The top-rated mobile home insurance agent in Temecula, California is Old Harbor Insurance Services, rated 5.0 stars across 1,246 reviews. Other highly rated options include Freeway Insurance, Inszone Insurance Services, Kathy Jurgensen - State Farm Insurance Agent. This directory lists 16 mobile home insurance agents serving Temecula.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Old Harbor Insurance Services | 43015 Black Deer Loop #201 | (951) 297-9740 |
| 2 | Freeway Insurance | 43094 Vía Dos Picos STE B | (951) 842-3305 |
| 3 | Inszone Insurance Services | 27710 Jefferson Ave STE 100 | (951) 676-6000 |
| 4 | Kathy Jurgensen - State Farm Insurance Agent | 29377 Rancho California Rd Ste 204 | (951) 225-4940 |
| 5 | Hawkguard Insurance Services | 28545 Old Town Front St #201A | (951) 494-7272 |
| 6 | William Joyce: Allstate Insurance | 28465 Old Twn Frnt St Ste 215 | (951) 699-0971 |
| 7 | Farmers Insurance - Austin Heiland | 27393 Ynez Rd #158 | (951) 676-6692 |
| 8 | Daniel Brooks - State Farm Insurance Agent | 32140 Temecula Pkwy STE 104 | (951) 699-0940 |
| 9 | Carver Insurance Services, Inc - Temecula | 33321 Temecula Pkwy Suite 102 | (951) 676-0540 |
| 10 | Elizabeth King - State Farm Insurance Agent | 32605 Temecula Pkwy Ste 302 | (951) 302-9647 |
Old Harbor Insurance Services serves Temecula and the surrounding Riverside County area, specializing in mobile home insurance agent services. The company helps local residents secure coverage tailored specifically for manufactured and mobile homes. It assists clients in understanding policy requirements unique to this housing type in Southern California. Among the services it handles are protection for mobile home structures and personal property coverage.
Freeway Insurance provides mobile home insurance services in Temecula, California, helping local homeowners protect their manufactured and mobile dwellings against common risks. The agency offers standard policies covering the structure, personal belongings, and liability, with additional options for detached structures or replacement cost coverage. Service plans include policy review and claims assistance for clients. It services both single-family mobile homes and multi-unit mobile home parks in the surrounding area.
Inszone Insurance Services serves mobile homeowners throughout Temecula, California, offering policies that secure manufactured and mobile homes against common regional risks such as fire, wind, and liability. The agency helps clients understand the specific coverage needs tied to their property type, guiding them through policy options that protect their investment. Inszone also extends its mobile home insurance services to nearby communities like Murrieta, ensuring that residents across the wider southwest Riverside County area have access to tailored coverage
Kathy Jurgensen - State Farm Insurance Agent provides mobile home insurance services in Temecula, California. Coverage options include protection for the structure and personal belongings against common perils. Policyholders may also take advantage of available service plans and maintenance resources to help manage day-to-day needs of their manufactured or mobile home. The agency services clients who own single-family homes, manufactured or mobile homes, as well as those with apartments and retail or restaurant properties.
Hawkguard Insurance Services in Temecula, CA, serves homeowners who own manufactured or mobile homes, providing them with coverage solutions tailored to their unique housing needs. The agency assists clients in securing policies that protect their dwelling and personal property against common regional risks. With a focus on mobile home insurance, the team works diligently to explain policy options and ensure proper coverage limits. This Temecula-based agency also serves residents in the neighboring community of Murrieta, helping property owners across the area find appropriate protection for their manufactured homes.
William Joyce: Allstate Insurance serves Temecula and the surrounding communities of the Murrieta and Winchester areas. It handles mobile home insurance coverage needs for property owners in this region. The agency assists clients with policies that can protect their manufactured or mobile homes against common local risks. In handling a typical job, the agent reviews the specific value and location of a client’s mobile home to tailor the appropriate coverage options.
In mobile home insurance, clients choose between one-time coverage for a single purchase or scheduled policies with ongoing protection. Farmers Insurance - Austin Heiland in Temecula, CA, provides policies that address liabilities and structural risks specific to manufactured homes. Coverage options can be tailored to factors like replacement cost or personal property valuation. Service for these insurance arrangements typically operates on an as-needed basis, allowing clients to request policy adjustments or file claims whenever necessary.
As a mobile home insurance agent in Temecula, Daniel Brooks of State Farm Insurance provides specialized policies covering structures and personal belongings for manufactured and modular homes. This agent also offers general property and casualty insurance services, helping local residents protect their assets. With mobile homes being vulnerable to California wildfires and strong Santa Ana winds, this agency helps clients secure comprehensive coverage against such seasonal threats, ensuring proper replacement cost protection is in place before each dry season begins.
During California’s wildfire season, protecting a manufactured or mobile home demands specialized coverage that accounts for unique construction risks and local building codes. Carver Insurance Services, Inc - Temecula provides policies tailored to these structures in Temecula, addressing liability, personal property, and potential fire or wind damage. Their team reviews each homeowner’s specific situation and local environmental factors to recommend appropriate limits and deductibles. An initial property inspection and risk assessment are scheduled with the client before any formal quote is provided.
Elizabeth King, serving Temecula, CA, provides comprehensive mobile home insurance policies that cover the structure and personal property alike. Their specialty add-ons include coverage for detached structures like sheds and carports. Policies protect against common regional perils including wind, hail, and fire damage. The agency helps clients select appropriate liability and loss-of-use endorsements. Elizabeth King’s office can serve commercial sectors such as offices, warehouses, and food service operations seeking tailored risk management solutions.
What Does a a Mobile Home Insurance Agent in Temecula Cost?
Typical mobile home insurance in California ranges from 500 to 2,000 dollars per year for a standard policy, depending on the home value, location, and coverage limits. In Temecula, wildfire risk can increase premiums by 10 to 30 percent. Earthquake coverage adds 100 to 500 dollars annually. This is general information, not insurance advice.
About mobile home insurance agents in Temecula
Mobile home insurance agents in Temecula help residents protect their manufactured homes against risks like wildfires and earthquakes common in Riverside County. California law requires mobile home insurers to offer earthquake coverage as an optional endorsement. An agent can explain the California Department of Insurance regulations that apply to your policy.
Frequently Asked Questions
What does mobile home insurance cover in Temecula?
A standard mobile home policy in California covers the structure, personal property, and liability. It also includes additional living expenses if your home is uninhabitable due to a covered loss. Wildfire and wind damage are important coverages for Temecula homes.
Is earthquake insurance required for mobile homes in California?
Earthquake insurance is not required by law, but California insurers must offer it as an optional endorsement. Given Temeculas seismic activity, many agents recommend adding this coverage. You have 30 days from the policy effective date to accept or decline the offer.
How do I choose a mobile home insurance agent in Temecula?
Look for an agent licensed by the California Department of Insurance who has experience with manufactured homes. Ask about their knowledge of local fire zones and flood risks. Compare quotes from multiple agents to find coverage that fits your needs.
Mobile Home Insurance Agents in Other California Cities
Alameda · Alhambra · Aliso Viejo · Anaheim · Antioch · Apple Valley · Arcadia · Azusa · Bakersfield · Baldwin Park · Banning · Bell Gardens · Bellflower · Benicia · Berkeley