The top-rated mobile home insurance agent in Patterson, California is David Gonzales - Farmers Insurance Agency, rated 5.0 stars across 189 reviews. Other highly rated options include Fiesta Auto Insurance & Tax Service, Shield Uribe Insurance Agency, Rancho Amigo Insurance Services - Patterson. This directory lists 11 mobile home insurance agents serving Patterson.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | David Gonzales - Farmers Insurance Agency | 600 N 2nd St #1 | (209) 894-7791 |
| 2 | Fiesta Auto Insurance & Tax Service | 106 E Las Palmas Ave #F | (209) 894-7269 |
| 3 | Shield Uribe Insurance Agency | 30 N 3rd St | (209) 892-4900 |
| 4 | Rancho Amigo Insurance Services - Patterson | 205 S El Circulo Ave STE A | (209) 894-2474 |
| 5 | Monica Virgen | 254 Sperry Ave Ste 17 | (209) 895-3852 |
| 6 | Jessica Garza Insurance Agency | 254 Sperry Ave Unit 13 | (209) 894-7775 |
| 7 | Schut Insurance Services | 22 N 3rd St | (209) 892-6226 |
| 8 | J CISNEROS INSURANCE AGENCY, INC | 11 Plaza Cir Ste F | (209) 538-2718 |
| 9 | Trilogy Insurance Brokers Inc | 100 N 4th St Suite 5 | (209) 892-2218 |
| 10 | Allstate Insurance Agent: Robert Ford | 11 Plaza, B | (209) 857-1154 |
David Gonzales - Farmers Insurance Agency serves Stanislaus County and the surrounding region, providing mobile home insurance solutions to local property owners. The agency helps clients secure coverage tailored for manufactured and mobile homes, addressing the unique risks associated with these structures in the Central Valley. Policies typically protect against damage from weather events, fire, and liability concerns. The agency also assists with personal property coverage and offers options for vacant or rented mobile home units.
Fiesta Auto Insurance & Tax Service serves Patterson, California, and the surrounding area in Stanislaus County as a provider of mobile home insurance for local residents. The company assists homeowners in securing coverage tailored to manufactured and mobile dwellings in this region. Services typically include policies protecting the structure, personal belongings, and liability protection. Among the specific services it handles in this area are quotes for standard mobile home insurance and endorsements for additional property coverage.
Shield Uribe Insurance Agency provides essential mobile home insurance coverage for clients in the Patterson area. It helps protect manufactured and mobile homes against common risks such as fire, theft, and weather damage. The office also assists with bundling policies to simplify maintenance of multiple coverage types. Its service includes regular policy reviews to ensure adequate protection as circumstances change. The agency primarily services single-family manufactured homes, mobile home parks, and select rental retail and restaurant properties within the local region.
Rancho Amigo Insurance Services - Patterson serves mobile home owners and property managers in the Patterson area, offering tailored policies that cover structures, personal property, and liability. The agency helps clients understand the unique coverage needs of manufactured and mobile homes, including options for newer models and older units. It also assists with endorsements for additional living expenses and detached structures. Rancho Amigo Insurance Services - Patterson extends its mobile home insurance services to nearby communities such as Newman and the surrounding Stanislaus County region.
Serving Patterson, California, and the surrounding communities of the Central Valley, Monica Virgen provides specialized insurance plans for mobile and manufactured homes. The agency addresses the specific coverage needs of these dwellings, from structure protection to liability and personal property. Each policy is tailored to account for local weather risks and the unique valuation of factory-built housing. A typical job begins with assessing the homeowner’s specific risk factors and property details to ensure an accurate and appropriate coverage level.
Mobile home owners in Patterson can choose between paying for a one-time policy or opting for a recurring plan that automatically renews their coverage. Jessica Garza Insurance Agency offers protection tailored to these structures, including policies that cover the dwelling and personal belongings against common local hazards. As a mobile home insurance agent, this business provides guidance on understanding policy limits and deductibles. Service runs on a scheduled basis, with the agency contacting clients near renewal dates to review their current needs and adjust their plan.
As the rainy season approaches in Patterson, mobile homeowners often seek to review their coverage for potential storm damage. Schut Insurance Services addresses this need by providing tailored protection for manufactured and mobile homes throughout the local area. Their work involves assessing specific risks common to this region, including flood and wind exposure. Each policy consultation begins with a thorough inspection of the home’s condition and location to determine necessary coverage. The service continues with a detailed initial assessment of the property to establish accurate insurance options.
J Cisneros Insurance Agency, Inc specializes in mobile home insurance solutions for clients in Patterson, CA. It provides guidance on protecting manufactured and mobile homes against common property risks. The agency helps residents understand coverage options for structures, personal belongings, and liability. It assists with policies tailored to specific locations and homeowner needs. As seasons change, the company helps customers address concerns related to winter storms or summer fire hazards that can threaten mobile homes in the area.
Trilogy Insurance Brokers Inc assists clients in Patterson, California, with securing appropriate coverage for manufactured and site-built homes. The company offers specialty add-ons such as protection for personal property, liability, and additional structures on the property. Policies can address unique risks associated with mobile homes, including transportation and setup damage. This agency can serve commercial sectors in the area, including local offices, warehouses, and food service establishments seeking tailored insurance solutions for their business properties.
What Does a a Mobile Home Insurance Agent in Patterson Cost?
In California, mobile home insurance premiums typically range from 300 to 1,200 dollars per year for standard policies. Factors like the homes age, location in Patterson, and chosen deductible affect the price. Older homes or those in flood-prone areas may cost more to insure. This is general information and not insurance advice.
About mobile home insurance agents in Patterson
Mobile home insurance agents in Patterson, California help residents protect their manufactured homes and belongings. California law requires insurers to offer coverage for perils like fire and wind, and agents can explain how local flood risks from the San Joaquin River Delta may affect policies. Working with a local agent ensures you meet state requirements and find a policy that fits your budget.
Frequently Asked Questions
What does mobile home insurance cover in Patterson CA?
Standard policies cover the home structure, personal property, and liability for injuries on your lot. In California, insurers must offer coverage for fire, lightning, and windstorm. Flood and earthquake coverage are usually separate add-ons.
Is mobile home insurance required by law in California?
California does not legally require mobile home insurance, but most lenders and park owners will require it. If you own the land, your mortgage lender may mandate coverage. Without insurance, you risk paying for repairs out of pocket.
How do I choose a mobile home insurance agent in Patterson?
Look for an agent licensed in California who has experience with manufactured homes. Ask about their knowledge of local risks like flooding or wildfire. Compare quotes from multiple agents to find the right coverage level and price.
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