The top-rated mobile home insurance agent in Bowling Green, Kentucky is JR Wade - State Farm Insurance Agent, rated 4.9 stars across 985 reviews. Other highly rated options include NCM Insurance Agency, Ingram Insurance Company, D C Clement - State Farm Insurance Agent. This directory lists 20 mobile home insurance agents serving Bowling Green.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | JR Wade - State Farm Insurance Agent | 1301 U.S. 31 W Bypass | (270) 846-4414 |
| 2 | NCM Insurance Agency | 350 Corvette Dr | (877) 678-7626 |
| 3 | Ingram Insurance Company | 3251 Spring Hollow Ave | (270) 842-3322 |
| 4 | D C Clement - State Farm Insurance Agent | 430 U.S. 31 W Bypass #108 | (270) 842-0154 |
| 5 | Byers Insurance Group | 1733 Campus Plaza Ct STE 5 | (270) 495-3646 |
| 6 | Downs Insurance Agency | 1301 Westen St | (270) 282-4942 |
| 7 | Shelter Insurance - Andrew Hayes | 1815 Destiny Ln Suite E | (270) 781-5099 |
| 8 | Scott Bouldin - Kentucky Farm Bureau Insurance | 933 Fields Dr STE 201 | (270) 904-4800 |
| 9 | Michael Scattergood: Allstate Insurance | 950 U.S. 31 W Bypass | (270) 843-1150 |
| 10 | Davis Insurance | 1131 Fairview Ave STE 103 | (270) 259-8007 |
JR Wade - State Farm Insurance Agent serves the Bowling Green, KY area and specializes in mobile home insurance. The agency helps local homeowners secure coverage specifically tailored for manufactured and mobile dwellings. Policies available address structural protection for the home as well as liability for accidents on the property. The team assists clients in finding suitable policies for both single-wide and double-wide mobile homes in Warren County.
NCM Insurance Agency provides mobile home insurance policies tailored to structures and personal property. It offers routine coverage reviews for existing clients, ensuring protection keeps pace with changing needs. Policy updates are handled promptly, and customers receive clear explanations of deductibles and liability options. Common endorsements for wind, hail, and replacement cost are discussed during initial consultations. The agency in Bowling Green, Kentucky, services single-family mobile homes, manufactured home communities, seasonal cabins, and rental properties for apartments, retail spaces, and restaurants.
Homeowners and property managers in Bowling Green, Kentucky turn to Ingram Insurance Company for their mobile home insurance needs. This agency specializes in securing coverage for manufactured and mobile homes, helping protect clients against common regional risks such as storms and liability concerns. Policies can be tailored to meet individual property requirements while accounting for local building codes and lot regulations. Residents throughout Warren County, including the neighboring community of Glasgow, also have access to these insurance services.
D C Clement - State Farm Insurance Agent serves Bowling Green, Kentucky and the surrounding south-central communities. It handles mobile home insurance, offering policies that protect structures and personal property from common regional risks. The agent works with clients to understand their specific coverage needs for a manufactured or mobile home. It customizes each policy by discussing deductibles and liability options during a consultation. This approach ensures the plan addresses the homeowner’s individual situation and financial considerations.
A mobile home insurance agent typically offers one-time policy consultations or ongoing account management services, each catering to different customer needs. Byers Insurance Group in Bowling Green, KY, assists clients in selecting coverage that protects their mobile homes from common regional risks like storms or liability claims. They help residents understand policy terms and find appropriate deductibles. Service runs on an as-needed basis, with clients able to reach out for new quotes or adjustments to existing policies whenever necessary.
Downs Insurance Agency helps clients in Bowling Green, Kentucky secure coverage plans for their manufactured homes. This agent specializes in adding protections such as windstorm and hail coverage tailored to regional weather risks. Additional endorsements like attached structure and personal property replacement cost are often available to strengthen a policy. The agency works with various commercial properties, including offices, warehouses, and food service establishments, to address their distinct liability and property exposure needs.
Shelter Insurance - Andrew Hayes provides residential mobile home insurance services for clients in Bowling Green, Kentucky. The agency also addresses commercial coverage needs for manufactured home communities and individual property owners throughout the local area. Andrew Hayes offers guidance to mobile home owners on policy options tailored to their specific circumstances. The office encourages clients to review their coverage and reach out for follow-up service or adjustments to their policies between their regular scheduled visits to ensure continued protection.
When spring storms bring the risk of hail or wind damage to mobile homes in the Bowling Green area, Scott Bouldin - Kentucky Farm Bureau Insurance provides local homeowners with coverage options tailored to manufactured and modular housing. Their agency helps assess protection needs for personal property and liability, ensuring residents understand replacement cost versus actual cash value policies. An initial inspection or a quick review of your current insurance summary typically begins the process of securing tailored mobile home policies.
Michael Scattergood: Allstate Insurance provides specialized assistance in securing mobile home insurance in Bowling Green, Kentucky. The agency handles applications for coverage policies tailored to manufactured and mobile homes. General insurance agent services include reviewing policy terms and explaining available protection options. During the severe storm season common to the region, the agency helps clients understand their policy’s specific wind and hail damage provisions.
Davis Insurance is known in Bowling Green, Kentucky for providing mobile home insurance coverage tailored to manufactured and modular dwellings. The agency works with clients across the region to help them protect their homes and personal property from common local risks, including severe storms and liability concerns. Serving both single-wide and double-wide homeowners, it offers basic policies with options for additional protection. A specialty service that can be added on is coverage for replacement cost on the home structure itself.
What Does a a Mobile Home Insurance Agent in Bowling Green Cost?
The cost of mobile home insurance in Kentucky typically ranges from 400 to 1,200 dollars per year depending on the age and value of the home your location in Bowling Green and the coverage limits you choose. Older homes or those in flood prone areas may have higher premiums. This is general information and not insurance advice.
About mobile home insurance agents in Bowling Green
If you own a mobile or manufactured home in Bowling Green Kentucky you need an insurance agent who understands the specific risks and regulations in the state. Kentucky law requires mobile home owners to carry at least minimum liability coverage but many lenders also require comprehensive and collision protection. A local agent can help you find a policy that meets your needs and complies with Kentucky insurance statutes.
Frequently Asked Questions
What coverage is required for mobile homes in Kentucky?
Kentucky law requires liability insurance for mobile homes just like site built homes. The minimum liability limits are 25 thousand dollars for bodily injury per person 50 thousand per accident and 10 thousand for property damage. Lenders often require additional coverage like comprehensive and collision.
How do I find a mobile home insurance agent in Bowling Green?
You can search online for independent agents in Bowling Green who specialize in manufactured home policies. Many local agencies represent multiple insurance carriers which allows them to compare quotes for you. You can also ask neighbors or your mobile home park manager for referrals.
Does Kentucky have any special rules for mobile home insurance claims?
Yes Kentucky has a statute of limitations for filing insurance claims which is generally one year from the date of loss for property damage. You should report any damage to your agent or insurance company as soon as possible to avoid missing this deadline.
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