The top-rated mobile home insurance agent in Lexington, Kentucky is Carpenter Insurance Group LLC, rated 5.0 stars across 333 reviews. Other highly rated options include SeibertKeck Insurance Partners, Energy Insurance Agency, Asshield Insurance. This directory lists 19 mobile home insurance agents serving Lexington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Carpenter Insurance Group LLC | 141 Prosperous Pl Suite 26 | (859) 202-3656 |
| 2 | SeibertKeck Insurance Partners | 2011 Rambler Rd #1 | (859) 203-5353 |
| 3 | Energy Insurance Agency | 3008 Atkinson Ave #3 | (859) 273-1549 |
| 4 | Asshield Insurance | 2240 Executive Dr UNIT 103 | (859) 368-0162 |
| 5 | Brooke Whalen Insurance | 1795 Alysheba Way UNIT 1103 | (859) 885-0232 |
| 6 | Bray & Oakley Insurance Agency | 3061 Fieldstone Way #300 | (859) 927-3743 |
| 7 | Renee Jackson Insurance Agency | 1795 Alysheba Way Suite 1101 | (859) 317-2217 |
| 8 | The Hutch Agency - Kentucky | 121 Prosperous Pl STE 9B | (859) 309-1912 |
| 9 | Greater Lexington Insurance Agency, Inc. | 1066 Wellington Way | (859) 224-2477 |
| 10 | Heritage Insurance Agency | 3306 Clays Mill Rd Ste 106 | (859) 219-1122 |
Carpenter Insurance Group LLC provides a full range of services for mobile home insurance needs in Lexington, Kentucky, including policy selection, claims assistance, and coverage adjustments. The company works with clients to establish and review maintenance plans that help protect their manufactured homes from common risks in the region. It serves single-family mobile homes, apartment complexes, retail properties, and restaurants.
SeibertKeck Insurance Partners serves the Lexington, KY metro area as a mobile home insurance agency. The company provides specialized coverage policies for manufactured and mobile homes, protecting owners against common risks in the region. Its agents work with local insurance markets to secure tailored policies. SeibertKeck Insurance Partners handles both standard mobile home insurance policies and supplemental coverage for additional structures on the property.
Serving homeowners throughout Lexington, Energy Insurance Agency provides mobile home insurance to protect properties in this area from weather-related damage and liability concerns. The agency helps clients navigate coverage options for manufactured and modular homes, addressing specific regional needs. It also offers guidance on policy requirements for mobile home parks and individual units. Extending its services beyond Fayette County, this agency covers mobile homes in the neighboring communities of Nicholasville and surrounding Jessamine County.
Asshield Insurance serves clients in Lexington, Kentucky, and its surrounding communities. As a mobile home insurance agent, the company handles policies specifically designed for manufactured and mobile homes in the area. It focuses on protecting these structures, personal property, and liability coverage. When addressing a typical job, the agent first assesses the specific risk factors of the property, then identifies appropriate coverage limits and deductibles to curate a tailored insurance solution for each unique mobile home.
For homeowners seeking long-term financial protection versus those requiring a single transaction, Brooke Whalen Insurance in Lexington, KY provides tailored mobile home insurance solutions. Coverage can address risks specific to manufactured and mobile dwellings, including liability and property damage common in this region. The agent helps clients navigate policy options to safeguard their investment against local weather and theft concerns. This local agency operates primarily on an as-needed basis, assisting with new policies, renewals, or claims support whenever homeowners require guidance.
As a mobile home insurance agent operating in Lexington, Kentucky, Bray & Oakley Insurance Agency specializes in providing coverage tailored specifically for manufactured and mobile homes. It offers general insurance services, including helping clients protect their property against common risks such as fire, theft, and weather-related damage. Given the region's variable seasons, the agency particularly assists homeowners with preparing their policies to address potential storm and high-wind concerns that often develop during the spring and summer months.
When harsh Kentucky storms threaten mobile homes in the Lexington area, protection becomes a top priority. Renee Jackson Insurance Agency works with local homeowners to assess their unique risks and recommend appropriate mobile home coverage. The agent understands how wind and hail can damage manufactured housing, and she ensures policies address those specific needs. An initial consultation typically begins with a thorough inspection of the property, allowing the agent to identify potential vulnerabilities. This step provides a clear foundation for building a personalized insurance solution.
The Hutch Agency - Kentucky provides mobile home insurance in Lexington and the surrounding region, helping clients protect both single-wide and double-wide manufactured homes from common risks. The agency specializes in add-on coverages that address gaps in standard policies, including equipment breakdown, personal property replacement, and liability protection for attached structures. Commercial clients can secure coverage for their business needs as well, including mobile home offices, on-site equipment storage warehouses, and food service operations located within manufactured home communities.
Heritage Insurance Agency in Lexington, Kentucky, is known for helping residents secure coverage for mobile and manufactured homes. The agency works with clients to find policies that address the specific needs of these dwellings. In this area, mobile home insurance typically covers the structure, personal belongings, and liability. It also protects against common regional weather risks like hail and strong winds. Heritage can add replacement cost coverage for personal property or offer policies that protect against water damage from burst pipes.
What Does a a Mobile Home Insurance Agent in Lexington Cost?
The average cost for mobile home insurance in Kentucky ranges from 300 to 700 dollars per year for a standard policy. Factors like the homes age location and coverage limits affect the price. Older homes or those in flood zones may cost more. This is general information and not insurance advice.
About mobile home insurance agents in Lexington
Mobile home insurance agents in Lexington Kentucky help owners of manufactured and mobile homes find the right coverage. Kentucky law requires proof of financial responsibility for registered vehicles but does not mandate specific mobile home insurance. Agents can explain how local weather risks like hail and wind affect your policy options.
Frequently Asked Questions
Do I need mobile home insurance in Lexington Kentucky?
Kentucky does not require mobile home insurance by law. However your lender will require it if you have a loan. An agent can help you meet lender requirements and protect your home from local risks.
What does a mobile home insurance policy in Kentucky typically cover?
A standard policy covers the home structure personal property and liability. Many policies also include protection against fire wind and hail. An agent can add optional coverage for flood or earthquake in Kentucky.
How do I choose a mobile home insurance agent in Lexington?
Look for an agent who works with multiple insurance companies and understands Kentucky regulations. Ask about their experience with manufactured homes and local weather patterns. Compare quotes from several agents to find the right fit.
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