The top-rated mobile home insurance agent in Saratoga, California is Sara Berg: Allstate Insurance, rated 4.9 stars across 31 reviews. Other highly rated options include Phil Mills - State Farm Insurance Agent, Donald Wilson - State Farm Insurance Agent, Greg Pond - State Farm Insurance Agent. This directory lists 11 mobile home insurance agents serving Saratoga.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sara Berg: Allstate Insurance | 14375 Saratoga Ave Ste 106 | (408) 741-0585 |
| 2 | Phil Mills - State Farm Insurance Agent | 14500 Big Basin Wy d | (408) 354-5250 |
| 3 | Donald Wilson - State Farm Insurance Agent | 12299 Saratoga Sunnyvale Rd Ste A | (408) 257-8700 |
| 4 | Greg Pond - State Farm Insurance Agent | 14500 Big Basin Wy d | (408) 358-0200 |
| 5 | Pat Richard Insurance Agency | 14540 Big Basin Wy | (408) 867-1771 |
| 6 | Cory McElwee - State Farm Insurance Agent | 12299 Saratoga Sunnyvale Rd Ste A | (408) 861-1550 |
| 7 | Farmers Insurance - Chuck Page | 14462 Big Basin Wy | (408) 356-0427 |
| 8 | Village Insurance Services | 12280 Saratoga Sunnyvale Rd STE 112 | (408) 973-0800 |
| 9 | Farmers Insurance - Ramir Nuestro | 18809 Cox Ave #180 | (408) 816-7745 |
| 10 | O'Connor Insurance Agency | 18809 Cox Ave #260 | (408) 877-0000 |
Sara Berg: Allstate Insurance serves the Saratoga area of Santa Clara County, offering mobile home insurance solutions. As a local agency, it helps protect manufactured and mobile homes against common regional risks such as wildfire, wind, and water damage. Policies typically cover the dwelling structure, personal belongings, and liability. The agent works to secure appropriate coverage limits based on each home’s unique conditions and replacement cost. Mobile home insurance may be bundled with recreational vehicle or boat policies for added convenience.
Phil Mills - State Farm Insurance Agent in Saratoga, CA serves local homeowners and property managers needing mobile home insurance. The agency helps protect manufactured and mobile homes against common regional risks such as fire, theft, and storm damage. Coverage options include protection for the dwelling itself as well as liability and personal property. Policies are tailored to the specific financial needs of mobile home owners in the area. The agency also serves clients in the nearby communities of Cupertino and Los Gatos.
Donald Wilson - State Farm Insurance Agent in Saratoga, CA, provides a full range of mobile home coverage options, including protection for the structure, personal belongings, and liability. It offers flexible policy plans that can be adjusted to meet the evolving needs of property owners. Servicing clients throughout the local area, the company handles mobile homes, single-family homes, apartments, retail spaces, and restaurants.
Greg Pond - State Farm Insurance Agent serves mobile home owners in Saratoga, California, and nearby communities within Santa Clara County. The agency handles specific coverage needs for manufactured and mobile homes, including protection for the structure, personal belongings, and liability exposures common to this area. In handling a typical job, it reviews each client's property and local conditions to recommend suitable policy options from its available product lineup.
Mobile home insurance agents distinguish between one-time policies for seasonal structures and recurring annual coverage for permanent residences. Protections typically encompass dwelling, personal property, liability, and additional living expenses following a covered loss. Pat Richard Insurance Agency serves residents throughout Saratoga, California, assisting with these distinctions. The agency operates purely on an as-needed basis, consulting with property owners whenever they require a new policy, a coverage review, or an adjustment to their existing mobile home insurance.
Cory McElwee - State Farm Insurance Agent in Saratoga, CA, specializes in mobile home insurance policies tailored to manufactured and modular homes. The agency also provides general coverage solutions for local property owners, addressing liability and dwelling protection. It assists clients with risks unique to Saratoga’s seasonal climate, such as winter storm damage and wildfire exposure, which commonly threaten mobile homes in the region.
When autumn storms threaten Saratoga’s wooded foothills, mobile home owners in Santa Clara County often seek coverage that addresses wind and falling debris. Farmers Insurance - Chuck Page handles these specific risks by tailoring policies that bundle structure protection with personal liability options for manufactured homes. The agency understands that local affordable housing units require specialized underwriting separate from standard homeowners plans. Policies offered include replacement cost valuation and deductible choices suited for seasonal residents or full-time occupants. The process for most homeowners begins with a single property inspection and risk-assessment visit.
Village Insurance Services in Saratoga, CA, helps clients secure policies for mobile homes, covering dwelling protection and personal property. The agency also offers specialty endorsements, such as coverage for attached structures and liability during tenant occupancy. Policyholders can often add protection against equipment breakdown or ordinance and law upgrades. These services are available for residential clients as well as commercial sectors, including offices, warehouses, and food service operations seeking tailored insurance solutions.
Farmers Insurance - Ramir Nuestro offers residential mobile home insurance services for clients in Saratoga, California. Commercial mobile home policies are also available to meet business-related coverage needs. The agency serves the local area and surrounding communities. After initial policy setup, agents assist with routine coverage reviews and renewal adjustments. Clients can expect follow-up contact between regular service visits to address any policy changes or coverage questions.
O'Connor Insurance Agency in Saratoga, CA, is known for assisting local homeowners in securing tailored mobile home insurance coverage. The agency offers policies that address the unique risks of manufactured and mobile housing, including protection for the structure, personal belongings, and liability. By working with multiple carriers, they help clients find appropriate limits and deductibles for their budget. A specialty service this agency can add on is arranging separate coverage for detached structures such as carports, sheds, or decks attached to a mobile home.
What Does a a Mobile Home Insurance Agent in Saratoga Cost?
Mobile home insurance in California typically costs between 300 and 800 dollars per year for a basic policy. Full coverage with liability and personal property can range from 500 to 1200 dollars annually. Older homes or those in high risk areas may cost more. This is general information and not insurance advice.
About mobile home insurance agents in Saratoga
A mobile home insurance agent in Saratoga California can help you find a policy that meets state requirements. California law requires mobile home owners to have liability coverage if they have a loan or live in a park. Local agents understand the specific risks in Santa Clara County such as wildfire and earthquake exposure.
Frequently Asked Questions
What does mobile home insurance cover in California?
Standard policies cover your home structure personal property and liability. California law also requires coverage for fire smoke and wind. You can add earthquake and flood coverage separately.
Is mobile home insurance required by law in California?
California does not require mobile home insurance by law. However your lender or park may require it. If you have a loan the lender will demand full coverage.
How do I choose an agent in Saratoga?
Look for an agent who specializes in mobile homes and knows California regulations. Ask about coverage for older homes and park liability. Compare quotes from multiple agents to find the right fit.
Mobile Home Insurance Agents in Other California Cities
Alameda · Alhambra · Aliso Viejo · Anaheim · Antioch · Apple Valley · Arcadia · Azusa · Bakersfield · Baldwin Park · Banning · Bell Gardens · Bellflower · Benicia · Berkeley