The top-rated mobile home insurance agent in Reading, Massachusetts is InsurePlus, rated 5.0 stars across 201 reviews. Other highly rated options include Old Heritage Insurance Agency LLC, Davis Clark & Latham Insurance Agency Inc, Gilbert Insurance Agency. This directory lists 12 mobile home insurance agents serving Reading.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | InsurePlus | 505 Main St | (781) 896-6096 |
| 2 | Old Heritage Insurance Agency LLC | 324 Main St | (781) 944-9930 |
| 3 | Davis Clark & Latham Insurance Agency Inc | Pleasant St #3 | (781) 944-6171 |
| 4 | Gilbert Insurance Agency | 137 Main St | (781) 942-2225 |
| 5 | Gallagher Insurance, Risk Management & Consulting | 55 Walkers Brook Dr Suite 403 | (877) 977-1898 |
| 6 | LBP Insurance Agency | 2 Haven St UNIT 208 | (781) 779-1853 |
| 7 | Allstate Insurance Agent: Robert Slocum | 274 Main St suite 200 | (781) 205-4374 |
| 8 | Nice Insurance Massachusetts | 1 General Way | (339) 204-6352 |
| 9 | Strong Insurance Inc | 88 Haven St | (781) 944-3559 |
| 10 | J.J. Ruddy Insurance Agency | 248 Main St #102 | (781) 396-4900 |
InsurePlus provides comprehensive mobile home insurance policies for clients in Reading, Massachusetts, addressing coverage needs like property damage, liability, and personal belongings. The company offers standard service plans to assist with policy adjustments, claim filing guidance, and routine policy reviews to ensure adequate protection. Dedicated agents work with clients to secure and maintain suitable coverage for their manufactured or modular homes. InsurePlus services properties including single-family mobile homes, seasonal cottages, and small rental units set on private lots.
Old Heritage Insurance Agency LLC serves the Reading, Massachusetts area and surrounding communities as a local mobile home insurance agent. The agency connects residents with tailored coverage options for manufactured and modular homes, which require specific policy considerations distinct from standard homeowners insurance. Its agents are familiar with regional weather patterns and zoning regulations that affect mobile home policies in the Merrimack Valley region. The company handles risk assessments and policy comparisons for both new mobile home purchases and existing units needing updated coverage limits.
Davis Clark & Latham Insurance Agency Inc serves mobile homeowners in Reading, Massachusetts, and throughout the surrounding area. The agency provides specialized insurance policies tailored to manufactured and mobile homes, addressing the unique coverage needs of these residences. Their services help clients protect their property against common regional risks. The team works closely with each customer to explain policy options and select appropriate protection. Davis Clark & Latham Insurance Agency Inc additionally covers nearby communities such as Woburn and Wakefield for mobile home insurance needs.
Gilbert Insurance Agency serves homeowners and property managers in Reading, Massachusetts, offering specialized mobile home insurance policies that protect against risks common to manufactured and modular housing. The agency provides coverage options tailored to the unique structural and liability needs of mobile home residents in the area. Beyond its local base, the agency also covers communities in nearby Woburn and across Middlesex County.
Gallagher Insurance, Risk Management & Consulting serves mobile home owners in Reading, Massachusetts, and the surrounding communities of the North Shore and Greater Boston area. The company handles both personal mobile home insurance policies and risk management needs for manufactured homes. A typical job begins with a detailed review of the property’s condition, location, and replacement cost, then pairs homeowners with appropriate liability and property coverage from multiple carriers. It generally completes each job by presenting a clear comparison of coverage options and premium differences directly to the client.
LBP Insurance Agency serves the Reading, Massachusetts area by addressing the distinction between initial policy setup and ongoing policy adjustments for mobile home coverage. The agency helps clients understand how standard policies differ from the specific protections needed for manufactured or modular homes, ensuring adequate coverage for structures not built on permanent foundations. Service is generally available on a one-time basis for new policy applications, scheduled as annual renewal reviews approach, or as-needed for policy changes such as adding new personal property or updating liability limits.
In coastal and storm-prone Reading, winter weather and seasonal freeze-thaw cycles can affect mobile home roofs, skirting, and pipe connections. Allstate Insurance Agent Robert Slocum advises on mobile home-specific coverage needs for full-time residents and seasonal park models. He handles policy adjustments when owners install tie-downs, enclose underpinning, or update electrical systems. Coverage may include trip or property damage risks common across local mobile home parks. An agent then schedules a site inspection of the unit’s current condition to confirm eligibility for a new binder.
Serving the Reading, Massachusetts area, Nice Insurance Massachusetts specializes in mobile home insurance policies tailored to manufactured and modular dwellings. The agency also provides general property coverage, helping local residents secure protection for their primary or seasonal homes. Understanding the unique risks of mobile homes, it addresses concerns such as wind damage from nor’easters and freeze-related plumbing issues that can arise during harsh New England winters.
Strong Insurance Inc serves clients in Reading, Massachusetts who require coverage for manufactured and modular homes. The agency offers policy enhancements that protect against specific perils common to this region, such as storm damage and liability concerns. These additional coverage options help policyholders tailor their protection to individual property needs. Strong Insurance Inc can provide risk management solutions for a variety of commercial operations, including offices, warehouses, and food service establishments.
What Does a a Mobile Home Insurance Agent in Reading Cost?
Mobile home insurance costs in Massachusetts typically range from 500 to 1,500 dollars per year for a standard policy. Factors include the home age, location in Reading, coverage limits, and deductible. Older mobile homes may cost more to insure. This is general information, not insurance advice.
About mobile home insurance agents in Reading
Mobile home insurance agents in Reading Massachusetts help owners of manufactured and mobile homes find appropriate coverage. Massachusetts law requires all mobile homes to be insured similarly to traditional homes, with specific protections for wind and fire damage. Local agents can explain policy options that meet state lending and park requirements.
Frequently Asked Questions
Do I need mobile home insurance in Reading Massachusetts?
Yes, Massachusetts requires mobile home insurance if you have a loan or live in a mobile home park. Most parks mandate liability and property coverage. Even without a loan, insurance protects against fire, wind, and theft.
What does mobile home insurance cover in Massachusetts?
Standard policies cover the home structure, personal property, and liability. Massachusetts policies often include windstorm coverage and may offer optional flood insurance. Check with an agent about state-specific exclusions for older mobile homes.
How do I choose a mobile home insurance agent in Reading?
Look for an agent licensed in Massachusetts who specializes in manufactured homes. Ask about their experience with local parks and lenders. Compare quotes from multiple agents to find coverage that fits your budget and needs.
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