The top-rated mobile home insurance agent in Ridgecrest, California is Gary Charlon - State Farm Insurance Agent, rated 4.9 stars across 505 reviews. Other highly rated options include Coldwell Banker Frontier Ridgecrest, IWV Insurance Agency, Sierra Sands Mobile Home Community. This directory lists 12 mobile home insurance agents serving Ridgecrest.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Gary Charlon - State Farm Insurance Agent | 995 N Norma St suite a | (760) 446-4279 |
| 2 | Coldwell Banker Frontier Ridgecrest | 710 N China Lake Blvd | (760) 375-3855 |
| 3 | IWV Insurance Agency | 1310 N Norma St | (760) 446-3544 |
| 4 | Sierra Sands Mobile Home Community | 535 W Atkins Ave SPC 40 | (760) 301-9796 |
| 5 | Burnette Financial and Insurance Service: Allstate Insurance | 105 Grande Way | (760) 371-1099 |
| 6 | First American Title Company | 643 N China Lake Blvd Ste F | (760) 977-3067 |
| 7 | Farmers Insurance - Mariela Rubio | 643 N China Lake Blvd c | (760) 446-4560 |
| 8 | State Farm Insurance | 459 S China Lake Blvd # G | (760) 375-7731 |
| 9 | Bowles Desert Insurance | 123 W Ridgecrest Blvd | (760) 371-1017 |
| 10 | Health Insurance Made Easy for Everyone | 1281 N Norma St B | (760) 608-9265 |
Gary Charlon - State Farm Insurance Agent in Ridgecrest, CA provides property coverage for factory-built and manufactured homes, serving the surrounding desert communities. Policy add-ons can include protection against wind, hail, and theft of personal belongings. As a mobile home insurance agent, the firm also advises clients on liability and replacement cost options. Its services are available to residential homeowners, commercial offices, warehouses, and food service operations seeking to insure their modular structures.
Coldwell Banker Frontier Ridgecrest offers mobile home insurance agent services, assisting clients with policy selection and coverage options for manufactured homes. Service plans include detailed consultations to review insurance needs and ongoing support for policy maintenance, including updates and claims assistance. The agency advises on protection for both the structure and personal belongings within the mobile home. It services single-family manufactured homes, multi-section mobile homes, apartments, retail spaces, and restaurants.
Serving Ridgecrest and the surrounding communities of the Indian Wells Valley, IWV Insurance Agency handles mobile home coverage needs for local homeowners. It manages policies that protect manufactured and mobile homes against common regional risks, including wind and seismic events. For each client, the agency begins by assessing the specific structure and location details to recommend appropriate liability and property protection. It then compares available plan options to find a suitable balance of coverage and cost for the individual situation.
Sierra Sands Mobile Home Community serves homeowners in Ridgecrest, California, providing mobile home insurance agency services for local residents. The agent assists clients in obtaining coverage that addresses the specific needs of manufactured and mobile homes, including protection for the structure and personal property. Policy options are explained clearly to help homeowners make informed decisions about their insurance needs. The agency also covers the surrounding Indian Wells Valley area.
When considering a mobile home insurance policy, homeowners often choose between a single-payment term policy or an ongoing monthly plan that continues until canceled. Burnette Financial and Insurance Service: Allstate Insurance in Ridgecrest, CA, offers coverage options for mobile homes, including protection against damage from wind, fire, and liability for guest injuries. The agency structures its service primarily on an as-needed basis, helping clients secure new policies or adjust existing ones when their situation changes. This pay-for-what-you-need approach ensures coverage is tailored to individual circumstances without unnecessary ongoing commitments.
First American Title Company serves Ridgecrest and the surrounding communities of the Indian Wells Valley and the Upper Mojave Desert, handling mobile home insurance for manufactured and modular homes in the area. It addresses common policy needs like protection against wind, fire, and liability. To handle a typical job, it first reviews the mobile home's value and placement, then tailors coverage limits to match local requirements and customer circumstances before finalizing the policy details.
Farmers Insurance - Mariela Rubio provides Ridgecrest, CA homeowners with specialized mobile home insurance coverage. It offers protection for manufactured and modular homes, addressing the unique risks these structures face. Designed to shield your property and belongings, its general service work helps policyholders choose appropriate liability limits and personal property coverage. In the High Desert, this agent also assists with preparations for heavy winds or occasional flash flooding, ensuring your mobile home remains protected during extreme seasonal weather.
Located in Ridgecrest, California, State Farm Insurance offers mobile home coverage with a distinction between one-time policies for seasonal use and recurring plans for primary residences. Coverage typically protects the structure, personal belongings, and liability in case of accidents on the property. Claims assistance and local support help navigate policy details year-round. Services are available on a scheduled basis for annual reviews or as-needed for policy adjustments and claims.
In Ridgecrest, where sudden windstorms and seasonal flash floods can threaten a mobile home, Bowles Desert Insurance helps property owners address those unique coverage needs by specializing in policies written specifically for manufactured and mobile dwellings. The agency works to match each homeowner with a protection plan that accounts for the construction type and local climate risks. Underwriting details are reviewed carefully, focusing on replacement cost versus actual cash value options. An initial walk-through inspection of the home and its tie-downs begins every formal coverage quote process.
Health Insurance Made Easy for Everyone specializes in securing affordable coverage for mobile homes, offering tailored policies that protect against common risks like fire, wind, and theft. Located in Ridgecrest, California, it assists clients with navigating local requirements and choosing appropriate deductible levels for their manufactured housing. The company helps residents prepare for seasonal concerns such as winter freeze damage or spring storm risks to their mobile homes.
What Does a a Mobile Home Insurance Agent in Ridgecrest Cost?
Typical annual premiums for mobile home insurance in California range from 300 to 800 dollars for a basic policy. Higher value homes or those in high risk areas for wildfire or earthquake can cost 1,000 to 2,500 dollars per year. Costs vary by the age of the home its location and the coverage limits you choose. This is general information not insurance advice.
About mobile home insurance agents in Ridgecrest
A mobile home insurance agent in Ridgecrest California can help you find a policy that meets your needs for a manufactured or mobile home. California law requires mobile home owners to have liability insurance if the home is in a park or on leased land. Local agents understand the risks specific to the Indian Wells Valley area including wind and earthquake exposure.
Frequently Asked Questions
What does mobile home insurance cover in Ridgecrest California?
A standard policy typically covers the structure your personal property and liability. In California earthquake coverage is usually a separate endorsement because of the high seismic risk in the region.
Is mobile home insurance required by law in California?
California law does not require insurance for a mobile home you own outright on your own land. However if you live in a mobile home park the park owner can require liability insurance as a condition of tenancy.
How do I choose a mobile home insurance agent in Ridgecrest?
Look for an agent who is licensed in California and has experience with manufactured homes. Ask about specific coverages for fire wind and earthquake since these are common risks in the Ridgecrest area.
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