The top-rated mobile home insurance agent in Milford, Massachusetts is A-Affordable Insurance Agency, Inc., rated 4.7 stars across 228 reviews. Other highly rated options include Fisher Insurance Agency, Inc (FIAI), Foy Insurance, A Division of World, Universal Insurance Agency, INC. This directory lists 13 mobile home insurance agents serving Milford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | A-Affordable Insurance Agency, Inc. | 2 Beach St | (508) 473-0095 |
| 2 | Fisher Insurance Agency, Inc (FIAI) | 194 West St UNIT 7 | (508) 853-2400 |
| 3 | Foy Insurance, A Division of World | 154 West St | (508) 473-4747 |
| 4 | Universal Insurance Agency, INC | 209 E Main St | (508) 453-1530 |
| 5 | Point Insurance - Milford | 207 Main St | (833) 280-6080 |
| 6 | Bright Agency | 6 Congress St | (508) 473-0556 |
| 7 | Massachusetts Association of Insurance Agents | 91 Cedar St | (508) 634-2900 |
| 8 | Secure Insurance Agency Milford | 122 Medway Rd | (339) 219-1565 |
| 9 | Capacity Insurance Services Milford | 271 Main St | (508) 426-9564 |
| 10 | Kaplansky Insurance - Milford Branch | 104 Prospect St | (508) 478-0744 |
As the winter months in Milford bring concerns about frozen pipes and storm damage to mobile homes, A-Affordable Insurance Agency, Inc. helps local owners navigate their coverage options for such seasonal risks. The agency works with policies designed specifically for manufactured housing, addressing the unique structural and liability needs of this property type. An initial on-site inspection is typically scheduled to assess the home's condition before any final coverage decisions are made.
Fisher Insurance Agency, Inc serves the greater Milford, Massachusetts area as a provider of mobile home insurance agent services. Agents here work with local insurers to cover manufactured and modular homes with protection against weather damage and liability risks. Policies often address personal property, attached structures, and loss-of-use coverage. The company handles claims assistance for storm-related losses and helps guide clients through replacement cost options on their manufactured and mobile dwellings.
Foy Insurance, A Division of World in Milford, MA provides mobile home insurance agent services, including policy guidance for protection against common risks. It helps clients understand coverage options that address potential damage from severe weather and liability concerns specific to manufactured homes. The agency assists with plan adjustments and claims support to keep properties secure. It services a range of residential and commercial properties such as single-family homes, apartments, retail spaces, and restaurants.
Universal Insurance Agency, INC serves the Milford, Massachusetts area and surrounding communities in central Worcester County. The agency handles mobile home insurance coverage, addressing the unique protection needs of manufactured and modular homes in the region. They focus on securing policies that cover dwelling damage, personal property, and liability risks specific to mobile home living. For a typical job, the agent begins by reviewing the client’s specific home model, location, and coverage gaps before tailoring a policy from available insurers to match those individual needs.
Point Insurance in Milford serves homeowners and property owners seeking financial protection for their mobile or manufactured homes. The company assists clients with insurance policies tailored to the unique requirements of factory-built housing in this region. Coverage options typically address risks specific to mobile homes, including structural damage and personal liability. The agency provides guidance to individuals throughout the policy process, from selecting appropriate limits to understanding policy terms. Point Insurance also extends its mobile home insurance services to neighboring towns such as Hopedale and the greater MetroWest area.
Located in Milford, MA, Bright Agency assists clients with mobile home insurance. The primary distinction between coverage options involves a one-time policy versus a recurring annual plan, each providing different terms for protection. Mobile home insurance generally safeguards the structure and personal property from common perils like fire, wind, and theft. This local agent helps residents understand policy limits, deductibles, and exclusions that apply to their specific housing situation. Service from Bright Agency is available on an as-needed basis, allowing policyholders to request assistance when reviewing or updating their current coverage.
The Massachusetts Association of Insurance Agents in Milford, MA, specializes in mobile home policies that cover the structure itself and personal possessions inside. The agency also helps clients arrange liability protection and additional living expense coverage for temporary housing needs after a covered loss. Their general service work includes explaining how mobile home insurance differs from standard homeowners policies, addressing actual cash value versus replacement cost decisions. During the winter months, it frequently advises owners on protecting against frozen pipes and snow load damage.
As winter approaches in Milford, property owners face risks from snow load and ice dams that can damage a mobile home’s roof. Secure Insurance Agency Milford reviews these specific vulnerabilities when helping clients find appropriate coverage. Policies typically address replacement costs for both the structure and personal belongings after a storm. The agent also considers local zoning requirements and seasonal weather patterns that affect premium options. To begin, they arrange an on-site inspection of the home’s foundation, skirting, and attachment systems.
Capacity Insurance Services Milford provides residential mobile home insurance to clients throughout Milford, Massachusetts, working directly with homeowners to secure appropriate coverage for manufactured and mobile dwellings. The agency also assists with commercial policies for clients whose mobile homes are used for business purposes within the surrounding area. Policyholders receive guidance on local coverage requirements and can schedule follow-up service or repeat assistance between regular visits to address changing needs or updates.
Kaplansky Insurance - Milford Branch helps property owners select mobile home coverage to protect against common regional risks. Beyond standard policies, its specialty add-ons include protection for attached decks, sheds, and personal belongings during transit. Clients work with licensed agents who explain policy terms and coverage limits for various property conditions. The agency also serves commercial sectors, including small offices, storage warehouses, and food service businesses that require tailored insurance for their specific liabilities and assets.
What Does a a Mobile Home Insurance Agent in Milford Cost?
The cost of mobile home insurance in Massachusetts typically ranges from 300 to 900 dollars per year for a standard policy. Factors that affect the premium include the age and condition of the home its location in Milford and the coverage limits you choose. Older homes or those in flood prone areas may cost more. This is general information and not insurance advice.
About mobile home insurance agents in Milford
Milford Massachusetts residents who own a mobile home or manufactured home need an insurance agent familiar with state specific regulations. Massachusetts requires mobile homes to be insured as real property if permanently affixed to land. A local agent can help you comply with these rules and find appropriate coverage for your home.
Frequently Asked Questions
What does a mobile home insurance agent in Milford do?
A mobile home insurance agent in Milford helps you find a policy that covers your structure personal property and liability. They can explain Massachusetts specific requirements such as windstorm coverage and flood insurance options. The agent also assists with claims and policy changes.
Is mobile home insurance required by law in Massachusetts?
Massachusetts does not require mobile home insurance by state law. However if you have a loan on the home your lender will require coverage. Even without a loan insurance protects against fire storm damage and liability claims.
How do I choose a mobile home insurance agent in Milford Massachusetts?
Look for an agent who specializes in manufactured or mobile home policies and knows Massachusetts insurance regulations. Check their license status with the Massachusetts Division of Insurance. Ask about coverage for replacement cost liability limits and discounts for safety features.
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