The top-rated mobile home insurance agent in San Clemente, California is Safe Life Insurance Agency, rated 5.0 stars across 417 reviews. Other highly rated options include Farmers Insurance - Lisa Newell, Chris Ferraro Jr. - State Farm Insurance Agent, Withers Insurance Services. This directory lists 18 mobile home insurance agents serving San Clemente.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Safe Life Insurance Agency | 232 Avenida Fabricante STE 105 | (888) 633-6632 |
| 2 | Farmers Insurance - Lisa Newell | 940 Calle Negocio STE 220 | (949) 487-5487 |
| 3 | Chris Ferraro Jr. - State Farm Insurance Agent | 940 Calle Negocio Ste 230 | (949) 586-7060 |
| 4 | Withers Insurance Services | 638 Camino De Los Mares | (949) 637-2700 |
| 5 | General Insurance Services | 629 Camino De Los Mares STE 306 | (949) 661-2201 |
| 6 | Divel Insurance | 501 N El Camino Real UNIT 204 | (949) 829-3639 |
| 7 | Mundell Insurance Agency - Garrett Mundell; Farmers Insurance | 2340 S El Camino Real # 1 | (949) 269-7860 |
| 8 | Caitlin Ferraro - State Farm Insurance Agent | 940 Calle Negocio Ste 230 | (949) 238-4200 |
| 9 | AAA San Clemente Insurance and Member Services | 638 Camino De Los Mares E100 | (949) 489-5572 |
| 10 | Brynn Dorough - State Farm Insurance Agent | 802 Avenida Talega Suite 106 | (949) 528-6328 |
Safe Life Insurance Agency serves San Clemente and the surrounding Orange County area, specializing in mobile home insurance for local homeowners. The company helps clients find coverage tailored to manufactured and mobile homes, addressing protection for the structure, personal belongings, and liability. Policies can also cover detached structures like carports and sheds common on these properties. Mobile home insurance needs here often include protection against wind and fire damage, which Safe Life Insurance Agency handles through customized policy options.
Farmers Insurance - Lisa Newell offers a range of mobile home insurance services in San Clemente, California. The agency assists clients in selecting appropriate coverage for manufactured and mobile dwellings, including protection for the structure and personal belongings. Regular policy reviews are available to help adjust coverage as needs change over time. The company serves homeowners seeking specialized policies, as well as those owning rental mobile homes, single-family residences, apartment complexes, retail spaces, and restaurants.
Chris Ferraro Jr. - State Farm Insurance Agent serves homeowners and property managers in San Clemente, California, offering mobile home insurance policies tailored to protect manufactured and mobile dwellings. The agency provides coverage options that include protection for the structure, personal belongings, and liability risks common to mobile home ownership. Residents seeking to insure their homes against local weather threats and other potential damages can consult with the agent about appropriate policy terms. The company also extends its mobile home insurance services to the surrounding Dana Point community.
Serving San Clemente and surrounding Orange County communities, Withers Insurance Services provides mobile home insurance coverage for manufactured and modular homes in the region. The agency helps clients understand policy options for their homes, considering local coastal weather risks and community park requirements unique to Southern California. Its approach to a typical policy consultation involves assessing the home’s age, size, and location, then matching these details to appropriate standard coverage terms without overcomplicating the process.
At General Insurance Services in San Clemente, CA, clients choose between one-time policy purchases for specific needs or ongoing coverage plans that renew automatically. Mobile home insurance typically protects structures, personal property, and liability risks common in the area. The agent explains policy inclusions and deductibles to help residents understand their coverage options. Service is arranged on an as-needed basis for new policies, claims assistance, or policy changes.
As coastal weather shifts through the year, San Clemente mobile home owners often seek coverage that addresses both seasonal storms and everyday liabilities. Divel Insurance handles this need by offering policies tailored to manufactured and modular homes in local parks and private lots. Their agents guide clients through replacement cost options and liability considerations specific to California regulations. Every policy review begins with a thorough inspection of the home's condition, foundation, and tie-downs to determine precise coverage needs. This initial on‑site assessment ensures the right protection is established from the start.
Mundell Insurance Agency, operated by Garrett Mundell under Farmers Insurance in San Clemente, CA, provides mobile home insurance to protect manufactured and modular homes. Common policy options may include coverage for attached structures, personal property, and liability protection. Additional specialty add-ons can often be arranged for specific needs such as replacement cost or water backup. The agency works with commercial sectors including offices, warehouses, and food service operations within the local area.
Caitlin Ferraro - State Farm Insurance Agent provides residential mobile home insurance services in San Clemente, California. Commercial mobile home coverage is also available to clients throughout the surrounding area. The agency works to help protect different structures and personal property against common risks affecting manufactured homes locally. Clients often return for follow-up assistance or adjustments between regular policy review visits to address any changing coverage needs or questions.
AAA San Clemente Insurance and Member Services specializes in securing tailored policies for mobile homes, accommodating both single-wide and double-wide structures in the San Clemente area. It also handles standard homeowners, auto, and renters insurance needs, ensuring comprehensive coverage options are explored for local residents. The agency regularly assists clients with hazard-specific concerns, such as preparing for seasonal wildfire risks that frequently impact manufactured housing along the Southern California coast.
Brynn Dorough - State Farm Insurance Agent in San Clemente, CA, is known for providing mobile home insurance policies tailored to local coastal conditions. The agency covers standard perils such as fire, theft, and wind damage, addressing the unique needs of manufactured and mobile homes in the area. Customers can work with the office to review structure and liability coverage options. For additional protection, the agency can add a policy endorsement for water backup from sewers or drains.
What Does a a Mobile Home Insurance Agent in San Clemente Cost?
Typical mobile home insurance costs in California range from 500 to 1500 dollars per year for a standard policy. Factors include the home value location age and chosen deductibles. Coastal areas like San Clemente may have higher premiums due to wind and fire risk. This is general information not insurance advice.
About mobile home insurance agents in San Clemente
Mobile home insurance agents in San Clemente California help owners protect their manufactured homes from risks like wildfire and earthquake. California law requires mobile home park owners to have liability insurance but individual owners must secure their own property coverage. Local agents understand the specific risks of coastal Orange County including wind and flood exposure.
Frequently Asked Questions
What does mobile home insurance cover in San Clemente?
Standard policies cover the structure personal property and liability. California requires insurers to offer earthquake coverage as an endorsement. Flood damage is not included and requires a separate policy.
Do I need mobile home insurance in California?
Yes if you have a loan the lender will require it. Even without a loan California law does not mandate mobile home insurance but it is strongly recommended to protect your investment.
How do I choose a mobile home insurance agent in San Clemente?
Look for an agent licensed in California who has experience with manufactured homes. Ask about their knowledge of California Department of Insurance regulations and their ability to compare quotes from multiple carriers.
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