The top-rated mobile home insurance agent in New Orleans, Louisiana is FM Agency Group, rated 5.0 stars across 272 reviews. Other highly rated options include Garcia Insurance Services, Brightway Insurance, The Ben Rodriguez Agency, Freeway Insurance. This directory lists 12 mobile home insurance agents serving New Orleans.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | FM Agency Group | 201 Evans Rd Ste 315 | (504) 348-3131 |
| 2 | Garcia Insurance Services | 3815 MacArthur Blvd | (504) 875-4077 |
| 3 | Brightway Insurance, The Ben Rodriguez Agency | 7115 Dominican St | (504) 603-0900 |
| 4 | Freeway Insurance | 2083 Caton St | (504) 321-9396 |
| 5 | Mid-City Auto Title & Insurance | 3328 Bienville St A | (504) 827-1845 |
| 6 | Daniel Rahman Agency | 701 Dante St Ste C | (504) 756-1234 |
| 7 | KTS Insurance Agency | 3239 Bienville St | (504) 371-5519 |
| 8 | Brightway Insurance, The Combetta Agency | 201 St Charles Ave #2500 | (504) 393-2090 |
| 9 | The General | 7001 Read Ln ste A | (504) 482-5556 |
| 10 | State Farm: Luke Delouise | 110 Harrison Ave | (504) 486-7525 |
FM Agency Group serves the New Orleans, Louisiana area as a mobile home insurance agent. It assists local homeowners with securing coverage tailored specifically for manufactured and mobile homes. Policies from this agency can protect structures against common regional threats such as wind and hail damage. The company helps clients find liability protection and coverage for personal belongings inside the home.
Garcia Insurance Services in New Orleans serves homeowners, landlords, and property managers who need specialized protection for manufactured and mobile homes. The agency focuses on securing coverage that addresses the unique risks of these structures, including wind damage and older home replacement costs. It helps clients navigate Louisiana’s specific regulations and insurance market conditions. Beyond the city, the company also extends its services to homeowners in nearby Metairie and the surrounding Jefferson Parish communities.
Brightway Insurance, The Ben Rodriguez Agency provides comprehensive coverage options for mobile home owners, offering policies that protect both the structure and personal belongings from common regional risks. It assists clients in selecting suitable plans with tailored deductible levels and liability protections while explaining policy details throughout the process. Service support includes guidance on routine maintenance requirements and assistance with claims filing when needed. This New Orleans agency serves single-family mobile homes, manufactured home communities, and rental properties utilized as permanent residences.
Freeway Insurance in New Orleans, Louisiana, is a provider of mobile home insurance, offering coverage designed to protect manufactured and mobile homes. The agency helps local homeowners manage risks specific to this type of housing, including policies tailored to regional weather considerations. Account representatives assist clients in selecting appropriate levels of dwelling and personal property protection. As a specialty service, the company can add coverage for detached structures such as sheds or carports commonly found on mobile home lots.
Serving New Orleans and its surrounding communities, Mid-City Auto Title & Insurance handles mobile home insurance needs for local residents. The company helps clients obtain coverage that protects manufactured and mobile homes from common regional risks like wind and storm damage. Policies are tailored to address the specific structural and valuation concerns of these dwellings. For a typical job, it works directly with the homeowner to review the home’s condition and location, then selects appropriate coverage options that meet lender requirements and personal asset protection needs.
For mobile home coverage, one-time policies differ from scheduled renewals that adjust for changing risks and depreciation. Daniel Rahman Agency in New Orleans, LA, provides policy guidance that addresses regional weather exposure and standard structural requirements for manufactured housing. The agent explains how liability, contents, and additional living expense coverages apply to local conditions. Service for this agency operates on an as-needed basis, with renewals reviewed individually when policies approach expiration.
KTS Insurance Agency specializes in mobile home insurance tailored to the unique structures and depreciation concerns of manufactured housing. It provides general service work assessing risk and securing coverage for New Orleans mobile homeowners. The agency helps clients understand policy provisions for wind and hail damage, which is especially relevant during the volatile spring storm season. It can address flood insurance gaps and seasonal maintenance requirements, ensuring coverage adapts to Louisiana’s specific climatic challenges.
Brightway Insurance, The Combetta Agency in New Orleans assists clients with securing mobile home insurance policies tailored to their needs. The agency can help add specialized coverages such as protection against wind and hail damage, which are common in the region. These policies also address liability concerns and personal property replacement. Commercial sectors that can be served by this agency include offices requiring business property coverage, warehouses needing inventory protection, and food service establishments seeking general liability insurance.
With the threat of hurricane season from June through November, New Orleans mobile home owners face unique risks from high winds and flooding. The General offers specialized insurance policies designed to protect these manufactured structures against storm damage, fire, and liability claims common in the region. Their local agents understand Louisiana's building codes and parish-specific coverage requirements. To tailor a policy to your property, the agency begins by scheduling a thorough on-site inspection of your mobile home’s condition, tie-downs, and foundation.
Serving as a local mobile home insurance agent in New Orleans, Luke Delouise with State Farm provides residential coverage tailored to manufactured and mobile homes. He also assists with commercial insurance policies for clients owning multiple properties in the area. His work helps homeowners protect their structures and personal belongings against regional weather risks. For returning customers, he reviews existing policies during seasonal check-ins to adjust for any life changes or updated coverage needs.
What Does a a Mobile Home Insurance Agent in New Orleans Cost?
Typical mobile home insurance costs in Louisiana range from 800 to 2,500 dollars per year for a standard policy, depending on the home value, location, and coverage limits. In New Orleans, premiums are often higher due to hurricane and flood risks. Wind deductibles are usually a percentage of the dwelling value, such as 2 percent to 5 percent. This is general information and not insurance advice.
About mobile home insurance agents in New Orleans
Mobile home insurance agents in New Orleans help owners protect their homes from hurricane damage, windstorms, and flooding. Louisiana law requires mobile home insurers to offer wind and hail coverage on policies. An agent can explain how Louisiana?s coastal risks affect your premiums and what additional endorsements you may need.
Frequently Asked Questions
Do I need a special insurance agent for a mobile home in New Orleans?
Yes. Not all standard home insurance agents handle mobile homes. A mobile home insurance agent specializes in policies for manufactured and mobile homes, including coverage for wind, flood, and liability specific to Louisiana.
What Louisiana laws affect mobile home insurance coverage?
Louisiana law requires insurers to offer wind and hail coverage on mobile home policies. Also, flood insurance is not included in standard policies and must be purchased separately through the National Flood Insurance Program or a private carrier.
How do I choose a mobile home insurance agent in New Orleans?
Look for an agent licensed in Louisiana who has experience with manufactured homes in coastal areas. Ask about their knowledge of local flood zones, wind deductibles, and the Louisiana Citizens Property Insurance Corporation if you cannot get coverage elsewhere.
Mobile Home Insurance Agents in Other Louisiana Cities
Alexandria · Baton Rouge · Bossier City · Houma · Kenner · Lafayette · Lake Charles · Marrero · Metairie · Monroe · Shreveport · Slidell