The top-rated mobile home insurance agent in Lake Charles, Louisiana is Madison Crain - State Farm Insurance Agent, rated 5.0 stars across 289 reviews. Other highly rated options include Hight-Doland Agency: Allstate Insurance, Shayne Laughlin - State Farm Insurance Agent, Mila Robichaux: Allstate Insurance. This directory lists 20 mobile home insurance agents serving Lake Charles.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Madison Crain - State Farm Insurance Agent | 4080 Nelson Rd Ste 900 | (337) 477-3830 |
| 2 | Hight-Doland Agency: Allstate Insurance | 3405 Lake St | (337) 474-2020 |
| 3 | Shayne Laughlin - State Farm Insurance Agent | 4328 Lake St | (337) 477-7354 |
| 4 | Mila Robichaux: Allstate Insurance | 4405 Lake St | (337) 474-3500 |
| 5 | Curt Beckham - State Farm Insurance Agent | 3616 Ryan St | (337) 477-1188 |
| 6 | Chris Gaudet - State Farm Insurance Agent | 411 W College St | (337) 475-2740 |
| 7 | Kelly Lee Insurance | 3205 Ryan St | (337) 656-2890 |
| 8 | Goosehead Insurance - James Bice | 417 W College St | (337) 313-2603 |
| 9 | Goosehead Insurance - Garet Berry | 113 W Sallier St | (337) 347-7022 |
| 10 | John Fear: Allstate Insurance | 1634 Ryan St | (337) 419-0755 |
Madison Crain - State Farm Insurance Agent in Lake Charles, LA, provides mobile home insurance services covering structures, personal belongings, and liability protection. Its service plans include arranging policy reviews to help clients adjust coverage as their circumstances change. Maintenance of policies is managed through regular account check-ins. The company services a variety of properties, including single-family mobile homes, park model homes, manufactured home communities, rental apartments serving mobile home tenants, and related retail or restaurant structures.
Hight-Doland Agency: Allstate Insurance serves the Lake Charles, Louisiana metro area as a provider of mobile home insurance. It assists homeowners in securing coverage tailored for manufactured and mobile dwellings in the region. The agency helps clients understand policy options that address local weather risks and property protection needs. Common services include arranging quotes for personalized mobile home insurance plans and guiding customers through the process of adjusting or updating existing policies to fit their changing circumstances.
Shayne Laughlin - State Farm Insurance Agent provides mobile home insurance, distinguishing between a one-time policy purchase for initial coverage and recurring premium payments to maintain it. Coverage generally protects the structure, personal belongings, and liability, tailored for manufactured or mobile homes in the Lake Charles, LA area. Services typically include policy adjustments and claims assistance, operating on a scheduled basis for renewals and as needed for inquiries or claims.
Mila Robichaux: Allstate Insurance specializes in mobile home insurance, offering tailored policies that cover structures and personal property. It provides general insurance services including liability protection and coverage for additional living expenses. In the Lake Charles, LA area, its expertise includes addressing wind and hail damage from frequent Gulf storms. The agency helps clients secure coverage against hurricane-related losses before each severe weather season.
For Gulf Coast residents, seasonal storms bring flood and wind concerns for mobile homes. Curt Beckham - State Farm Insurance Agent in Lake Charles, LA, responds by offering policies specifically designed for manufactured homes. They help local homeowners understand available coverage options for this property type, addressing unique risks such as storm damage and liability. A typical first step involves a conversation to review the home’s specific location and condition, followed by a pre-coverage inspection to assess value and structural needs.
Serving Lake Charles and the surrounding communities in southwest Louisiana, Chris Gaudet - State Farm Insurance Agent handles mobile home insurance for local residents. The agency works with clients to secure policies that cover mobile and manufactured homes, protecting against common regional risks. It provides options for dwelling coverage and liability protection tailored to individual needs. For a typical job, the agent begins with a discussion of the client's property and coverage expectations, then explains several policy variations to find a suitable match.
Kelly Lee Insurance serves mobile homeowners in Lake Charles, Louisiana, and the surrounding areas. The agency addresses the unique insurance needs common to manufactured and mobile homes in the region, including coverage for wind and storm damage. Property managers and individual owners alike can access policies that protect structures and personal belongings. Its services are designed to help clients meet lender requirements or safeguard their investment. The company also covers clients in nearby Sulphur, ensuring broad access to mobile home insurance solutions.
Goosehead Insurance - James Bice offers mobile home insurance policies and specialized add-ons for policyholders in Lake Charles, Louisiana. Their work includes structuring comprehensive coverage that protects mobile homes against regional risks like storms and floods. Additional endorsements can address specific needs such as personal property replacement and extended liability. The agency serves a range of commercial sectors for related policies, including offices, warehouses, and food service operations.
Goosehead Insurance - Garet Berry in Lake Charles, LA provides residential coverage for mobile and manufactured homes, protecting structures and belongings from regional weather risks. Commercial mobile home park insurance is also available for local property owners. The service area includes Lake Charles and surrounding Southwest Louisiana communities. Clients often schedule follow-up policy reviews or file claims assistance between their regular visits, ensuring continued protection without service gaps.
John Fear: Allstate Insurance is a reliable mobile home insurance agent serving Lake Charles, Louisiana, and the surrounding region. The company focuses on helping mobile home owners protect their properties and belongings with appropriate coverage. Their services typically include personal liability and property damage protections tailored for manufactured homes. The agency aids clients in understanding policy details and customizing plans to fit individual needs. For those seeking extra protection, they can also provide additional coverage for detached structures or personal property beyond standard limits.
What Does a a Mobile Home Insurance Agent in Lake Charles Cost?
The cost of mobile home insurance in Louisiana typically ranges from 600 to 1,500 dollars per year for a standard policy. Factors that affect the price include the age and size of the home its location in Calcasieu Parish and the amount of windstorm coverage selected. Older homes may cost more to insure and homes in flood zones require a separate flood policy. This is general information and not insurance advice.
About mobile home insurance agents in Lake Charles
Mobile home insurance agents in Lake Charles Louisiana help owners protect their homes from hurricane damage and other risks common to the region. Louisiana law requires mobile home owners to carry specific liability coverage if the home is financed. An agent can explain the difference between actual cash value and replacement cost policies for your manufactured home.
Frequently Asked Questions
What does a mobile home insurance agent in Lake Charles do?
A mobile home insurance agent helps you find a policy that covers your home structure personal property and liability. They can explain Louisiana specific requirements such as windstorm coverage which is important in Calcasieu Parish. The agent also assists with filing claims after a storm or accident.
Is mobile home insurance required in Louisiana?
Louisiana law does not require mobile home insurance if you own the home outright. However if you have a loan your lender will require a policy that meets their coverage minimums. Many agents recommend a policy that includes wind and hail coverage due to the hurricane risk in Lake Charles.
How do I choose a mobile home insurance agent in Lake Charles?
Look for an agent who specializes in manufactured homes and understands Louisiana coastal risks. Ask about their experience with windstorm claims and whether they offer policies from multiple insurance companies. Check that the agent is licensed in Louisiana through the Louisiana Department of Insurance.
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