The top-rated mobile home insurance agent in Rancho Cordova, California is Inszone Insurance Services, rated 4.7 stars across 248 reviews. Other highly rated options include Cost-U-Less Insurance, Fiesta Auto Insurance & Tax Service, JD Snead - State Farm Insurance Agent. This directory lists 14 mobile home insurance agents serving Rancho Cordova.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Inszone Insurance Services | 2721 Citrus Rd suite a | (877) 308-9663 |
| 2 | Cost-U-Less Insurance | 2274 Sunrise Blvd | (916) 604-4198 |
| 3 | Fiesta Auto Insurance & Tax Service | 10401 Folsom Blvd #E | (916) 573-1040 |
| 4 | JD Snead - State Farm Insurance Agent | 2941 Sunrise Blvd Ste 280 | (916) 638-4300 |
| 5 | Doug Brewer - State Farm Insurance Agent | 3358 Mather Field Rd | (916) 366-5555 |
| 6 | Pro-Builders Insurance Agency | 2865 Sunrise Blvd Ste 111 | (800) 823-6415 |
| 7 | Pacific Specialty | 2995 Prospect Park Dr #150 | (714) 998-3158 |
| 8 | Western Century Insurance Services | 11151 Sun Center Dr STE E | (916) 486-1000 |
| 9 | Fred Loya Insurance | 10345 Folsom Blvd Ste A1 | (916) 735-4211 |
| 10 | Farmers Insurance - David Oyler | 2933 Gold Pan Ct STE E | (916) 635-0444 |
Inszone Insurance Services in Rancho Cordova, California provides mobile home insurance policies tailored to protect manufactured and modular dwellings. The agency covers the specific risks common to mobile homes in the Sacramento area, including wind damage and liability. Customers receive guidance on policy options that meet financing and lot requirements. For added protection, the company offers supplemental coverage for personal property and detached structures on the property.
Cost-U-Less Insurance serves the Rancho Cordova area of Sacramento County, offering mobile home insurance policies tailored to local needs. The company provides coverage options that address risks specific to manufactured and mobile homes in this region. Policies typically protect the structure, personal belongings, and liability concerns for resident owners. Their services also help clients navigate lender requirements for mobile home financing. For those needing specialized protection, the agency handles coverage for older mobile homes and options for mobile home parks in the area.
Fiesta Auto Insurance & Tax Service in Rancho Cordova, California offers a range of mobile home insurance policies designed to protect manufactured and modular homes. The agency provides ongoing policy review and adjustment services to help clients maintain adequate coverage as property values change. Plan options can include protection for the structure, personal belongings, and liability needs. The company works with owners of single-family mobile homes, as well as manufactured housing communities and rental properties.
JD Snead - State Farm Insurance Agent serves Rancho Cordova and the greater Sacramento County area, offering mobile home insurance coverage tailored to local manufactured home communities. This agent works with policies that protect structures against regional weather risks, including potential fire and wind damage common in this part of California. Standard options include personal property and liability protection for permanent or seasonal residents. Rental reimbursement and equipment breakdown services are also handled specifically for mobile home policies in this region.
Doug Brewer - State Farm Insurance Agent serves mobile home owners in Rancho Cordova, California, and its surrounding communities throughout Sacramento County. This agency handles policy options tailored specifically for manufactured and mobile homes, including coverage for the structure, personal property, and liability protection. For any claim or adjustment, the agent begins by scheduling a thorough inspection of the property to document its condition and identify specific coverage needs based on local risk factors.
Pro-Builders Insurance Agency in Rancho Cordova, CA serves homeowners and property managers who need specialized coverage for manufactured and mobile homes. The agency helps clients secure policies that protect against California-specific risks such as wildfire, wind, and flood damage. They also guide property owners through the unique replacement cost and personal liability requirements common to mobile home communities. Beyond Rancho Cordova, the agency provides its mobile home insurance services throughout the greater Sacramento metro area, including the neighboring community of Citrus Heights.
Pacific Specialty in Rancho Cordova, California offers comprehensive mobile home insurance agent services, including consultations on policy options, risk assessment for manufactured and mobile dwellings, and assistance with claims processing. Its service plans focus on matching clients with appropriate coverage levels, providing ongoing policy reviews to ensure adequate protection against common regional risks such as wind or fire. The agency serves a variety of property types, including single-family mobile homes, affordable housing communities, and small residential park properties.
Mobile home insurance requires choosing between one-time policies for standard coverage and recurring service options that allow for adjustments as needs change. Western Century Insurance Services in Rancho Cordova, CA helps residents protect their manufactured homes from common regional risks such as fire, wind, and theft. Coverage includes the home structure, personal belongings, and liability protection. Policyholders can also add protection for attached structures and temporary living expenses. The company’s services run on an as-needed basis when clients request quotes or file claims.
Fred Loya Insurance serves homeowners and property owners in Rancho Cordova, California, providing coverage for mobile and manufactured homes. Their policies protect against common risks such as fire, theft, and weather-related damage. The agency assists local clients with selecting appropriate coverage limits to match property values. They also offer guidance on additional endorsements for personal property and liability protection. In addition to serving Rancho Cordova, the company provides service to nearby residents in the greater Sacramento metropolitan area.
Farmers Insurance - David Oyler serves Rancho Cordova and the surrounding Sacramento County area in California as a local Mobile Home Insurance Agent. The agency provides customized policies for manufactured and mobile homes tailored to meet the specific requirements of residents in this region. Its main services include coverage for structure damage, personal property protection, and liability insurance. The agency also offers additional protection for attached structures and loss-of-use expenses during home repairs.
What Does a a Mobile Home Insurance Agent in Rancho Cordova Cost?
Typical mobile home insurance in California costs between 300 and 1,200 dollars per year. The exact price depends on the home value, location in Rancho Cordova, and coverage limits. Older homes or those in high fire risk areas may cost more. This is general information, not insurance advice.
About mobile home insurance agents in Rancho Cordova
Mobile home insurance agents in Rancho Cordova help owners protect their manufactured homes. California law requires mobile home parks to enforce certain insurance minimums. Agents can explain local risks like fire season and flooding in Sacramento County.
Frequently Asked Questions
Do I need mobile home insurance in Rancho Cordova?
Yes, most lenders and parks require it. California law does not mandate mobile home insurance, but your park may require liability coverage. An agent can help you meet park rules and lender requirements.
What does a mobile home insurance policy cover in California?
A standard policy covers the home structure, personal belongings, and liability. California policies often exclude earthquake and flood damage. You can add separate endorsements for those risks in Rancho Cordova.
How do I choose a mobile home insurance agent in Rancho Cordova?
Look for an agent licensed in California who specializes in manufactured homes. Ask about their experience with local parks and California specific regulations. Compare quotes from multiple agents to find suitable coverage.
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