The top-rated mobile home insurance agent in Riverside, California is Freeway Insurance, rated 4.8 stars across 1,391 reviews. Other highly rated options include Speedy Insurance Agency, Speedy Insurance, Epitome Insurance Solutions, Inc. This directory lists 38 mobile home insurance agents serving Riverside.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeway Insurance | 7001 Indiana Ave STE 3 | (951) 335-0641 |
| 2 | Speedy Insurance Agency | 7010 Magnolia Ave | (951) 977-9400 |
| 3 | Speedy Insurance | 2995 Van Buren Boulevard STE A7 | (951) 695-1500 |
| 4 | Epitome Insurance Solutions, Inc | 9348 Magnolia Ave | (951) 801-4151 |
| 5 | Hammer Insurance Services Inc | 8151 Arlington Ave | (951) 977-8680 |
| 6 | Poonam Walia - State Farm Insurance Agent | 9670 Magnolia Ave Ste 205 | (951) 252-2120 |
| 7 | Preferred Insurance | 3501 Adams St #400 | (951) 689-4830 |
| 8 | Farmers Insurance - Juan Zaragoza | 3939 Merrill Ave | (951) 367-1490 |
| 9 | Aguayo Insurance Solutions, Inc. and Registration Services | 2220 Eastridge Ave suite a | (951) 601-2055 |
| 10 | Farmers Insurance - Escobedo Insurance Agency Inc. | 3333 Central Ave Ste B | (951) 213-4860 |
Freeway Insurance handles the specialized work of securing coverage for mobile and manufactured homes in Riverside, California. Their services typically include protection for the dwelling itself, along with options for personal property, liability, and additional structures often needed for such properties. They can further arrange for coverage add-ons like extended replacement cost and flood insurance. This agency is capable of serving commercial sectors beyond residences, including offices, warehouses, and food service establishments.
Speedy Insurance Agency specializes in mobile home insurance coverage tailored specifically for manufactured and modular homes. It also provides its services to homeowners in Riverside, California, helping them protect their property against local risks. The agency assists with policies that address damage from wildfires, which pose a significant seasonal threat to the region, and guides clients through the process of ensuring adequate protection during the annual fire season.
Speedy Insurance provides a range of mobile home insurance services in Riverside, California, including coverage for structure damage, personal property, and liability protection. The company offers straightforward policy options that can help protect against common risks such as fire, wind, or theft. Service plans are available to assist with policy changes, renewals, and claims filing under standard terms. Speedy Insurance services mobile homes on leased lots and private land, as well as single-family homes and apartments where occupancy permits mobile dwellings.
Mobile homeowners in Riverside, California turn to Epitome Insurance Solutions, Inc for their Mobile Home Insurance Agent needs. The company helps area residents secure coverage tailored to manufactured and mobile homes, addressing protection for the structure and personal belongings. Their work involves comparing policies from multiple carriers to find suitable options for clients. Epitome Insurance Solutions, Inc also serves customers looking for coverage in surrounding communities such as Corona.
Hammer Insurance Services Inc provides residential mobile home coverage in the Riverside, California area, also offering commercial policies for businesses with manufactured housing needs. The firm serves clients throughout the surrounding region. The agency works with carriers to address specific structural considerations common to factory-built homes. Policyholders can expect clear communication regarding their coverage limits and deductibles. Regular follow-up occurs between routine renewal periods, ensuring ongoing protection needs are discussed and adjustments are made when necessary.
Poonam Walia - State Farm Insurance Agent in Riverside, California, provides mobile home insurance options that separate one-time policies from recurring coverage plans. One-time policies typically cover a single event or short-term need, while recurring service ensures continuous protection through renewable terms. Coverage commonly includes dwelling, personal property, and liability protection tailored for manufactured and mobile homes. Service for clients is available on an as-needed basis for inquiries, adjustments, or claims support throughout the policy period.
Preferred Insurance offers specialty services tailored specifically for mobile home owners, including coverage options for both single-wide and double-wide manufactured structures. The agency provides general insurance guidance to local residents in Riverside, California, helping to customize policies that address unique protection needs for these homes. This includes assistance with navigating insurance requirements related to the high winds and seasonal wildfires common to the region.
With seasonal storms occasionally impacting Riverside properties, a mobile home requires coverage that addresses specific structural risks and liability concerns common to manufactured housing. Farmers Insurance - Juan Zaragoza provides policies that account for wind damage, personal property protection, and loss-of-use provisions relevant to local mobile homeowners. Their services include explaining coverage limits, helping adjust deductibles, and ensuring policy terms match the unique features of a manufactured dwelling. A standard first step is scheduling an on-site inspection of the unit’s condition and location to verify eligibility.
Aguayo Insurance Solutions, Inc. and Registration Services serves Riverside and its surrounding communities, handling mobile home insurance needs for local homeowners. The agency addresses policies that cover the structure, personal belongings, and liability protection for manufactured or mobile housing. It provides guidance on available coverage options suited to different homeowner situations. The office works with clients to assess their individual property risks, then recommends appropriate policy limits to meet those specific requirements.
Farmers Insurance - Escobedo Insurance Agency Inc. provides mobile home coverage in Riverside, California, handling policies that protect manufactured and modular dwellings. The agency offers add-ons for hurricane or wind damage and liability protection for guest injuries. Its mobile home insurance can also cover attached structures such as decks and storage sheds. Commercial sectors it serves include offices, warehouses, and food service operations.
What Does a a Mobile Home Insurance Agent in Riverside Cost?
The cost of mobile home insurance in California typically ranges from 300 to 800 dollars per year for a basic policy, but can exceed 1,500 dollars in high risk areas like Riverside. Factors include the age and value of the home, location, and chosen deductibles. Policies with earthquake or flood endorsements add significant cost. This is general information, not insurance advice.
About mobile home insurance agents in Riverside
Mobile home insurance agents in Riverside, California help owners of manufactured and mobile homes find appropriate coverage. California law requires that mobile home insurance policies include specific disclosures about earthquake and flood exclusions. Local agents understand the unique risks in Riverside, such as wildfire and wind damage, and can tailor policies to meet state requirements.
Frequently Asked Questions
What does a mobile home insurance agent in Riverside do?
A mobile home insurance agent helps you compare policies from different insurers that cover manufactured homes. They explain California specific requirements, such as the need for liability coverage and optional endorsements for earthquake or flood damage. They also assist with claims and policy changes.
Is mobile home insurance required by law in California?
California law does not require mobile home insurance, but your lender or park may require it. If you have a loan on your mobile home, the lender will typically mandate a policy that covers the structure. Even if not required, insurance protects against fire, theft, and liability.
How do California wildfire risks affect mobile home insurance in Riverside?
Riverside is in a high risk area for wildfires, which can affect policy availability and cost. Many insurers require specific brush clearance or fire resistant materials. Agents can help you find a policy that includes wildfire coverage and meets California FAIR Plan requirements if needed.
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