The top-rated mobile home insurance agent in Hopkinsville, Kentucky is Steve Crisp - State Farm Insurance Agent, rated 5.0 stars across 743 reviews. Other highly rated options include Michael Venable - State Farm Insurance Agent, Shelter Insurance, Kentucky Farm Bureau Insurance. This directory lists 19 mobile home insurance agents serving Hopkinsville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Steve Crisp - State Farm Insurance Agent | 3247 Lafayette Rd | (270) 885-3139 |
| 2 | Michael Venable - State Farm Insurance Agent | 1107 S Virginia St | (270) 885-0063 |
| 3 | Shelter Insurance | 1211 Skyline Dr | (270) 632-1307 |
| 4 | Kentucky Farm Bureau Insurance | 250 Burley Ave | (270) 885-3276 |
| 5 | Tom Bell - State Farm Insurance Agent | 205 Bill Flynn Blvd | (270) 885-2982 |
| 6 | Pollock-Christian County Insurance | 710 W 15th St | (270) 518-5646 |
| 7 | Kristy Walker: Allstate Insurance | 4447 Canton Pike | (270) 707-0404 |
| 8 | Legacy Insurance - KY | 2512 Fort Campbell Blvd # C | (270) 975-3133 |
| 9 | Charlie Henderson - State Farm Insurance Agent | 2919 Fort Campbell Blvd Ste B | (270) 885-2230 |
| 10 | Higgins Insurance | 4057 Lafayette Rd | (270) 886-3939 |
Steve Crisp - State Farm Insurance Agent serves the Hopkinsville, Kentucky area, focusing on mobile home insurance solutions for local residents. The agency helps clients secure policies that protect their manufactured or mobile homes against common regional risks, including severe weather and property damage. Coverage options are designed to address the unique structural and liability needs of mobile homeowners. This agent handles mobile home insurance policies and also assists with related coverage needs such as personal property protection and replacement cost options.
Michael Venable - State Farm Insurance Agent in Hopkinsville, KY, offers a range of mobile home insurance services to protect customers from common property risks. Service and maintenance plans are designed to help clients understand their coverage options and make informed adjustments as needed. The agency assists with policy inquiries and claims support for single-family manufactured homes. It also provides similar coverage solutions for apartments, retail spaces, and restaurants in the local area.
Homeowners and property owners in Hopkinsville, Kentucky turn to Shelter Insurance for mobile home coverage tailored to their specific needs. The agency assists with policies that protect against common regional risks, including storm damage and liability concerns. It works with clients to explain coverage options and ensure their manufactured homes are adequately protected. Its services also extend to providing information on policy adjustments for changing circumstances. Additionally, it serves customers in the neighboring communities of nearby Christian County areas.
Based in Hopkinsville, Kentucky, this office works with local mobile home owners to structure appropriate insurance policies. It focuses on the property structure and personal belongings inside the dwelling, while also providing options for specialty add-ons like personal liability coverage and protection for additional structures on the lot. This agency can structure coverage for personal residences as well as commercial sectors including offices, warehouses, and food service operations.
Tom Bell - State Farm Insurance Agent serves Hopkinsville, Kentucky, and the surrounding communities in Christian County and the nearby region. It handles mobile home insurance policies, offering coverage for manufactured homes and personal property. The agency works with customers to find policies suited to different budgets and risk levels. For a typical job, it reviews the client's specific mobile home details and coverage needs, then presents policy options from available carriers to match the property's value and the owner's preferences.
Pollock-Christian County Insurance serves clients in Hopkinsville, Kentucky, by distinguishing between one-time policies for seasonal or vacant mobile homes and recurring annual plans for year-round residences. Their coverage options address common risks such as wind, hail, fire, and liability protection specific to manufactured housing. The agent works with standard insurers in the region to help owners choose appropriate deductibles and replacement cost values. Service arrangements depend on the selected plan, with policies typically running on an annual scheduled basis and renewing unless changes are requested.
Kristy Walker: Allstate Insurance provides mobile home insurance in Hopkinsville, Kentucky, specializing in coverage for manufactured and trailer homes. The agency also handles standard homeowners and auto policies, ensuring clients have access to broader protection plans. It assists with policies that address unique mobile home risks such as wind and hail damage common to the region. During the peak storm season, the company helps residents review their deductibles and update their coverage limits for added security.
When seasonal storms threaten western Kentucky, mobile home owners near Hopkinsville need reliable coverage advice, and Legacy Insurance - KY provides it. They guide clients through policies for manufactured housing, addressing common local concerns about wind and hail damage. Recognizing that each home and lot has unique risks, the agency focuses on matching coverage to the property’s specifics. A typical process begins with reviewing the homeowner’s current protection levels against regional exposures, then assessing the mobile home’s condition, setup, and ties during a concise initial inspection.
Charlie Henderson - State Farm Insurance Agent in Hopkinsville, KY, provides mobile home insurance, helping protect manufactured and modular dwellings against common local risks. The agency offers policy endorsements covering additional structures like storage sheds or decks. Services are available for residential mobile home parks, individual homeowner properties, and commercial sectors such as offices, warehouses, and food service operations.
Residential mobile home coverage is the primary focus for Higgins Insurance, serving clients in Hopkinsville, Kentucky, and the surrounding area. Commercial policies for manufactured home communities are also available upon inquiry. Standard protection plans address common local risks, including wind and hail damage typical of the region. The office issues initial policies after a thorough needs review and remains available for any necessary follow-up or repeat service between regularly scheduled policy renewals.
What Does a a Mobile Home Insurance Agent in Hopkinsville Cost?
Typical mobile home insurance costs in Kentucky range from 300 to 800 dollars per year for a basic policy. Factors that affect the premium include the age and size of the home its location in Hopkinsville and the coverage limits you choose. Older mobile homes may have higher rates due to depreciation and increased risk. This is general information and not insurance advice.
About mobile home insurance agents in Hopkinsville
Mobile home insurance agents in Hopkinsville Kentucky help owners of manufactured and mobile homes find appropriate coverage. Kentucky law requires mobile homes to be titled and insured similarly to vehicles. Local agents can guide you through the specific requirements for Christian County and the state of Kentucky.
Frequently Asked Questions
What does mobile home insurance cover in Hopkinsville Kentucky?
A standard mobile home insurance policy in Kentucky typically covers the structure against fire wind and theft. It also includes liability protection if someone is injured on your property. Many policies offer optional coverage for personal belongings and additional living expenses if your home becomes uninhabitable.
Is mobile home insurance required by law in Kentucky?
Kentucky law does not require mobile home insurance for the home itself. However if you have a loan on the mobile home your lender will require comprehensive and collision coverage. Additionally if you move your mobile home on public roads you must have liability insurance as required by Kentucky motor vehicle laws.
How do I choose a mobile home insurance agent in Hopkinsville?
Look for an agent who specializes in manufactured or mobile home policies. Ask about their experience with Kentucky specific regulations and whether they work with multiple insurance carriers. A local agent can also advise on risks common to the Hopkinsville area such as tornadoes and flooding.
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