The top-rated mobile home insurance agent in Lafayette, Louisiana is Michael Smith - State Farm Insurance Agent, rated 4.9 stars across 507 reviews. Other highly rated options include Bradley Beck - State Farm Insurance Agent, Leauxcal Insurance Agency, LLC, Terry Romero Wofford - State Farm Insurance Agency. This directory lists 20 mobile home insurance agents serving Lafayette.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Michael Smith - State Farm Insurance Agent | 2308 Kaliste Saloom Rd ste Saloom Rd | (337) 981-3472 |
| 2 | Bradley Beck - State Farm Insurance Agent | 1105 Ambassador Caffery Pkwy | (337) 406-2510 |
| 3 | Leauxcal Insurance Agency, LLC | 101 W Farrel Rd 5 Suite 101 | (337) 484-1171 |
| 4 | Terry Romero Wofford - State Farm Insurance Agency | 2200 W Congress St | (337) 232-4451 |
| 5 | Chase Desormeaux - State Farm Insurance Agent | 109 Energy Pkwy ste b | (337) 232-7359 |
| 6 | Nick Scelfo - State Farm Insurance Agent | 200 Heymann Blvd | (337) 981-6638 |
| 7 | TSL Insurance Group | 210 Rue Fontaine | (337) 262-0511 |
| 8 | Liggio Insurance Agency | 3909 Ambassador Caffery Pkwy Building C | (337) 989-2323 |
| 9 | Complete Insurance Solutions of La | 101 Feu Follet Rd # 205 | (337) 735-7613 |
| 10 | Core Insurance Solutions | 91 Settlers Trace Blvd Bld 3 | (337) 267-7963 |
Bradley Beck - State Farm Insurance Agent in Lafayette, LA, provides mobile home insurance coverage tailored to protect manufactured and modular dwellings. Their services include customizable policies that address the unique risks of mobile homes, with options for bundled protection plans. Available service or maintenance plans help ensure ongoing coverage adjustments as needs evolve. The agent assists clients throughout the region, offering protection for single-family homes and other residential properties, including apartments, retail, and restaurants.
Leauxcal Insurance Agency, LLC serves local homeowners and property owners in Lafayette, Louisiana who need specialized mobile home coverage. The agency helps clients select policies that protect their manufactured or mobile homes from regional weather risks, including hail and wind damage common to south Louisiana. It works with various insurance carriers to match each property’s value and structure. Its coverage area extends into the larger Lafayette metro region, also serving Scott and the surrounding communities of Broussard and Youngsville.
Serving Lafayette and the surrounding communities of Acadiana, Terry Romero Wofford - State Farm Insurance Agency handles protection for mobile and manufactured homes. The agency addresses risks specific to this housing type, including mobility-related coverage gaps and standard perils like storms and fire. To handle a typical job, it conducts a thorough review of the client’s specific loan requirements and local weather exposure to tailor a policy that aligns with those unique needs.
For mobile home coverage, a client may choose either a one-time basic plan or a recurring comprehensive policy that provides ongoing protection for structure and belongings. Chase Desormeaux - State Farm Insurance Agent in Lafayette, LA, assists residents in selecting the appropriate mobile home insurance to safeguard their property against local weather risks and liability issues. Customers can schedule a policy review or start new coverage on an as-needed basis to fit their individual circumstances.
Nick Scelfo - State Farm Insurance Agent in Lafayette, LA specializes in mobile home insurance policies tailored to manufactured and mobile homes. Its general agency work covers a full range of personal insurance solutions, including auto and homeowners coverage. The agency helps local residents understand the specific risks their homes face, such as wind and hail damage common during Louisiana hurricane seasons. With the area's frequent storms, it assists clients in adjusting their coverage limits before each spring storm period.
With hurricane season bringing high winds and heavy rain to Lafayette, TSL Insurance Group helps mobile homeowners secure protection tailored to their specific structure and lot. The company serves as an agent connecting residents with policies covering windstorm damage, roof leaks, and liability concerns common to manufactured homes in Acadiana. Every plan recommendation begins with a full walk-through inspection of the home’s skirting, tie-downs, and exterior condition before presenting coverage options.
Liggio Insurance Agency provides residential mobile home insurance services to clients in Lafayette, LA. Commercial coverage for mobile home parks or similar properties can also be arranged. The agency serves the local area and surrounding communities in Louisiana. Policies are tailored to protect structures and contents from regional weather risks. After a claim or policy renewal, agents follow up directly with clients to confirm coverage details remain appropriate. This ongoing communication supports repeat service between regular visits.
Complete Insurance Solutions of La in Lafayette provides mobile home insurance coverage, helping clients protect their manufactured and modular homes from common regional risks. Policies can be tailored to include additional protection for personal property, liability, and temporary living expenses if the home becomes uninhabitable. The agency also arranges coverage for commercial properties, including offices, warehouses, and food service establishments.
What Does a a Mobile Home Insurance Agent in Lafayette Cost?
The average cost for mobile home insurance in Louisiana ranges from 800 to 2,500 dollars per year depending on the home value location and coverage limits. Older mobile homes may have higher premiums due to increased risk. Flood insurance adds 500 to 1,500 dollars annually. This is general information and not insurance advice. Always consult a licensed agent for a personalized quote.
About mobile home insurance agents in Lafayette
Mobile home insurance agents in Lafayette Louisiana help owners of manufactured and mobile homes find appropriate coverage. Louisiana law requires mobile home owners to have liability insurance and property damage protection. Local agents understand the risks from hurricanes and flooding that are common in south Louisiana and can guide clients through policy options.
Frequently Asked Questions
Do I need mobile home insurance in Lafayette Louisiana?
Yes. Louisiana law requires liability coverage for mobile homes. Most lenders also require comprehensive and collision coverage. An agent can explain the minimum requirements and optional protections.
What does mobile home insurance cover in Louisiana?
Standard policies cover damage from fire wind hail and theft. Flood damage is not included and requires a separate policy from the National Flood Insurance Program. Agents can help add endorsements for hurricane deductibles and replacement cost coverage.
How do I choose a mobile home insurance agent in Lafayette?
Look for an agent licensed in Louisiana who specializes in manufactured home policies. Ask about their experience with Louisiana specific risks like storm surge and wind damage. Compare quotes from multiple agents to find suitable coverage at a fair price.
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