seeking coverage for their manufactured or mobile homes can turn to Daniel King - State Farm Insurance Agent for assistance. This agent provides mobile home insurance policies, helping property owners protect their dwellings and personal belongings from local weather risks and other common claims. They also serve property managers in the area who need liability and structure protection. Service extends to nearby communities such as Cathedral City and the greater Coachella Valley region.
Farmers Insurance - Jocsan Rendon provides mobile home insurance coverage for clients in Palm Desert, California, including policies for manufactured and modular dwellings. It also offers repair and maintenance service plans to help protect against unexpected damage. Additional support includes claims assistance and policy adjustments as needed. The agency services a variety of residential properties, such as single-family homes, apartments, retail spaces, and restaurants.
Serving Palm Desert and the surrounding Coachella Valley communities, Insurance Incorporated - Palm Desert handles all aspects of mobile home insurance for local residents. Its services include protection for the structure, personal belongings, and liability coverage tailored to manufactured and mobile homes in this desert region. To manage a typical job, it begins by reviewing the property’s specific risks, such as exposure to high winds or extreme heat, and then compares policies to find appropriate coverage for homeowners.
Homeowners can choose between a one-time policy for a specific mobile home purchase or recurring annual coverage that protects their investment year after year. Ascend Insurance Agency, based in Palm Desert, CA, helps local mobile home owners navigate these options, tailoring policies to cover common risks like wind, fire, and liability. Service appointments for reviewing or updating coverage are available on an as-needed basis to accommodate changing property needs.
Year-round desert winds and sudden monsoon storms can stress older mobile home roofs in Palm Desert. Collective Insurance Solutions LLC reviews these seasonal exposures to structure a practical policy for each manufactured home. Their agency examines current coverage gaps related to fire risk from dry brush and flash-flood channels common to the Coachella Valley. After discussing a client’s lot rental or park situation, they typically schedule a simple exterior inspection of skirting, tie-downs, and the roof’s age before finalizing any initial-assessment plan for an affordable quote.
Jump Insurance Services assists homeowners in Palm Desert, California, with securing mobile home insurance policies that cover the structure and personal property. As a specialized agent, the company can facilitate optional endorsements for additional hazards common to manufactured housing. Serving the broader commercial sector, it can also handle policies for various business properties such as offices, warehouses, and food service establishments.
Farmers Insurance - Ron Henderson specializes in mobile home insurance coverage tailored to manufactured and modular housing needs. Serving the Palm Desert area, it provides policies that protect against structural damage, personal property loss, and liability risks unique to mobile homes. The agency also offers standard homeowners insurance options, supporting local residents with broad property protection solutions. Given the region's desert climate, it helps clients prepare for high winds, flash floods, and extreme heat exposure that can threaten both the home and surrounding structures during seasonal monsoon activity.
Motz-Rusin Insurance Agency provides residential mobile home insurance services to homeowners in Palm Desert, California. Commercial coverage for mobile home parks and similar properties is also available throughout the local service area. The agency understands the unique exposure to desert heat and seasonal wind events common in the Coachella Valley. Clients can expect thorough policy reviews during initial visits, with proactive follow-up offered to adjust coverage as conditions change between regular renewal cycles.
Desert View Insurance is a mobile home insurance agent in Palm Desert, CA, known for providing coverage specifically tailored to manufactured and mobile homes. Its services include protection against common regional risks such as wind, fire, and liability. The agency helps clients select appropriate policy levels to safeguard their property and belongings. Policy options typically cover damage from storms and unexpected incidents. For added security, the company can also arrange specialized endorsement coverage for detached structures like sheds or carports.
What Does a a Mobile Home Insurance Agent in Palm Desert Cost?
The cost of mobile home insurance in California typically ranges from 300 to 800 dollars per year for basic coverage, but can exceed 1,500 dollars for high-value homes or those in wildfire zones. Palm Desert policies may include higher premiums due to earthquake and wind exposure. Actual costs depend on the home value, location, and coverage limits. This is general information and not insurance advice.
About mobile home insurance agents in Palm Desert
Mobile home insurance agents in Palm Desert help owners protect their homes against risks like windstorms and earthquakes common to Southern California. California law requires mobile home dealers to provide a one-year warranty on new manufactured homes, and an agent can explain how this interacts with your insurance policy. Local agents understand the specific coverage needs for homes in desert climates and can guide you through the California FAIR Plan if standard insurance is hard to find.
Frequently Asked Questions
What does a mobile home insurance agent in Palm Desert do?
A mobile home insurance agent helps you find a policy that covers your manufactured home, personal property, and liability. They can explain California-specific requirements like earthquake coverage and the California FAIR Plan for high-risk properties. Agents also assist with claims and policy changes.
Is mobile home insurance required in California?
California does not require mobile home insurance by law, but your lender or park management may require it. If you own the land, you still need coverage to protect your investment. Agents can help you meet these requirements.
How does the California FAIR Plan work for mobile homes?
The California FAIR Plan is a state-mandated program for property owners who cannot get standard insurance due to wildfire or other risks. It provides basic fire and liability coverage. A mobile home insurance agent in Palm Desert can help you apply and find a supplemental policy for full protection.
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