The top-rated mobile home insurance agent in San Luis Obispo, California is Mike Smith - State Farm Insurance Agent, rated 5.0 stars across 170 reviews. Other highly rated options include Catherine Riedstra - State Farm Insurance Agent, Susan Rodriguez - State Farm Insurance Agent, Farmers Insurance - Jennifer White. This directory lists 20 mobile home insurance agents serving San Luis Obispo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mike Smith - State Farm Insurance Agent | 1608 Johnson Ave | (805) 546-8393 |
| 2 | Catherine Riedstra - State Farm Insurance Agent | 3591 Sacramento Dr STE 114 | (805) 466-4355 |
| 3 | Susan Rodriguez - State Farm Insurance Agent | 799 Foothill Blvd D | (805) 783-7050 |
| 4 | Farmers Insurance - Jennifer White | 1228 Broad St | (805) 548-8530 |
| 5 | Marc Amesse - State Farm Insurance Agent | 2251 Broad St A | (805) 543-0889 |
| 6 | SLO Insurance Services | 1494 Mill St | (805) 543-7564 |
| 7 | Minton Insurance | 1042 Pacific St # E | (805) 546-8113 |
| 8 | McGee Insurance Agency | 2000 Broad St | (805) 543-8833 |
| 9 | Morris & Garritano Insurance | 1122 Laurel Ln | (805) 543-6887 |
| 10 | Goosehead Insurance -- Donaldson Agency | 820 Walnut St Suite D | (805) 242-4900 |
Mike Smith - State Farm Insurance Agent serves San Luis Obispo, California, and the surrounding county by providing mobile home insurance policies. As a local agent, the office helps residents protect their manufactured and mobile homes against common risks in the area. The agent guides clients through coverage options that address structure damage, personal property loss, and liability concerns. Policies are tailored to meet the specific needs of mobile home owners. The office also assists with quotes for detached structures and personal liability protection specific to mobile homes.
Catherine Riedstra - State Farm Insurance Agent provides mobile home insurance options tailored to properties in San Luis Obispo, California. Service plans typically include coverage for the structure, personal belongings, and liability protection. Maintenance plans help policyholders address common repair needs for mobile homes in this area. The company assists with claims processing and offers guidance on risk management for manufactured housing. It services single-family mobile homes, apartment complexes with attached mobile units, retail properties involving manufactured buildings, and restaurants operating out of mobile-style structures.
Susan Rodriguez, a State Farm Insurance agent in San Luis Obispo, serves local homeowners and property owners needing specialized coverage for manufactured or mobile homes. The agency provides personalized policies that protect against common risks specific to this housing type, including liability and structural damage. Clients from the surrounding area can get assistance with tailoring their coverage to fit individual needs. The agency also offers its mobile home insurance services to residents in nearby communities like Arroyo Grande.
Farmers Insurance - Jennifer White serves San Luis Obispo and its surrounding Central Coast communities, handling mobile home insurance needs for local homeowners. Coverage typically includes protection for the dwelling, personal property, and liability exposures specific to manufactured and mobile homes. As a local agent, she works directly with clients to review policy options that fit their individual situations. Her approach centers on helping customers understand their coverage details, ensuring they meet lender requirements while addressing their unique risk concerns.
Marc Amesse - State Farm Insurance Agent in San Luis Obispo, California, provides mobile home insurance policies that can be structured as either one-time liability certificates for seasonal placement or continuing coverage for year-round residency. These policies help protect the dwelling structure, personal belongings, and liability exposure common to manufactured homes in the central coast region. Service and claims assistance are available both one-time and on an ongoing scheduled basis as needed.
SLO Insurance Services specializes in securing specialized policies for manufactured and mobile homes in San Luis Obispo. The agency works with local homeowners to find coverage that protects their dwellings and personal property. It addresses the unique risks of this housing type in the Central Coast region, including wind, fire, and seismic exposure. Its general service work includes helping clients navigate policy details and compare options from multiple carriers. During the peak of wildfire season, the agency routinely advises on additional living expense coverage in case of evacuation.
Serving residential needs, Minton Insurance provides mobile home coverage in San Luis Obispo, California, for homeowners seeking to protect their property. The company also offers commercial mobile home insurance policies, extending its service throughout the San Luis Obispo area. Each client’s situation is evaluated individually to find appropriate liability and structural protection. Every policy review and claim assistance helps maintain ongoing client relationships, with follow-up support readily available between regular service visits to address evolving coverage questions.
McGee Insurance Agency works with homeowners to secure policies that cover mobile homes in San Luis Obispo, California. The company can help clients add specialized endorsements to their plans, such as coverage for replacement cost or detached structures. This approach allows policyholders to tailor protection for their individual needs. The agency also writes coverage for commercial buildings, including offices, warehouses, and food service establishments.
Winter storms along California's Central Coast often bring unexpected damage to mobile homes, and Morris & Garritano Insurance in San Luis Obispo helps local owners secure the right coverage for these weather-related risks. As a mobile home insurance agent, the company works with clients to explain policy options that address wind, rain, and other common hazards in the area. Understanding that each home has unique construction and location factors, the agent provides a personalized walk-through inspection of the property as the initial-assessment step.
Goosehead Insurance -- Donaldson Agency in San Luis Obispo, California, specializes in mobile home insurance policies tailored to local manufactured and modular housing needs. Serving clients throughout the region, it provides coverage options that protect against common risks for mobile homes in this coastal area. Standard policies include protection for the structure, personal property, and liability. The agency can also add specialized coverage for extra structures like detached carports or sheds.
What Does a a Mobile Home Insurance Agent in San Luis Obispo Cost?
Mobile home insurance in California typically costs between 300 and 900 dollars per year for a standard policy. Factors that affect cost include the age and value of the home location in San Luis Obispo County and the coverage limits you choose. Earthquake insurance adds extra cost often 100 to 300 dollars more per year. This is general information not insurance advice.
About mobile home insurance agents in San Luis Obispo
Mobile home insurance agents in San Luis Obispo help owners of manufactured and mobile homes find appropriate coverage. California law requires mobile home parks to enforce minimum liability insurance for tenants. Local agents understand the specific risks in San Luis Obispo County including fire and earthquake exposure.
Frequently Asked Questions
Is mobile home insurance required in California?
California does not require mobile home insurance by state law but mobile home parks can require liability coverage as a condition of tenancy. Lenders also require comprehensive coverage if you have a loan on the home.
What does a mobile home insurance policy typically cover in California?
A standard policy covers the structure against fire wind and theft. It also includes personal property coverage liability protection and additional living expenses if your home becomes uninhabitable. Earthquake coverage is usually a separate endorsement.
How do I find a mobile home insurance agent in San Luis Obispo?
You can search online for local independent agents who specialize in manufactured home insurance. Many national carriers also offer mobile home policies through local offices in San Luis Obispo County.
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