The top-rated mobile home insurance agent in Palo Alto, California is ERGO NEXT (NEXT Insurance), rated 4.5 stars across 961 reviews. Other highly rated options include Candice Kistner - State Farm Insurance Agent, WHINS Insurance Agency, Farmers Insurance - Jay Schmidt. This directory lists 10 mobile home insurance agents serving Palo Alto.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | ERGO NEXT (NEXT Insurance) | 975 California Ave | (855) 222-5919 |
| 2 | Candice Kistner - State Farm Insurance Agent | 576 Cambridge Ave | (650) 424-1100 |
| 3 | WHINS Insurance Agency | 300 Hamilton Ave #1002 | (650) 899-1115 |
| 4 | Farmers Insurance - Jay Schmidt | 459 Hamilton Ave UNIT 207 | (650) 329-8711 |
| 5 | Allstate Insurance Agent Harold Lorber | 467 Hamilton Ave #11 | (650) 322-5191 |
| 6 | Amanda Martin - State Farm Insurance Agent | Charleston Shopping Center, 3968 Middlefield Rd | (650) 494-1404 |
| 7 | Insurance by Lee Aldinger Insurance | 460 California Ave Suite #203 | (650) 326-3350 |
| 8 | Marketside Insurance Services | 4083 Transport St | (650) 858-1123 |
| 9 | Allied Brokers Insurance Agency, Inc. | 591 Lytton Ave | (650) 328-1000 |
| 10 | Farmers Insurance | 948 Industrial Ave | (650) 321-7637 |
ERGO NEXT (NEXT Insurance) serves the Palo Alto, CA area and surrounding communities with mobile home insurance solutions. The company helps clients secure coverage tailored specifically for manufactured and mobile homes. Policies typically protect against common risks such as fire, theft, and weather damage. The firm also assists with liability protection for accidents occurring on the property. Its services include structuring policies for primary residences as well as seasonal rental mobile homes.
Candice Kistner - State Farm Insurance Agent provides mobile home insurance services for clients in the Palo Alto area, offering coverage options tailored to the unique needs of manufactured and mobile homes. The agency helps customers evaluate policies that protect their dwelling, personal property, and liability exposure. It assists with claims guidance and policy adjustments to ensure adequate protection. The team strives to make insurance straightforward and accessible. The agency serves a variety of residential property types, including single-family homes and apartments, as well as retail and restaurant locations in the local community.
WHINS Insurance Agency serves homeowners and property managers in Palo Alto, California, who need coverage for manufactured and mobile homes. The agency offers policies that protect structures against common regional risks such as earthquakes, fire, and storm damage. Clients can review different coverage options tailored to mobile homes, including liability protection and personal property insurance. In addition to serving Palo Alto, WHINS Insurance Agency also provides its mobile home insurance services to clients in the neighboring community of Mountain View.
Serving Palo Alto and the surrounding communities of Santa Clara County, Farmers Insurance - Jay Schmidt handles mobile home insurance for local homeowners. The agency assists clients in securing coverage for their manufactured homes and associated property. This includes protection against common risks such as fire, wind, and liability concerns in the region. To complete a typical job, the agent first assesses the specific location and condition of the mobile home, then compares coverage options to find a suitable policy that meets the client’s needs.
Mobile home insurance agents typically offer both one-time policies for a single property and scheduled service options that renew annually or seasonally, covering structural damage and personal property losses. At Allstate Insurance Agent Harold Lorber in Palo Alto, CA, clients can receive coverage tailored to local weather risks and community regulations. This agent provides policies that protect against common mobile home perils. Service arrangements run on an as-needed basis for inquiries and claims, with scheduled renewal reminders each year.
As a dedicated mobile home insurance agent in Palo Alto, CA, Amanda Martin offers tailored coverage that protects mobile homes from damage caused by fire, theft, and severe weather. She also provides general liability and personal property protection, ensuring residents have security for both their dwelling and belongings. After the heavy rains and shifting soils common in the Bay Area, she helps clients address potential foundation settling and water intrusion risks.
When heavy rains or seasonal winds threaten the Palo Alto area, residents with manufactured homes often seek reliable coverage. Insurance by Lee Aldinger Insurance in Palo Alto, CA, helps meet this need by specializing in mobile home insurance policies. They work to explain common risks and coverage options for mobile structures. Their process typically begins with examining the residence to assess its condition, age, and location. This initial step allows for tailored recommendations regarding proper protection.
Marketside Insurance Services in Palo Alto, CA offers residential mobile home insurance for local homeowners. The agency similarly assists businesses requiring commercial coverage for mobile home parks or rental properties throughout the surrounding area. Working with common insurance providers, they tailor policies to meet individual coverage needs. Clients can follow up after initial quotes or purchases, and the agency readily provides repeat service between regular policy reviews to adjust coverage as circumstances change. Regular visit scheduling ensures ongoing support.
Allied Brokers Insurance Agency, Inc. in Palo Alto, CA helps clients secure policies that protect mobile homes against common perils. The agency can also arrange endorsements for valuable personal property, liability coverage, and protection against loss of use. These options address the specific needs of modular and manufactured housing owners. Serving a range of commercial clients, the agency works with both professional offices and warehouse operators. Its services extend to food service businesses requiring tailored mobile home insurance solutions for their operations and equipment.
Farmers Insurance in Palo Alto, California, is known for providing mobile home insurance policies to local homeowners. Its service range covers standard coverage options tailored to manufactured and mobile dwellings, addressing area-specific risks such as flooding and seismic activity. Policies typically include dwelling protection and personal liability. The agency can add on specialized coverage for attached structures like carports or decks, ensuring comprehensive protection for unique mobile home components.
What Does a a Mobile Home Insurance Agent in Palo Alto Cost?
Typical mobile home insurance costs in California range from 300 to 800 dollars per year for basic liability only policies. Full coverage policies with property damage and personal liability can cost 600 to 1500 dollars annually. In Palo Alto premiums may be higher due to local wildfire risk and property values. This is general information and not insurance advice.
About mobile home insurance agents in Palo Alto
Mobile home insurance agents in Palo Alto help owners find coverage that meets California legal requirements. California law requires mobile home owners to have liability insurance and often property coverage for the structure. Local agents understand the specific risks in the Bay Area including earthquake and wildfire exposure.
Frequently Asked Questions
What does a mobile home insurance agent in Palo Alto do?
A mobile home insurance agent helps you compare policies from different insurers. They explain California specific requirements such as minimum liability limits and optional coverages like earthquake endorsement. They also assist with filing claims and policy changes.
Is mobile home insurance required in California?
Yes California law requires mobile home owners to carry liability insurance if the home is in a park. The minimum liability limit is typically 100000 dollars per occurrence. Lenders also often require comprehensive coverage for the structure.
What factors affect mobile home insurance cost in Palo Alto?
Costs depend on the home age value location and chosen coverage limits. Palo Alto properties near wildfire zones may have higher premiums. Deductibles and optional add ons like flood or earthquake coverage also affect the total price.
Mobile Home Insurance Agents in Other California Cities
Alameda · Alhambra · Aliso Viejo · Anaheim · Antioch · Apple Valley · Arcadia · Azusa · Bakersfield · Baldwin Park · Banning · Bell Gardens · Bellflower · Benicia · Berkeley