The top-rated mobile home insurance agent in Torrance, California is AAA Torrance Insurance and Member Services, rated 4.5 stars across 988 reviews. Other highly rated options include Freeway Insurance, Expert Auto Home Insurance - Mercury Auto Insurance, Best California Insurance. This directory lists 22 mobile home insurance agents serving Torrance.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AAA Torrance Insurance and Member Services | 23001 Hawthorne Blvd | (310) 325-3111 |
| 2 | Freeway Insurance | 1431 W Knox St #1300 | (310) 707-1203 |
| 3 | Expert Auto Home Insurance - Mercury Auto Insurance | 1311 Crenshaw Blvd suite e | (310) 533-6000 |
| 4 | Best California Insurance | 1710 Sepulveda Blvd | (310) 626-6366 |
| 5 | Acrisure Torrance, CA (Peninsula General Ins.) | 22330 Hawthorne Blvd suite i | (310) 539-2533 |
| 6 | Remon Wasfi - State Farm Insurance Agent | 3737 Torrance Blvd Suite 201 | (310) 322-1132 |
| 7 | Olson Duncan Insurance Service, Inc | 25550 Hawthorne Blvd STE 203 | (310) 373-6441 |
| 8 | Adelfia Insurance | 23133 Hawthorne Blvd STE 202 | (310) 747-4157 |
| 9 | Farmers Insurance - Greg Bornstein | 22850 Crenshaw Blvd Ste 203 | (310) 325-4411 |
| 10 | Post Insurance Services, Inc | 2356 Torrance Blvd | (800) 262-9998 |
AAA Torrance Insurance and Member Services provides mobile home insurance in the Los Angeles County area, including Torrance. As a dedicated agency, it helps mobile homeowners secure coverage for their manufactured or modular residences. Policies typically address the unique structures, contents, and liability concerns that accompany this housing type. The agency regularly assists clients with protection against local weather risks and policy adjustments for older units requiring specialized assessment. It handles quotes for earthquake endorsement options and claims support for park-sited dwellings.
Freeway Insurance specializes in securing policies for mobile and manufactured homes in the Torrance, California area. Its general service work includes helping clients navigate different coverage options to protect their property and belongings from common risks. The agency understands local regulations and wind exposure that can affect trailer park residences. With seasonal storms and coastal fog often causing moisture damage or fallen tree limbs, Freeway Insurance assists homeowners in adjusting their coverage before the rainy season begins.
Expert Auto Home Insurance - Mercury Auto Insurance in Torrance, CA provides mobile home insurance agent services including policy consultations and claims assistance. It helps clients protect their manufactured and modular homes in the local area. The agency works with residents to find appropriate coverage options suited to their structures and needs. It service plans include regular policy reviews to adjust for changing property values or risks. The types of properties it services include single-family homes, apartments, retail spaces, and restaurants.
Mobile homeowners in Torrance, California, turn to Best California Insurance for their mobile home insurance agent services. The company assists clients in securing coverage that protects their manufactured or mobile homes against common risks in the area. It works closely with owners to understand their specific protection needs, helping them navigate policy options suited for mobile housing. Beyond Torrance, the agency also serves mobile home owners in neighboring communities throughout the South Bay region of Los Angeles County.
Acrisure Torrance, CA (Peninsula General Ins.) serves the Torrance area and surrounding South Bay communities, handling mobile home insurance for clients in both local parks and private lots. The agency typically works with owners to secure coverage that addresses structure protection and personal property liability. For a typical policy, it begins by reviewing the client’s specific mobile home type and lot situation, then obtains quotes from multiple carriers to provide a balanced selection of coverage options that meet regional requirements.
Unlike auto insurance policies that renew automatically, mobile home insurance can be structured on either a one-time policy term or an ongoing recurring plan, with each option providing tailored coverage. As a mobile home insurance agent in Torrance, CA, Remon Wasfi - State Farm Insurance Agent offers policies that typically protect the dwelling structure, personal property, and liability. Service for this local agent’s clients runs on a scheduled basis, with policy renewals handled annually or as needed upon client request for coverage adjustments.
Olson Duncan Insurance Service, Inc specializes in mobile home insurance policies, offering tailored coverage for manufactured and modular homes in Torrance, CA. The agency assists local residents with protecting their property and personal belongings from common risks. It also provides guidance on policy options like liability protection, replacement cost coverage, and additional living expenses. As wildfire and severe wind seasons approach in the region, the agency helps clients review their policies to ensure adequate protection against these unique California hazards.
In the windy season, Torrance homeowners often worry about damage to their manufactured or mobile homes, and Adelfia Insurance provides mobile home insurance coverage tailored to those concerns. They help local clients understand liability protection and roof or skirting repair policies. After selecting a plan, the company typically schedules a phone consultation to discuss coverage details before arranging an on-site inspection of the property’s condition to finalize the policy.
Farmers Insurance - Greg Bornstein provides mobile home insurance solutions for clients in Torrance, CA. Its policies can cover the structure, personal belongings, and liability protection, while specialty add-ons may include options for additional living expenses or replacement cost coverage. These services help mitigate risks like fire, theft, and storm damage common to manufactured homes. The agency can also serve commercial sectors including offices, warehouses, and food service establishments.
Torrance homeowners preparing for the rainy season often need to protect their manufactured or mobile home investment. Post Insurance Services, Inc in Torrance offers coverage options tailored to the unique risks these dwellings face, including wind damage and liability. The agent helps clients review policy limits for personal property and structures attached to the home. An initial consultation typically involves a walk-through inspection to assess the home’s condition and identify the necessary coverage exclusions for accurate policy placement.
What Does a a Mobile Home Insurance Agent in Torrance Cost?
Typical mobile home insurance in California costs between 300 and 800 dollars per year for a standard policy. Older homes or those in high risk areas may cost more. Earthquake coverage adds 100 to 300 dollars annually. This is general information and not insurance advice.
About mobile home insurance agents in Torrance
Mobile home insurance agents in Torrance California help owners of manufactured homes find appropriate coverage. California law requires mobile home parks to ensure tenants have liability insurance. Local agents understand the specific risks in the South Bay area including wind and earthquake exposure.
Frequently Asked Questions
What does a mobile home insurance agent in Torrance do?
A mobile home insurance agent helps you compare policies from different carriers. They explain coverage options like dwelling protection liability and personal property. They also ensure your policy meets California Department of Housing and Community Development requirements.
Is mobile home insurance required in California?
California law does not require mobile home insurance for owned homes. However mobile home park owners can require tenants to carry liability insurance. Lenders also typically require comprehensive coverage if you have a loan on the home.
What factors affect mobile home insurance cost in Torrance?
Costs depend on the homes age value location and construction type. Proximity to the coast in Torrance can increase wind and flood risk. Your claims history and chosen deductibles also impact the premium.
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