The top-rated mobile home insurance agent in Waukegan, Illinois is Manuel Torres - State Farm Insurance Agent, rated 4.9 stars across 695 reviews. Other highly rated options include Illinois Vehicle Auto Insurance, Freeway Insurance, Farmers Insurance - Daniel Cahue. This directory lists 21 mobile home insurance agents serving Waukegan.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Manuel Torres - State Farm Insurance Agent | 1520 Washington St | (847) 782-1475 |
| 2 | Illinois Vehicle Auto Insurance | 3026 Belvidere Rd | (847) 790-7002 |
| 3 | Freeway Insurance | 701 N Lewis Ave | (847) 777-4582 |
| 4 | Farmers Insurance - Daniel Cahue | 102 S Genesee St | (224) 637-3448 |
| 5 | Silvia V Chacon Agency Inc American Family Insurance | 2009 N Green Bay Rd | (847) 775-1818 |
| 6 | Farmers Insurance - Adrian Rivas Salgado | 927 W Glen Flora Ave | (847) 672-9710 |
| 7 | Martinez Insurance Group | 2243 Belvidere Rd | (847) 596-7447 |
| 8 | Seguros Tepeyac | Tepeyac Insurance Agency | 1820 Washington St | (847) 599-8700 |
| 9 | Nauta Insurance Agency Inc | 2111 Washington St | (847) 662-8750 |
| 10 | Alicia Rodriguez American Family Insurance | 700 S Lewis Ave Ste 250 | (847) 244-8870 |
Serving Waukegan and the surrounding Lake County communities, Manuel Torres - State Farm Insurance Agent provides mobile home insurance coverage. It handles policies addressing the unique risks of manufactured and mobile homes, including structure, personal property, and liability protection. The agency takes an approach focused on explaining coverage options clearly before recommending a plan. It then tailors each policy to fit the specific needs of the mobile home and its location to ensure adequate financial protection.
Illinois Vehicle Auto Insurance serves the Waukegan metro area as a mobile home insurance agent. It helps local homeowners find coverage for their manufactured or mobile homes. The agency builds policies that address the specific risks these homes face, including wind, storm, and hail damage common to the region. Clients may also obtain liability protection through the agency. For residents, it handles mobile home replacement cost coverage and can arrange personal property protection for belongings inside the unit.
Freeway Insurance serves homeowners and property owners in need of mobile home insurance coverage in the Waukegan area. As a local agent, it helps customers secure policies designed specifically for manufactured and mobile dwellings, addressing the unique risks these homes face. The agent works to explain coverage options and assist with policy selection to meet individual needs. Its services extend to clients throughout Lake County, including nearby communities such as Zion and the surrounding North Chicago metro region.
Farmers Insurance - Daniel Cahue in Waukegan, IL, offers mobile home insurance agents who can help with either a single policy purchase or ongoing service adjustments as coverage needs change. For mobile homes, these agents typically arrange protection for the structure, personal belongings, and liability exposure. This insurance may also be extended to cover additional structures or loss-of-use expenses. Their service for mobile home clients generally runs on an as-needed basis, available whenever policyholders require a review or update.
Silvia V Chacon Agency Inc American Family Insurance specializes in mobile home protection in the Waukegan area, tailoring policies to cover unique structures and personal property on manufactured or permanently sited units. It generally assists local residents with bundling coverages and finding appropriate liability limits. The agency also advises on the tricky gap between a mobile home’s actual cash value and replacement cost. During northern Illinois spring storms, it helps policyholders confirm whether wind and hail damage to awnings or skirting is covered.
Farmers Insurance - Adrian Rivas Salgado provides residential mobile home insurance services, helping local homeowners protect their manufactured and modular properties from common structural and liability risks. Commercial mobile home coverage is also available for rental or park ownership needs throughout Waukegan and the surrounding Lake County area. The agency works to match each policy to the specific requirements of a mobile home’s location and construction. After a policy is in place, the agent remains available for follow-up consultations and adjustments between regular visits to ensure continued protection.
Martinez Insurance Group works with homeowners in Waukegan, Illinois, to secure coverage for their mobile homes. Their service extends beyond basic policies to include specialty add-ons such as protection against wind, hail, and flood damage. These tailored options help address the specific risks faced by manufactured and mobile housing in the region. The agency is prepared to serve a variety of commercial sectors, including offices, warehouses, and food service operations.
When seasonal storms or lake-effect snow impact Waukegan, a mobile home’s vulnerability to wind and moisture becomes critical. Seguros Tepeyac | Tepeyac Insurance Agency responds by structuring policies that account for the specific structural risks of manufactured housing in this climate. The agency guides applicants through available coverage options, addressing how local weather patterns affect policy provisions. Each new client relationship begins with an initial assessment of the home’s current condition and tie-down systems to determine the correct coverage starting point.
Nauta Insurance Agency Inc in Waukegan, Illinois, is known for providing mobile home insurance policies tailored to residential manufactured housing. The agency serves clients throughout Lake County and the surrounding region, offering coverage that typically includes protection against fire, theft, wind damage, and personal liability. Standard policies can be customized to address the unique risks faced by mobile homeowners in the area. A specialty service the company can add on is extended coverage for shed structures or detached carports connected to the property.
What Does a a Mobile Home Insurance Agent in Waukegan Cost?
Mobile home insurance in Illinois usually costs between 300 and 900 dollars per year for a standard policy. Factors like home age, location in Waukegan, and coverage limits affect the price. Older homes or those in flood-prone areas may have higher rates. This is general information and not insurance advice.
About mobile home insurance agents in Waukegan
Mobile home insurance agents in Waukegan Illinois help owners of manufactured and mobile homes find appropriate coverage. Illinois law requires mobile home owners to carry liability insurance if the home is in a park or community. Agents can explain policy options that meet state minimums and protect against local weather risks like hail and wind.
Frequently Asked Questions
What does mobile home insurance in Illinois typically cover?
Standard policies cover the home structure, personal belongings, and liability. Illinois law does not mandate comprehensive coverage for mobile homes, but lenders often require it.
How do I find a licensed mobile home insurance agent in Waukegan?
You can search the Illinois Department of Insurance website for licensed agents in Lake County. Local agents in Waukegan understand regional risks and can compare quotes from multiple carriers.
Are there specific Illinois laws for mobile home insurance deductibles?
Illinois does not set specific deductible limits for mobile home policies. Deductibles typically range from 500 to 2500 dollars. Your agent can explain how deductible choice affects your premium.
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