The top-rated mobile home insurance agent in Santa Maria, California is Glenna Ledbetter Insurance, rated 5.0 stars across 124 reviews. Other highly rated options include Allstate Insurance Agent: Santa Maria Insurance Agency, Inc., Farmers Insurance - Andy Cortez, Hometown Insurance Services. This directory lists 16 mobile home insurance agents serving Santa Maria.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Glenna Ledbetter Insurance | 440 E Clark Ave | (805) 937-4516 |
| 2 | Allstate Insurance Agent: Santa Maria Insurance Agency, Inc. | 125 E Stowell Rd STE 101 | (805) 922-5551 |
| 3 | Farmers Insurance - Andy Cortez | 2646 Santa Maria Way Ste 105 | (805) 934-1300 |
| 4 | Hometown Insurance Services | 1125 E Clark Ave Suite A1- #1 | (805) 922-3351 |
| 5 | Eagle Service Insurance Agency | 830 W Main St suite 100 | (805) 346-6105 |
| 6 | LATINOS INSURANCE AGENCY | 415 S Broadway | (805) 862-4904 |
| 7 | Smart Stop Insurance Services | 612 S Broadway | (805) 925-6200 |
| 8 | Farmers Insurance - Elvira Santos | 930 S Broadway #104 | (805) 928-8004 |
| 9 | HUB International | 2560 Professional Pkwy | (805) 347-4700 |
| 10 | Leavitt Coastal Valley | 204 E Enos Dr B | (805) 925-8607 |
Glenna Ledbetter Insurance serves the Santa Maria, California area, specializing in mobile home insurance coverage. The agency assists homeowners with policies designed for manufactured and mobile homes, addressing the unique needs of this housing type in the region. Coverage options typically help protect against common risks such as wind, fire, and vandalism. The agency can also help members evaluate liability protection and options for personal property inside the home. It handles policy quotes and customized coverage for both single-wide and double-wide mobile homes.
Allstate Insurance Agent: Santa Maria Insurance Agency, Inc. provides a range of services for clients needing mobile home insurance in Santa Maria, CA, including policy consultations and coverage updates. Service plans involve routine reviews to help adjust protection as property values or local conditions change. The agency services single-family mobile homes, apartment communities with manufactured housing units, retail properties, and restaurants.
Serving homeowners and property owners throughout Santa Maria, Farmers Insurance - Andy Cortez provides mobile home insurance coverage to protect dwellings and personal belongings from unexpected damage. The agency helps clients navigate policy options for full-time or seasonal manufactured homes, addressing common regional risks like wind and fire. Working closely with each individual, the company aims to deliver essential protection for their investment and daily peace of mind. Their service area also extends to surrounding communities such as Orcutt and the broader Santa Maria Valley.
Hometown Insurance Services serves Santa Maria and the surrounding communities of California’s Central Coast, handling mobile home insurance policies for local owners. It works with clients to cover their manufactured or mobile homes, addressing liability, property damage, and contents protection. The agency guides customers through available coverage options that meet state requirements and lender demands. For each client, it first reviews the home’s value and location risks, then gathers quotes from multiple carriers to match appropriate protection and limits.
Eagle Service Insurance Agency, located in Santa Maria, CA, offers mobile home insurance on either a one-time policy or a recurring annual plan, providing flexibility for seasonal or year-round residents. Coverage typically protects the structure against local wildfire and wind damage, liability for guest injuries, and personal belongings on the property. Most policies also include loss-of-use coverage if the home becomes uninhabitable due to a covered event. Service for policy management and claims in this area is provided on an as-needed basis.
LATINOS INSURANCE AGENCY specializes in securing mobile home coverage in Santa Maria, California. It works closely with clients to find appropriate policies tailored to manufactured and modular homes. The agency guides property owners through policy options that protect their dwelling, personal property, and liability. In this region, it helps with specific concerns like preparing coverage for the wildfire season common in Central Coast areas.
As the Central Coast fire season approaches, Santa Maria homeowners seek reliable protection for their manufactured or mobile properties. Smart Stop Insurance Services provides customized mobile home policies tailored to local risk factors like wind and wildfire exposure. The company works to match each client with appropriate coverage limits and deductibles. Policies may include dwelling protection, personal property coverage, and liability options for mobile home lots. No two homes are exactly alike, which is why every policy begins with a thorough inspection and initial assessment of the specific unit and its location.
Farmers Insurance - Elvira Santos provides mobile home insurance services for residential properties in Santa Maria, California. Commercial coverage for park-owned or rental mobile home communities is also available throughout the local area. Each policy addresses common risks such as wind, fire, and liability specific to manufactured housing. The agency encourages follow-up after policy changes or storm events and offers repeat service between regular visits to update coverage as needed.
HUB International offers specialized mobile home insurance services in Santa Maria, California, addressing the unique coverage needs of manufactured and mobile housing. It provides essential protection against common risks, including fire, theft, and liability, ensuring property and belongings are safeguarded. The agency also assists clients with general insurance requirements relevant to the local area. When seasonal Santa Barbara County winds or winter storms pose heightened threats to mobile homes, HUB International helps homeowners adjust their policies to secure adequate coverage against potential damage.
Leavitt Coastal Valley works as a mobile home insurance agent in Santa Maria, helping residents secure coverage for manufactured and mobile homes. As a specialty add-on, the agency can arrange policies that protect against common local weather risks or include liability protection for rental lots. Operating in the region, they offer insurance solutions for various commercial sectors, including mobile home park offices, warehouse facilities used for storage, and food service operations attached to park amenities.
What Does a a Mobile Home Insurance Agent in Santa Maria Cost?
In California mobile home insurance typically costs between 300 and 800 dollars per year for a standard policy. Factors like the homes age location and value affect the premium. Adding earthquake coverage can increase the cost by 100 to 300 dollars per year. This is general information not insurance advice.
About mobile home insurance agents in Santa Maria
Mobile home insurance agents in Santa Maria help owners of manufactured and mobile homes find the right coverage. California law requires mobile home parks to ensure tenants have liability insurance. Agents in Santa Maria understand local risks like wildfire and earthquake exposure in Santa Barbara County.
Frequently Asked Questions
What does a mobile home insurance agent in Santa Maria do?
An agent helps you compare policies from different insurers for your mobile or manufactured home. They explain coverage options like dwelling protection, personal property, and liability. They also help you meet California park requirements for insurance proof.
Is mobile home insurance required in California?
California law does not require mobile home insurance by statute, but most lenders and mobile home parks require it. Parks often demand liability coverage of at least 100,000 dollars. Agents in Santa Maria can help you meet these park and lender rules.
Does standard mobile home insurance cover earthquakes in Santa Maria?
Standard mobile home policies in California do not cover earthquake damage. You need a separate earthquake endorsement or policy. Santa Maria is in a seismically active region so agents often recommend adding this coverage.
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